PYMNTS

JANUARY 1, 2021

Banks will need to seriously revamp their in-branch experiences to accommodate the new normal as customers are growing used to the unparalleled convenience and speed that mobile banking has to offer. Preventing Financial Crimes. We also have warning messages that remind people to only send money to people they know and trust.”.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

PYMNTS

APRIL 4, 2019

According to a recent study by Citibank , 31 percent of consumers use their mobile banking app more than any other — placing mobile banking behind only social media and weather for most frequented mobile destinations.

Mobile Banking 67

Mobile Banking Non-Bank Zelle Security 67

FICO

APRIL 29, 2022

Other changes are centered on the challenges of bank and ATM closures limiting consumer access to cash. Let’s take a look at the current state of affairs, and how consumers and banks can fight back. Will Zelle Join Apple Pay, GooglePay and Credit Cards at Point of Sale? Scammers Exploit Zelle and Cryptocurrencies.

Retail Payments 52

Retail Payments Zelle Consumer Romance Scams 52

FICO

MAY 1, 2020

Nevertheless, as I recently showed my parents how to use Zelle — a method I do use, through my bank’s mobile app — I wondered, “How can my parents, and all consumers, protect themselves from fraudulent P2P activity on their checking accounts? Online, mobile or mail. ATM withdrawals. Gas station. Recurring payments.

P2P 69

P2P Venmo Online and Mobile Banking PayPal 69

FICO

DECEMBER 14, 2016

When it comes to payments activity, most consumers’ individual patterns are fairly consistent; they shop at the same stores, get cash from the same couple of ATMs, and so forth. Venmo, PayPal and Zelle are in a competition to see who’s the most popular verb, as in “I’ll Venmo you my share of the bar tab.” Not so with payment apps.

EMV 80

EMV FinTech Chip Cards Office of the Comptroller of the Currency 80

PYMNTS

FEBRUARY 11, 2019

He pointed to Zelle , the U.S.-based For example, the Uber driver can get paid across a debit card, jump into their car for an hour-long shift and effectively use the car as a rolling ATM — to be paid, then use those real-time payments to buy gas or sundries as needed. We’re not at the end; we’re [toward] the beginning.

Faster Payments 78

Faster Payments Real Time Payments Same Day ACH Payments 78

PYMNTS

MAY 7, 2018

The goal of shared branching , Hanisch explained, is to give small and medium-sized credit unions some of the scale of its big banking counterparts by making their various locations and ATMs interchangeable from a consumer perspective. They connected to Zelle , of course, happy to help those transactions for their members. “We

Credit Union 40

Credit Union Online and Mobile Banking ATM P2P 40

CB Insights

AUGUST 23, 2018

That said, it would not be surprising if this feature were to eventually roll out on the Chase Mobile app. Mobile apps. JPM offers a host of mobile apps, amassing nearly 32M active mobile customers. ChasePay is the bank’s digital wallet. Chase Mobile. To date, the app has had little traction.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

CB Insights

SEPTEMBER 10, 2019

There have been some high-profile failures, such as JPMorgan’s short-lived mobile bank app Finn. But incumbent banks are also at the forefront of the most promising innovations in personal finance today, such as virtual credit cards. Payments: Mobile is replacing cash. The site has 8M users and processes $200B in volume.

Finance 77

Finance Online and Mobile Banking Advisors Micro-Entry 77

Fintech Labs Insights

JULY 29, 2019

Wells Fargo announced its Greenhouse mobile bank/app in late 2017 ( press release ). The bank began limited trials a year later and is expected to make it available nationwide by the end of this year. So I had to wait for a week for my ATM card and PIN number to arrive a week later by mail. Related: UX Tips: U.S.

Zelle 12

Zelle Accounts Mobile Banking ATM 12

PYMNTS

NOVEMBER 15, 2019

National direct bank CIT Bank is introducing eChecking, a new digital checking account with a wide variety of electronic transfer and payment solutions, the company announced in a press release on Friday (Nov. The new accounts have no monthly fee and offer ATM fee reimbursement of up to $15 a month.

Online and Mobile Banking 49

Online and Mobile Banking Zelle Debit Card Checks 49