VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 a: Verify that software-development processes align with industry standards/best practices. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0,

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Similarly, adds the need for a process to handle potential exceptions.

PCI DSS 130

PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 PCI DSS v3.2.1 PCI DSS v4.0 Minimize cardholder data storage by implementing policies, procedures, and processes for data retention and disposal.

PCI DSS 100

PCI DSS Encryption Procedures Authorization 100

Fintech Finance

MARCH 12, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and comforte AG, a leading provider of data-centric security solutions, have announced a partnership to help customers meet the new Payment Cards Industry Data Security Standards (PCI DSS) v4.0 Adhering to the new PCI DSS v4.0

PCI DSS 52

PCI DSS Compliance Encryption Real Time Payments 52

VISTA InfoSec

OCTOBER 11, 2023

The Payment Card Industry Data Security Standard ( PCI DSS ) aims to prevent financial fraud by securing payment card data. In this process, you’ll come across key terms like PCI SAQ (Self-Assessment Questionnaire), AOC (Attestation of Compliance), and PCI ROC (Report on Compliance).

PCI DSS 130

PCI DSS Audit Compliance Assessments 130

Stax

SEPTEMBER 17, 2024

There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. These include penalties, legal repurcussions, and the revocation of credit card processing privileges. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Ikajo

MAY 19, 2021

One of the key factors making it possible is the industry’s joint efforts to enhance card transactions security, reflected in PCI DSS. In this article, we’re going to deep dive into PCI DSS meaning, history, requirements, procedures, and costs. What is PCI DSS? This way, PCI DSS 2.0

PCI DSS 52

PCI DSS Compliance Encryption Security 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Return to Top Who needs to be PCI compliant?

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

VISTA InfoSec

MAY 12, 2024

It focuses on controls related to security, availability, processing integrity, confidentiality, and privacy of data.

PCI DSS 279

PCI DSS Compliance Security ISOs 279

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

Process 76

Process Processors Payments Compliance 76

Clearly Payments

JANUARY 8, 2024

In the rapidly advancing world of payments and eCommerce, merchants find themselves navigating a landscape of risk in payment processing. In this guide, we go into the topics of risk management in payment processing, equipping merchants with the knowledge and strategies needed to secure their transactions.

Risk Management 66

Risk Management Risk PCI DSS Process 66

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. Learn More Payment Security Fundamentals Merchants hold a lot of sensitive data when processing transactions, and if not properly safeguarded, hackers could wreak havoc.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements.

PCI DSS 52

PCI DSS Compliance Audit Encryption 52

Fi911

MAY 7, 2024

For businesses, the Terminated Merchant File (TMF) is an unwelcome designation analogous to a “no-fly list” for credit card processing. Most notably, the TMF designation can lead to the inability to process payment cards, which could severely curtail revenue streams and impact customer retention.

PCI DSS 92

PCI DSS Processors Compromise Identity Theft 92

EBizCharge

MAY 24, 2024

Businesses can also incorporate embedded payments for more efficient and integrated transaction processing in Sage. Instead, payment processing is woven into the natural flow of the application, website, or platform service that the user is already utilizing. What are embedded payments?

Embedded Payments 52

Embedded Payments Process PCI DSS Payments 52

Payments Source

AUGUST 7, 2018

Lack of preparation for a PCI DSS assessment usually results in unexpected and unnecessary expenses, as well as lost productivity among all parties involved, writes Marc Punzirudu, director of security consulting services at ControlScan.

PCI DSS 72

PCI DSS Audit Assessments Consulting 72

EBizCharge

JUNE 4, 2024

In today’s fast-paced environment, efficient payment processing is a crucial component of any business. Businesses are increasingly embracing Acumatica for its ability to streamline payment processing seamlessly, as it offers hassle-free, digitized transactions that befit the speed of modern commerce. Choose a payment gateway.

Credit Cards 52

Credit Cards Process Payment Gateways Best Practices 52

Fintech News

SEPTEMBER 9, 2024

He says Jumio’s solutions are built on a foundation of compliance and security and have achieved key certifications like ISO/IEC 27001:2013, PCI DSS, and SOC2 Type 2, amid regular reviews of its security objectives, risks, and controls to improve processes.

Deepfake 107

Deepfake PCI DSS Verification Financial Inclusion 107

Stax

MARCH 26, 2024

They act as a bridge between traditional payment processing and online payment possibilities. With seamless online payment processing, streamlined processes, and enhanced operational efficiency, online terminals simplify transactions, bolster security, and provide valuable insights into customer behavior and sales trends.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

JUNE 6, 2024

One ERP that stands out is Microsoft Dynamics 365, a powerhouse for managing business operations, including the pivotal task of credit card processing. Each is designed to facilitate seamless business processes and enhance overall efficiency. What is Microsoft Dynamics 365? What is Microsoft Dynamics F&O?

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52

Ikajo

NOVEMBER 2, 2023

We hope this article would serve as a great starting point for you, sorting things out about the payment processing industry and business models available. Important definitions to know before starting a payment processing business Before diving into how to become a payment processor, let’s define some basic terms.

