The Fintech Times

MARCH 26, 2024

As insurers strive to meet the evolving needs of a digitally-savvy customer base while addressing the persistent challenge of financial inclusion, they are increasingly turning to fintech solutions. “Data can support efforts to assess flood risk more accurately, especially as the risk itself continues to evolve.

Underserved 115

Underserved FinTech Financial Inclusion Risk 115

The Fintech Times

OCTOBER 30, 2024

While this represents a significant step forward, should financial inclusivity have moved further ahead by now? Solving credit invisibility requires more inclusive and creative solutions that open up financial opportunities for everyone, not just a select few. Then we’ll make real progress.”

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

PYMNTS

MAY 29, 2018

And, Experian’s report notes, both consumers and lenders are getting increasingly interested in “those much more comprehensive profiles” becoming a standard part of the underwriting process. Lenders’ primary goal is to assess a consumer’s stability, ability and willingness to pay. Alternative Data Streams Good (And Not So Good).

Financial Inclusion 62

Financial Inclusion Underwriting Credit Cards Disputes 62

Fintech News

MAY 28, 2024

Embrace Financial Inclusion One of the key drivers behind the success of Nubank has been its unwavering commitment to financial inclusion — a major focal area for APAC digital banks as well. This presents a massive untapped market for digital banks willing to prioritise financial inclusion.

APACS 126

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 126

FICO

AUGUST 16, 2021

FICO Applauds FHFA Inclusion of Rental Data in Underwriting. Last week, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae will begin considering borrowers’ rental payment history in its risk assessment process. that show a personal financial history that isn’t captured by the credit bureaus.

Underwriting 52

Underwriting Risk Assessment Assessments Financial Inclusion 52

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. “One-click” loans become reality through instant credit assessments.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Fintech News

AUGUST 12, 2024

Technology firm Microsoft is working with Axis Bank and Aditya Birla Capital, among others, to deploy processes using genAI to transform contact centers, boost sales and overhaul claims and underwriting processes. Holistic inclusion, beyond financial inclusion Holistic inclusion is another key theme in the financial sector.

Embedded Finance 111

Embedded Finance FinTech Non-Bank Cross-Border 111

The Fintech Times

APRIL 15, 2024

“By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. However, a significant revolution lies ahead – the personalisation of services based on individual user assessments. “Finally, AI is reducing risk in the embedded insurance space.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

Fintech Review

APRIL 11, 2025

They use alternative credit scoring methods and automated underwriting. Wealthtech Wealthtech includes robo-advisors, stock trading apps, pension tools, and financial planning software. Big Data Analytics : Helps predict customer behaviour, optimise pricing, and assess creditworthiness in real time.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. A new category was introduced to recognise progress in artificial intelligence and quantum technology.

AI 106

AI FinTech Innovation Payment APIs and Integration 106

FICO

DECEMBER 23, 2016

Jennings spoke about the dual problems of reckless lending and the challenge of improving financial inclusion in China. He proposed that both can be solved with clever, analytically driven credit assessments that use new sources of data. All three of these aspects can facilitate the operation and underwriting of credit.”.

Finance 59

Finance Online and Mobile Banking Risk Management Assessments 59

PYMNTS

MARCH 13, 2018

According to Grab , central to the new joint venture is the ability for the company to gather and analyze alternative data points on consumer behavior, which can then be used to develop credit and risk assessments. Many in our region have no access to loans that they can use to purchase a new home or grow their small business.

Consumer 40

Consumer Finance Financial Inclusion Assessments 40

Electronic Transactions Association

JANUARY 21, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

BNPL 40

BNPL Financial Inclusion Privacy Small Business 40

M2P Fintech

MARCH 28, 2024

It aims to streamline verification, enhance accuracy, and promote financial inclusion. This collaborative approach expands market reach and enhances financial inclusivity. It’s essentially a risk assessment to determine the likelihood of the borrower repaying the debt according to the agreed terms.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

MAY 25, 2017

The particulars of each geographic market affect everything from how lenders underwrite loans to the technologies by which small businesses access funds, according to PayPal Head of Global Social Innovation Sean Milliken and Village Capital Managing Director Allie Burns. For some, it’s through their traditional banks.

