Fintech Finance

JANUARY 13, 2025

Crypto and e-money innovation: Assessing the coexistence and competition between stablecoins, CBDCs, e-money, and traditional payments. Combating fraud in payments: Exploring the evolution of fraud, data-sharing strategies, liability allocation, and the role of digital ID in preventing financial crime.

Finance 97

Finance Financial Crimes Crime Stablecoins 97

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Assessment fees Assessment fees go to the payment network or the credit card network. In the previous example, Mastercard retains the assessment fee from the overall credit card processing fee. This helps the processor recoup lost revenue.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

VISTA InfoSec

JUNE 18, 2024

From customer information and financial records to trade secrets and proprietary research, these digital assets are invaluable. Conduct A Vulnerability Assessment Imagine your business as your house, but instead of gold jewelry, you have customer information and secret formulas on the computer. Outdated software? Weak passwords?

Data Security 266

Data Security Security Encryption Cybersecurity 266

Clearly Payments

NOVEMBER 13, 2024

Companies can analyze BIN data to track transaction patterns, better understand customer demographics, and assess risk in different regions or among various card types. This information helps payment processors and merchants verify transactions, assess risk, and streamline payment workflows for secure and reliable transactions.

Process 104

Process Processors Payments Compliance 104

The Fintech Times

MARCH 7, 2025

Young people are leading the way as UK adults increasingly look to save more and spend less day-to-day, according to new research from online banking service Marcus by Goldman Sachs. As many UK adults focus on saving, the research suggests that people are being more discerning and intentional with their spending priorities.

Research 59

Research Adjustments Accounts Assessments 59

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

Stax

DECEMBER 12, 2024

Merchant service accounts and how they work Merchant service providers assess your credit history, business type, and expected transaction volume during application. Do your research now to protect yourself, not when its too late. Take your time to research thoroughly to maximize this long-term investment. Request a Quote

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech Finance

NOVEMBER 26, 2024

With the festive shopping season upon us, new research 1 from credit reference agency Equifax UK reveals the number of Brits using Buy Now, Pay Later (BNPL) could have peaked, but average spend continues to grow and will be key for many this Christmas.

BNPL 97

BNPL Regulations Consulting Consumer 97

FloQast

JANUARY 22, 2025

Comprehensive Gap Assessment One of the first steps was analyzing our existing controls through the lens of ISO 42001s requirements. We conducted training sessions led by senior leadership to ensure that our Research and Development teams fully understood the objectives of our AI Management System.

ISOs 105

ISOs AI Accounts Audit 105

Fintech News

OCTOBER 23, 2024

Australia’s digital money work plan will kickstart with the public launch of Project Acacia, an initiative focusing on assessing the feasibility of new forms of digital money and settlement infrastructure to improve the efficiency, transparency and resilience of wholesale markets.

Central Bank 129

Central Bank CBDC Settlement Treasury 129

Fintech Finance

DECEMBER 5, 2024

TreviPay , the most-trusted B2B payments and invoicing network, today announced it has been named a Major Player in the IDC MarketScape: Worldwide Accounts Receivable Automation Applications for the Enterprise 2024 Vendor Assessment 1. The evaluation assesses vendors in two primary categories: strategies and capabilities.

Automation 98

Automation Payment APIs and Integration Accounts Assessments 98

The Fintech Times

APRIL 15, 2024

“By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. However, a significant revolution lies ahead – the personalisation of services based on individual user assessments. “Finally, AI is reducing risk in the embedded insurance space.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

Fintech Finance

JUNE 20, 2024

Adyen , the global financial technology platform of choice for leading businesses, today was recognized as a Leader in the IDC MarketScape: Worldwide Retail Online Payment Platform Software Providers 2024 Vendor Assessment[1] and IDC MarketScape: Worldwide Retail Omni-channel Payment Platform Software Providers 2024 Vendor Assessment[2].

