NFCW

MARCH 28, 2025

The RAIN Alliance is to create a new standard that will enable manufacturers to integrate support for Ultra High Frequency (UHF) tag reading into standard smartphones, making it possible for consumers and enterprises to interact with products containing RFID tags without needing specialist equipment.

Interoperability 105

Interoperability Origination Authentication Product 105

Fintech Finance

MARCH 11, 2025

Widely publicized data breaches have reduced consumer confidence and the industry needs to take proactive measures to rebuild trust. 2FA typically requires the traveler to authenticate using a One-Time Passcode or biometrics. .” 2FA typically requires the traveler to authenticate using a One-Time Passcode or biometrics.

Payment Security 96

Payment Security Security Data Breach Authentication 96

NFCW

JANUARY 23, 2025

The STEVAL-25R200SA kit incorporates ST’s new ST25R200 reader/writer IC and is designed to help engineers “quickly build proof-of-concept models to demonstrate convenient short-range wireless communications for device pairing, configuration setting, or product authentication to ensure brand protection,” ST says.

ISOs 107

ISOs Authentication Use Case Product 107

Payments Source

JANUARY 25, 2021

Biometric authentication has always been a challenging subject with consumers, who are accustomed to using the technology to unlock their phones but are still wary about how much personal information they share with retailers and card issuers.

Contactless Payments 215

Contactless Payments Card Issuer Issuers Authentication 215

PYMNTS

DECEMBER 14, 2020

The 2020 holiday shopping season is picking up, and consumers are heading online or to reopened brick-and-mortar stores to shop and pay for gifts. She explained that consumers do not generally think much about the payments piece of the shopping experience unless it does not work. Contactless Payments And eCommerce. for example.

Consumer 139

Consumer Contactless Payments Payments Authentication 139

Fintech Finance

JANUARY 22, 2025

The app, which boasts a 39%+ share of checkout in Sweden, is the Swedish consumers preferred way to pay. We know that consumers want to see payment methods they recognise when visiting e-commerce sites, explained Rosanna Helm-Visscher, Global Head of Partnerships, Ecommpay.

Multifactor Authentication 96

Multifactor Authentication Alternative Payment Methods Payments Global Payments 96

Fintech Finance

NOVEMBER 25, 2024

These innovations will offer consumers more secure and seamless payment options, providing greater flexibility when making online purchases. These transactions are initiated through existing bank authentication processes, including biometric verification, making the payment process both straightforward and efficient. “We’re

Visa 96

Visa Payment Gateways Payments Gateways 96

Basis Theory

NOVEMBER 12, 2024

Completing audits and other non-value-generating work consumes resources, timelines, and funds. At the very least, tokenization platforms should use an authentication mechanism, like OAuth, to restrict who has access to this data. An extra step must be taken in order to ensure that the stored sensitive data is safeguarded.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Clearly Payments

OCTOBER 30, 2024

As global online shopping grows rapidly, consumers expect seamless payment experiences. PSD2 (Payment Services Directive 2) : Also in the European Union, PSD2 aims to strengthen consumer protection and requires two-factor authentication for payments.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

NFCW

JANUARY 8, 2025

The company says the DPPs will also provide the authenticity of Viking products while bolstering consumer confidence in the brands commitment to responsible sourcing and circularity. DPP places new expectations on data handling in our value chain, but it also opens exciting new opportunities for our repair and take care strategy.

Product 110

Product Credential Authentication Consumer 110

Fintech Finance

APRIL 17, 2025

MoneyGram , a leading global payments network for consumers, businesses and communities, today announced a new partnership with Plaid , the data network powering the fintech tools millions of people rely on to lead a healthier financial life. consumers say linking their bank accounts with financial apps is important.