Finance 42

Finance Underwriting Small Business PayPal 42

FICO

APRIL 28, 2023

Credit Risk Assessment Trends For a couple of decades now, there has been a growth in the use of alternative data (i.e., consumer data not included in the traditional credit file) for credit risk assessment. Therefore, we expect the use of consumer-permissioned data to grow in importance in the latter half of 2023.

Credit Risk 52

Credit Risk Risk Risk Assessment Assessments 52

PYMNTS

DECEMBER 18, 2018

It’s not only hard for banks in the region to underwrite profitably, it is incredibly hard for them to evaluate consumers in terms of credit-worthiness.

Underserved 54

Underserved Product Underwriting Economy 54

FICO

FEBRUARY 7, 2023

BNPL loans are cited as a potential driver of greater financial inclusion, both in terms of consumer access to the BNPL loan themselves, as well as access to credit products that could enable unbanked and underbanked consumers to establish (or re-establish) their credit histories with one or more of the Consumer Reporting Agencies (CRAs).

BNPL 52

BNPL Posting Underwriting Consumer 52

Fintech News

MAY 23, 2024

To determine the best banks of 2024 from Asia and elsewhere, participants assessed banks where they currently have or had a checking or savings account within the past three years, or were familiar with through family or friends. The Securities segment engages in brokerage, discretionary investment, and underwriting services.

Online and Mobile Banking 131

Online and Mobile Banking Treasury Non-Bank Credit Cards 131

PYMNTS

APRIL 4, 2018

Petal wants to change the math on how consumers gain access to credit – and turn the tables on how creditworthiness is assessed. I think one of the great promises of more fair and accurate underwriting is bringing people back into the markets that have had an issue,” he said. What Powers Petal. about their vision,” Gross noted.

Credit Cards 53

Credit Cards Underwriting Product Regulations 53

PYMNTS

DECEMBER 16, 2019

With that access will come the visibility necessary to build a credit and financial history, which could pave the way to credit and microloans, as innovators use data and artificial intelligence (AI) to underwrite risk and build credit profiles. 2020 Trendline Five : The Massive Monetization Of Payments Choice.

Online and Mobile Banking 72

Online and Mobile Banking Credential Payments Economy 72

PYMNTS

JANUARY 1, 2020

With that access will come the visibility necessary to build a credit and financial history, which could pave the way to credit and microloans, as innovators use data and artificial intelligence (AI) to underwrite risk and build credit profiles. 2020 Trendline Five : The Massive Monetization Of Payments Choice.

Economy 69

Economy Online and Mobile Banking Credential Push-to-Card 69

Fintech Review

DECEMBER 10, 2024

Online lending platforms leverage advanced algorithms to assess creditworthiness rapidly, enabling faster loan approvals. Automated underwriting further accelerates the approval timeline. This flexibility and personalisation empower SMEs to access financial support designed to meet their unique challenges and goals.

FinTech 102

FinTech Assessments Finance Non-Bank 102

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Governments and regulatory bodies aim to increase financial inclusion and make services accessible to all. This opens the door to financial inclusion, benefiting both customers and financial institutions.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

Fintech Review

JANUARY 7, 2025

Digital applications and automated underwriting systems streamline the funding process, cutting down on paperwork and reducing approval times significantly. Data-Driven Risk Assessment Crowdfunding platforms leverage advanced data analytics to assess risks, benefiting SMEs that lack traditional credit histories.

Finance 105

Finance Risk Assessments Risk Assessment 105

Finovate

FEBRUARY 4, 2025

By integrating Plaid’s consumer-permissioned data, the company will be able to help its financial institution clients streamline the borrowing experience while maintaining both compliance and data security. Today, the company boasts more than 100 million users on its data and insights network and more than 12,000 financial institutions.

Credit Union 59

Credit Union AI Origination Underwriting 59