Payment APIs and Integration 96

Payment APIs and Integration Assessments Payments FinTech 96

PYMNTS

APRIL 24, 2020

These circumstances have brought to the fore what has long been a central concern for lenders: assessing and managing credit risk. PYMNTS’ latest research reveals that this is changing, however: The share of financial institutions (FIs) using AI has increased dramatically since 2018. The study is based on a survey of 150 U.S.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

Fintech News

FEBRUARY 21, 2024

Additionally, research into Quantum Key Distribution (QKD) technology is underway, aiming to create secure methods for distributing encryption keys.

Third Party Vendors 111

Third Party Vendors Cybersecurity Mitigation Encryption 111

EBizCharge

JANUARY 14, 2025

To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. During this time, you can assess the gateways features, user interface, and security measures.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

PYMNTS

APRIL 10, 2020

percent of organizations in this sector currently use AI, according to PYMNTS’ latest research. The study is part of the larger Unlocking AI series by PYMNTS, examining how AI and other computational systems are being used to manage critical business functions, including payments, regulatory compliance, risk assessment and fraud protection.

AI 144

AI Fraud Detection Risk Assessment Regulatory Compliance 144

Synapse Payment Systems

AUGUST 25, 2022

Negotiating lower transaction fees with your merchant account provider is all about being proactive and doing your research. Dues and Assessment Fees These fees are also set by credit card issuers like Visa, MasterCard, and Discover to cover the cost of running and maintaining the card networks.

Credit Cards 130

Credit Cards Transactions Processors Assessments 130

FICO

AUGUST 23, 2021

We refer to this benchmark score as the “Credit Bureau Data Research Score.” When we compared the suite of FICO® Scores to the “Credit Bureau Data Research Score” we found that FICO scores more people. The “Credit Bureau Data Research Score” also disproportionately scores more consumers in the “lost access to credit” segment.

Consumer 98

Consumer Research CFPB Credit Risk 98

The Fintech Times

SEPTEMBER 14, 2024

Incorporating high-quality, comprehensive data enables teams to assess risk more accurately and make informed decisions, leading to proactive risk management and fostering innovation and competitive advantage in the industry.” “Likewise, machine learning algorithms continuously learn from data, improving accuracy over time.

Compliance 106

Compliance AI Process Suspicious Activity Report (SAR) 106

PYMNTS

JANUARY 26, 2021

Recent research highlighted in the December issue of the Delivering On Restaurant Rewards report, which is based on a survey of 2,123 U.S. AI can swiftly assess customer data and offer QSRs actionable insights that help them tailor their offerings to customers’ desires and deliver hyperpersonalized customer experiences.

SWIFT 106

SWIFT AI Assessments Research 106

PYMNTS

NOVEMBER 15, 2020

Ticketmaster , which handles off-site ticket sales for a huge portion of the country's music and sports events, is developing a system to assess fans' Covid-19 vaccination and testing status but will let local promoters set standards for attendance, the San Francisco Chronicle reported.

Returns 98

Returns Assessments API Regulations 98

EBizCharge

JANUARY 6, 2025

Some states may have unique requirements, so its important to research and follow local guidelines. Assess feasibility for your business Evaluate your customer base and transaction trends carefully to determine if implementing a cash payment discount program aligns with your business model. Do customers like cash discount programs?

Legal 52

Legal Adjustments Compliance Assessments 52

Fintech Finance

AUGUST 23, 2024

From the research we did, it was the most technologically advanced solution in the market, said Co-Founder and CEO Stuart Green. A key USP for SetldPay is their automated funds flow that allows just-in-time funding to minimise pre-funding requirements and massively simplify reconciliation.

Issuers 98

Issuers Process Reconciliation AML 98

Fintech Review

MAY 28, 2024

The Evident AI Index assesses AI performance and maturity at major global banks. Beginning in the banking industry, our goal is to give business leaders, investors and policymakers a complete, unbiased, and transparent picture of corporate AI capability, through a combination of industry-leading research, data insights and events.

AI 97

AI Assessments Risk Management Fraud Detection 97

Finovate

JANUARY 10, 2025

“Our research shows that millions of consumers are stuck in a revolving debt trap, due to the systemic issue of ‘double counting’ when consumers apply for debt consolidation products,” Experian Consumer Services Managing Director Edu Castro explained. Paylink Solutions launched its ReFi solution in the fall of 2023.

