FICO

OCTOBER 11, 2018

The first step in managing risk is quantifying it — and that’s exactly what the Assessment of Business Cybersecurity (ABC) does. Today marks the release of the first quarterly Assessment of Business Cybersecurity, at the Chamber’s Seventh Annual Cybersecurity Summit in Washington, DC. businesses. The ABCs of the ABC.

Assessments 68

Assessments Cybersecurity Data Breach Risk 68

FICO

MARCH 22, 2022

To better understand what was happening in the small business market FICO examined research conducted in 2019 and 2021 to provide a before and after comparison of lending demand and business sentiment in the two time periods. What do SMEs need from their banking providers post-pandemic? by Aashish Sharma.

Posting 52

Posting APACS Origination Small Business 52

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. Read the full post 2. Read the full post 3. Read the full post 4.

BNPL 52

BNPL Posting Underwriting Credit Risk 52

The Fintech Times

SEPTEMBER 30, 2024

Carbon ratings agency, BeZero Carbon , has published new research which indicates carbon credits could help fund critical global development targets – especially those which aline with at least one or more of the UN Sustainable Development Goals (SDG).

Due Diligence 64

Due Diligence Accreditation On-Demand Research 64

CB Insights

MARCH 25, 2022

window.ClearbitForHubspot.addForm($form); }, region: “na1”, portalId: “763793”, formId: “43c769ca-a0ef-4952-9926-d926d9a4c885” }); Want the full post? The post Apple acquires Credit Kudos, an open banking startup that provides credit assessments, for $150M. Download the report to learn more.

Assessments 61

Assessments Acquirers FinTech Posting 61

FICO

APRIL 27, 2017

The EFL credit risk score is created through a dynamic behavioral design and psychometric assessment that analyzes character traits with a proven relationship to credit risk. Bailey Klinger and Asim Khwaja created the Entrepreneurial Finance Lab Research Initiative at the Harvard Center for International Development.

Credit Risk 66

Credit Risk Assessments Risk Financial Inclusion 66

PYMNTS

APRIL 29, 2020

This is already pointing to big changes in how people shop, with mobile remote payments emerging as an early favorite in the post-pandemic reorganization of companies small and large. Our research indicates that 72.1 A key finding of the report is that consumers’ use of mobile phone in stores rose by 25.2

Posting 69

Posting Payments Assessments Consumer 69

Fintech News

FEBRUARY 21, 2024

In response, the National Institute of Standards and Technology (NIST) has initiated a global effort to standardise post-quantum cryptography (PQC), which includes identifying quantum-resistant cryptographic algorithms compatible with existing communication protocols to safeguard against CRQC threats.

Third Party Vendors 104

Third Party Vendors Cybersecurity Mitigation Encryption 104

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52

The Fintech Times

APRIL 15, 2024

“By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. However, a significant revolution lies ahead – the personalisation of services based on individual user assessments. ” The post How Has AI Impacted the Embedded Finance Space in Recent Years?

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

Fintech Finance

AUGUST 23, 2024

From the research we did, it was the most technologically advanced solution in the market, said Co-Founder and CEO Stuart Green. The post Setldpay Partners With Tribe for Issuer Processing appeared first on FF News | Fintech Finance.

Issuers 98

Issuers Process Reconciliation AML 98

The Fintech Times

FEBRUARY 15, 2024

Fairer Finance , the consumer group, research agency and consultancy, has launched a ‘Fair Value Report’ tool, enabling financial service firms to assess the value offered by their products by benchmarking them against the wider market.

Product 64

Product Finance Assessments Credit Cards 64

The Fintech Times

OCTOBER 8, 2024

The new findings come from The Mortgage Lender , as it conducted research amongst 2,000 non-traditional workers. Because these individuals will often have an irregular or more complex income, many lenders may often view them as higher risk and therefore subject them to more stringent affordability assessments.

Assessments 52

Assessments Economy Accounts Research 52

FICO

JANUARY 8, 2019

Here are the five posts with the most views. Read the full post. This blog by Ethan Dornhelm looked at FICO's research project to see just how much predictive lift unconstrained, state-of-the-art machine learning techniques might bring to the FICO® Score. Read the full post. Read the full post. Read the full post.

