FICO

SEPTEMBER 15, 2022

SIMAH wins FICO ® Decisions Award for financial inclusion using FICO ® Scores. This growth in Saudi financial inclusion was made possible by SIMAH’s advocacy efforts with financial institutions and a parallel education campaign with consumers. “We Going Beyond Salary Data For Saudi Financial Inclusion.

Financial Inclusion 52

Financial Inclusion Risk Assessment Assessments Risk 52

FICO

OCTOBER 17, 2022

The launch of the Open Finance Framework by Bangko Sentral ng Pilipinas (BSP) in 2021 was a big step forward in driving financial inclusion for millions of Filipinos across the market who still do not have access to credit. Aggregating this information, we can assess potential risks and apply a risk score.

Credit Risk 52

Credit Risk Payment APIs and Integration Consulting Non-Bank 52

PYMNTS

DECEMBER 8, 2016

But the truth is: Those impacted by exclusionary credit scoring models, also known as “unscorables,” actually have financial and credit capability profiles that are similar to those consumers who are able to obtain credit scores. All others were assigned to the “Expanded” population.

Consumer 74

Consumer Risk Database Assessments 74

PYMNTS

DECEMBER 2, 2016

“Each model is validated by comparing predictive performance on both originations and existing-account management applications against the CRCs’ in-house models for the bankcard, auto and mortgage industries,” VantageScore wrote in a whitepaper , highlighting its findings, while reflecting on trends that have emerged over the years.

Risk 52

Risk Assessments Origination Consumer 52