Innovation 64

Innovation Cross-Border Payments Payments Cross-Border 64

The Fintech Times

FEBRUARY 5, 2025

This new research by AuditBoard illuminates the primary barriers to conformance with regulations such as DORA, NIS2, and the EU AI Act, and provides a map forward for organisations looking to improve their cybersecurity posture. Meanwhile, 63 per cent of those claiming compliance report having transparency measures in place.

Compliance 64

Compliance Cybersecurity Audit AI 64

The Fintech Times

JANUARY 28, 2024

The news comes as threat detection and response provider, e2e-assure , reveals that 44 per cent of financial services organisations that fully outsource their cyber security operations say their provider is underperforming, as per its latest research.

Governance 119

Governance Government APACS Breach 119

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. But the new research hubs will hopefully get the ball rolling. “In fact, 43 per cent say AI governance is the main obstacle.

Governance 112

Governance Government AI Regulations 112

PYMNTS

MAY 12, 2020

Yet, PYMNTS’ latest research indicates that these financial institutions (FIs) may be the most vulnerable to losing customers in search of better digital services. Our research shows that 28.5 Our research reveals that different types of banks are in different places when it comes to delivering the specific app features consumers want.

Debit Card 96

Debit Card On-Demand ATM Consumer 96

Fintech News

MARCH 20, 2024

Research by Sumsub shows that one in every 100 users of digital platforms globally became a victim of fraud ring activities in 2023. The incidence of network fraud in APAC is notably higher than in other regions, with Asia reporting an average of 2.6% said Vyacheslav Zholudev, CTO and co-founder of Sumsub.

APACS 107

APACS Fraud Prevention Deepfake Account Takeovers 107

The Finance Weekly

DECEMBER 15, 2024

Key Activities in a Marketing Audit SWOT Analysis: Assess your internal strengths and weaknesses, as well as external opportunities and threats. Step 2: Conduct Market Research Understanding the Bigger Picture Market research allows you to see how your brand fits within the broader industry.

Process 130

Process Audit Adjustments Best Practices 130

The Payments Association

NOVEMBER 12, 2024

First, assess the experience level of your development team. Factor in time for research and problem-solving. Additionally, time for testing and quality assurance should be included, as technical tests with practical coding questions are preferred assessment methods. have 10-14 years. Lastly, consider regional factors.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

PYMNTS

DECEMBER 14, 2020

AI can make it easier for financial institutions (FIs) to predict how likely their customers are to make timely payments and improve overall risk assessment capabilities. However, many FIs lack internal proficiency to use AI-assisted credit risk assessment for maximum effectiveness. Per the Index , “PYMNTS’ research shows that 63.6

AI 87

AI Risk Assessment Online and Mobile Banking Credit Risk 87

PYMNTS

AUGUST 17, 2020

In this week’s Data Digest, PYMNTS rounds up the latest cases and research into how corporates are being targeted with crimes like the business email compromise (BEC) scam, as well as how they’re fighting back. When it comes to fraud threats, no company — large or small — is immune. Morgan Chase, and $900 million for Wells Fargo.

Business Email Compromise 94

Business Email Compromise Federal Trade Commission Scams Cybersecurity 94

PYMNTS

NOVEMBER 17, 2020

PYMNTS research shows that consumers are 8.7 According to PYMNTS research, 25.8 Not only are many account holders visiting brick-and-mortar branches less often than they did before the pandemic, but many are also more reliant on digital banking channels — particularly mobile banking apps — than they have ever been.

Mobile Banking 93

Mobile Banking Consumer Authentication Ubiquitous 93

FloQast

JANUARY 17, 2024

FloQast research in 2023 revealed that up to 60% of accounting professionals are unsure whether their company has sufficient resources to support control and compliance , while 70% reported that their control framework was not fully automated to meet the demands of the changing compliance landscape.

Governance 102

Governance Government AAP Audit 102