Compliance 40

Compliance Posting Risk Risk Assessment 40

PYMNTS

AUGUST 4, 2017

Although data breaches have seen a decline from 22 percent down to 19 percent, according to Thales e-Security and 451 Research’s 2017 Thales Data Threat Report , an overwhelming 88 percent of senior security executives still feel vulnerable to cyberattacks.

Posting 44

Posting Consumer Data Breach Third Party Vendors 44

Fintech Finance

AUGUST 2, 2024

Having been in operation for just over a year, ComplyTek has been recognized by Chartis Research as the top 50 best AI solution in the global RegTech space. Post-Execution Monitoring: ClienTek ML analyzes and scores client transaction behavior post-execution. Are you ready for the instant payments regulation?

Instant Payments 89

Instant Payments Transactions Payment APIs and Integration Compliance 89

The Fintech Times

MARCH 6, 2024

Now, new research from Tink , the payment services and data enrichment platform, has revealed that 78 per cent of 18 to 34-year-olds have had a loan application rejected. Similarly, the research suggests that cumbersome manual processes can be costly and time-consuming for lenders. . And it’s not just benefiting the end user.

Process 59

Process Verification Research Risk 59

CB Insights

NOVEMBER 4, 2022

ESG powered by AI that gives retail and institutional investors more complete and accurate assessments of investments’ environmental and social impacts. The post The Future of Investing: How technology is reshaping wealth and asset management appeared first on CB Insights Research. download the Future of Investing REPORT.

Technology 66

Technology Advisors Assessments Blockchain 66

Open Banking Excellence

JANUARY 18, 2024

Our latest assesses the AI maturity of 50 of the world’s largest banks to determine how each is performing against four key capability areas – Talent, Innovation, Leadership, and Transparency. UBS makes third place, showing strength across all areas of the talent capabilities required to scale AI.

AI 130

AI Best Practices APACS Innovation 130

The Fintech Times

JUNE 12, 2024

In fact, less than a third (29 per cent) of companies feel they have the required ESG policies, skills and systems in place to be ready for independent ESG data assurance, despite rapidly approaching regulatory deadlines, according to new KPMG research. Geographically, France tops the scores (52.4) and Japan is third (50.2).

Audit 59

Audit Research Governance Government 59

FICO

JUNE 2, 2023

Through our longstanding research efforts, we’ve built and developed newer iterations of our scores that incorporate new categories of safe and reliable alternative data, such as telco/utility, property/public record, and cash flow data. See all posts chevron_left Blog home expand_less Back to top Related posts Can holds a B.

Credit Risk 52

Credit Risk Financial Inclusion Risk Assessment Assessments 52

The Fintech Times

SEPTEMBER 14, 2024

Incorporating high-quality, comprehensive data enables teams to assess risk more accurately and make informed decisions, leading to proactive risk management and fostering innovation and competitive advantage in the industry.” ” The post Using AI to Streamline Compliance Processes: The Future or Could Too Much go Wrong?

Compliance 69

Compliance AI Process Suspicious Activity Report (SAR) 69

CB Insights

FEBRUARY 16, 2022

New York-based RapidRatings assesses the financial health of companies, allowing its customers to manage the risk associated with third-party organizations, such as suppliers and vendors. Want the full post? The post RapidRatings raises $200M from Spectrum Equity for its supplier risk management software.

Risk Management 59

Risk Management Risk Assessments Participant 59

The Fintech Times

OCTOBER 12, 2024

This initiative launched in June 2024 as part of the Financial Regulation Innovation Lab (FRIL), an industry-led collaborative research and innovation programme made in partnership with the University of Strathclyde and the University of Glasgow. Scott Logic : A B Corp focused on addressing data quality and reliability in greenwashing.

FinTech 52

FinTech Regulatory Compliance AI Professional Development 52

CB Insights

FEBRUARY 22, 2022

Singapore-based Funding Societies uses an AI-based credit assessment model to provide loans, credit cards, and expense management and B2B payment services to SMEs. Want the full post? The post SME lender for Southeast Asia, Funding Societies, raises $294M in equity and debt. appeared first on CB Insights Research.

