Assessments Risk Assessment Underserved 
Finezza
FEBRUARY 18, 2025
The Micro, Small, and Medium Enterprise (MSME) sector continues to be a promising yet underserved segment in the credit market. Therefore, […] The post Maximizing MSME Loan Portfolios: AI-Driven Risk Assessment Strategies appeared first on Finezza Blog. The total valuation of the loan portfolio increased to INR 64.1
PYMNTS
MARCH 10, 2020
Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.
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Fintech News
FEBRUARY 10, 2025
In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time.
FICO
MARCH 25, 2020
By overcoming the information limitations of traditional scoring and utilizing the FICO Score to optimize risk assessment, Home Credit has created a successful credit scoring model and, in the process, provided lending to underserved consumers.”. They are one of our most sophisticated clients in terms of advanced analytics.”.
The Payments Association
MARCH 18, 2025
Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. By combining payment flows with broader financial datasuch as rental history, savings patterns, and income variabilitylenders can offer dynamic, real-time credit assessments.
The Fintech Times
JANUARY 28, 2025
Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. Its an industry of collaboration and partnership between fintechs and traditional banks.
Seon
APRIL 24, 2024
million households in the United States lack access to traditional financial services, the challenge of assessing creditworthiness is more pressing than ever. The advent of cryptocurrency has also introduced a new layer of complexity and uncertainty in evaluating financial risk. In a world where over 1.4 Of this number, 5.04
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