Process 52

Process Processors Payment Gateways Payments 52

Basis Theory

NOVEMBER 12, 2024

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. Tokenization, therefore, refers to the process of creating a token and storing it within a secure vault. They opt for a tokenization platform to process payments with many payment processors.

Encryption 88

Encryption Payment APIs and Integration PCI DSS Returns 88

Stax

MARCH 6, 2024

For businesses offering subscriptions, memberships, retainers, and other recurring services, recurring billing is a powerful solution to streamline processes and ultimately enhance revenue generation. TL;DR Recurring billing is a powerful solution to streamline processes and enhance revenue generation and customer engagement.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Fintech Finance

JUNE 5, 2024

Issuer processing powerhouse Enfuce has today announced a new partnership with allpay Limited, the UK’s leading payments solutions provider, to integrate cutting-edge, secure cloud-based card payment solutions across the public sector services in the country such as local UK councils.

PCI DSS 52

PCI DSS Payment APIs and Integration Payment Solutions Fraud Prevention 52

Nanonets

APRIL 29, 2024

It is the process of comparing and matching credit card transactions with corresponding spends and financial records to ensure accuracy and transparency in financial reporting.    As businesses increasingly rely on credit cards for various expenses, the need for efficient reconciliation processes becomes more important.

Reconciliation 52

Reconciliation Credit Cards Correspondent PCI DSS 52

PYMNTS

OCTOBER 5, 2020

PCI DSS is intended to help combat this by instructing merchants on safeguarding the transactional steps in which they are involved. PCI conducts regular security scans to ensure that merchants are keeping up with the standard, and it also requires retailers to submit reports about their compliance efforts.

Data Breach 82

Data Breach Breach PCI DSS Compliance 82

Stax

JANUARY 8, 2024

To establish an effective risk management program as a PayFac, you must establish a dedicated risk management team, utilize the right tools and technology, develop proper risk management policies and procedures, conduct regular risk audits, and stay up-to-date with the latest industry regulations.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

The Fintech Times

JUNE 9, 2024

This collaboration also provides allpay access to Enfuce’s fraud and dispute management experts and PCI-DSS certified platform, ensuring a secure and modernised payment environment. allpay According to the National Audit Office in March 2023, the public sector loses around £33.2billion to fraud and error each year.

Payment APIs and Integration 57

Payment APIs and Integration PCI DSS Disputes Commercial Card 57

Stax

JULY 25, 2024

Perhaps you want one to help you track your inventory or streamline your accounting processes. Automates stock audits, forecasts low-stock items, and deducts sold items from inventory. POS systems today have capabilities exceeding transaction processing. What do you struggle with? How many stores do you have?

Small Business 88

Small Business PCI DSS CRM Online and Mobile Banking 88

Stax

APRIL 11, 2024

Adding to the already tough job of managing a small or medium business is the complex task of understanding how payment processing works, including managing the fees, equipment, accounts payable and more. It consolidates all your payment processing needs into one user-friendly platform. Learn More What is a Payment Management System?

Payments 88

Payments PCI DSS Compliance Processors 88

Exact Payments

SEPTEMBER 25, 2023

The reality is that building a full in-house PayFac infrastructure can be a complex process. At this point in your PayFac exploration journey, it’s most important to focus on attaining a general knowledge of the setup process. What is my current (or expected) processing volume?

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

EBizCharge

AUGUST 8, 2024

Salesforce is the go-to solution for businesses seeking to streamline their processes and achieve business outcomes that reflect efficiency and market responsiveness. The benefits of processing payments in Salesforce Salesforce payment processing integrates seamlessly into the CRM ecosystem, offering numerous advantages.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

Stax

FEBRUARY 28, 2024

By offering a payment solution that’s integrated with the rest of your service, you can streamline this process and offer increased convenience. How do you add payment processing capabilities to your software? SaaS billing solutions are usually talked about within the context of B2C payment processing.

Payment APIs and Integration 88

Payment APIs and Integration Automation PCI DSS Fraud Prevention 88

Segpay

JUNE 13, 2024

Best Practices for Securing Financial Transactions What can businesses and consumers do to ensure secure payment processing in this digital Wild West? Compliance with Industry Standards Your business should comply with industry bare minimums like Payment Card Industry Data Security Standard (PCI DSS).

Best Practices 40

Best Practices Processors Transactions Security 40

Payment Savvy

MAY 10, 2024

The process is straightforward: you select your financial institution, provide your login credentials, and confirm the necessary security details to share the required data. The process begins when Venmo prompts you to input your online banking username and password. This is where Plaid comes into play. What Is Plaid Bank Verification?

Payment APIs and Integration 52

Payment APIs and Integration Venmo Privacy Credential 52

Stax

JULY 9, 2024

While most businesses already use some EFT payment methods, there are several popular options to consider implementing to improve the speed and convenience of payment processing. Traditional payment methods, such as mailing checks, can take several days to process, whereas EFT payments are swift and can be completed within minutes.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88