Credit Cards 65

Credit Cards Assessments B2B Participant 65

Fintech News

MARCH 20, 2024

Research by Sumsub shows that one in every 100 users of digital platforms globally became a victim of fraud ring activities in 2023. The post Sumsub Combats Fraud Networks in APAC With Upgraded Solution appeared first on Fintech Singapore. said Vyacheslav Zholudev, CTO and co-founder of Sumsub.

APACS 96

APACS Fraud Prevention Deepfake Account Takeovers 96

The Fintech Times

JANUARY 28, 2024

The news comes as threat detection and response provider, e2e-assure , reveals that 44 per cent of financial services organisations that fully outsource their cyber security operations say their provider is underperforming, as per its latest research.

Governance 119

Governance Government APACS Breach 119

Fintech Review

SEPTEMBER 5, 2024

Today, the company announced major enhancements to its platform that bridge the gap between Web2 and Web3, enabling real-time risk assessment and the proactive blocking of scams like pig butchering, ransomware, sextortion, and others. ai The post CUBE3.AI AI is pioneering a new era in fraud prevention. AI and join CUBE3.AI

Scams 52

Scams Blocks AI Fraud Prevention 52

The Fintech Times

MARCH 20, 2024

“By implementing a digital compliance strategy, regulated firms can start to build a proper picture of the businesses they are working with and truly assess any risks posed.” The post Regulated Firms Neglecting Critical Business Verification Checks, Finds SmartSearch appeared first on The Fintech Times.

Verification 59

Verification Checks Regulations Money Laundering 59

FICO

APRIL 12, 2023

And while some of our clients’ business lines benefit from the very latest innovations, others such as mortgage continue to find that older versions of the FICO® Score – even some that were first developed decades ago – meet their needs for credit risk assessment. in management science/operations research from UC San Diego.

Credit Risk 52

Credit Risk Risk Assessment Assessments B2C 52

CB Insights

MAY 18, 2021

The application performs a risk assessment when an online or mobile transaction is flagged as high-risk and, with the help of live pictures of the card, either authenticates or rejects it. Want the full post? Bouncer’s customers include Groupon, OfferUp, ibotta, and Dealerware, among others. Become a CB Insights customer.

Fraud Detection 74

Fraud Detection Authentication Acquirers Risk Assessment 74

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. But the new research hubs will hopefully get the ball rolling. “In fact, 43 per cent say AI governance is the main obstacle.

Governance 112

Governance Government AI Regulations 112

The Fintech Times

AUGUST 29, 2024

According to research from the National Centre for Domestic Violence , the support group for victims of domestic abuse, one in four women and one in six men experience domestic abuse during their lifetime. The post TSB is Helping 23 Domestic Abuse Survivors a Month With its Emergency Flee Fund appeared first on The Fintech Times.

Verification 59

Verification Assessments Participant Accounts 59

The Fintech Times

JUNE 20, 2024

In essence, this scorecard helps every hiring leader assess candidates on a number of dimensions, including cultural add. said: “The first thing for any fintech business to do when tackling DEI issues is to do an assessment of where you are. It recognises transferable skills and maps those on to what is critical in each role.

FinTech 105

FinTech On-Demand Assessments Cryptocurrency 105

Fintech Finance

MAY 7, 2024

The research, which spanned across the period of September 2023 to January 2024, surveyed 600 decision-makers to assess the landscape of Embedded Finance and the critical factors influencing the choice of payment/Embedded Finance solutions providers.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Synapse Payment Systems

AUGUST 25, 2022

Negotiating lower transaction fees with your merchant account provider is all about being proactive and doing your research. Dues and Assessment Fees These fees are also set by credit card issuers like Visa, MasterCard, and Discover to cover the cost of running and maintaining the card networks. Stop overpaying in processing fees.

Credit Cards 130

Credit Cards Transactions Processors Assessments 130

CB Insights

APRIL 6, 2022

Industry leader activity — Assesses the degree of tech market involvement among established industry players. Want the full expert post? The post MVP Technology Framework: Payment Acceptance Methods for Vendors appeared first on CB Insights Research. Become a CB Insights customer.

Technology 36

Technology Assessments Payments Research 36