Global Payments 85

Global Payments Cross-Border Payments Cross-Border Credit Union 85

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Eighty percent of respondents identified faster payments as a must have, with financial institutions leading the charge at 84%, said FPC Executive Director Reed Luhtanen.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

The Fintech Times

FEBRUARY 27, 2025

The new PagBrasil feature was launched in response to the Central Bank of Brazil’s decision to launch Pix with Embedded Authentication, i.e. a no-redirect journey for Pix payments. When the payment process is too time-consuming – there is a risk that the customer may abandon the purchase. . Its simple and secure.

Authentication 64

Authentication Central Bank Instant Payments Process 64

Payments Dive

SEPTEMBER 26, 2022

The use of biometrics to authenticate payments is poised to bring more security and speed to transactions, but some say broad adoption on the part of consumers and merchants is still far from reach.

Authentication 184

Authentication Payments Transactions Security 184

Fintech Finance

NOVEMBER 27, 2024

while protecting customers through tools like strong customer authentication (SCA), 2-factor authentication, and PCI DSS data encryption. Lloyds Bank understands changing consumer behaviour can have a huge impact on retailers, and that being ahead of the curve can mean that retailers can reap the full rewards of major shopping events.

PCI DSS 105

PCI DSS Alternative Payment Methods Payments Data Encryption 105

The Fintech Times

JANUARY 30, 2025

As smartphone theft in the UK has more than doubled to 78,000 incidents in the past year alone, Nuke From Orbit is teaming up with ethical hacker Nikhil Rane to arm consumers with practical knowledge to protect their devices and personal data. By taking simple steps, consumers can significantly reduce their risk of falling victim.

Consumer 59

Consumer Online and Mobile Banking Law Enforcement Crime 59

The Payments Association

FEBRUARY 13, 2025

Many financial institutions still rely on legacy authentication methods, leaving them vulnerable to modern attack vectors. Risk-based authentication (RBA) offers a way forward, balancing security and user experience while addressing the growing sophistication of fraud. Static authentication is a significant vulnerability for FIs.

Authentication 88

Authentication Risk Compliance Fraud Detection 88

Stax

AUGUST 20, 2024

In today’s digital age, more and more consumers are shopping online. One solution to counter this problem is 3D Secure Authentication. One solution to counter this problem is 3D Secure Authentication. This article will discuss what 3D Secure Authentication is and how the 3DS authentication process works.

Authentication 88

Authentication Security Card Issuer Payment APIs and Integration 88

Fintech Finance

JANUARY 2, 2025

” The report highlights essential fraud mitigation strategies such as enhanced authentication, transaction monitoring, and confirmation of payee practices, as well as the importance of information sharing and consumer protection. payments industry on its faster payments journey.” faster payments infrastructure.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Payment data is inherently vulnerable because its compromise can have significant financial and personal consequences for consumers. Why is it important? What’s next?

Privacy 88

Privacy Payment Security AI Security 88

Fintech News

FEBRUARY 17, 2025

Banks are introducing stricter card provisioning security measures, including in-app controls and digital token authentication, which will be fully implemented by July 2025. Consumers should monitor SMS OTPs and bank notifications to detect unauthorized provisioning.

Phishing 104

Phishing Scams Online and Mobile Banking Credential 104

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally. handled $1.6

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

MARCH 24, 2025

With the system now operational, Somali consumers can initiate instant transfers from their mobile or banking app and make QR-based payments seamlessly, by entering the recipient’s details and authenticate transactions securely with a PIN or OTP.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

The Fintech Times

MAY 17, 2024

Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. We’re announcing the next generation of truly digital-native payment card experiences.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

Consumer 96

Consumer Crime Research Authentication 96

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. Technological advancements, including NFC, QR codes, and biometric authentication, have made digital wallets more user-friendly and secure.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JANUARY 20, 2025

Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. As consumer preferences continue to evolve, we are committed to providing solutions that are secure, convenient and importantly, align with their digital-first lifestyle.

Contactless Payments 105

Contactless Payments Debit Card Encryption CHIPS 105

Fintech Finance

DECEMBER 18, 2024

By integrating Apple Pay into our services for OpenCart and WooCommerce, were helping merchants stay ahead in a competitive market while meeting consumer expectations for convenient digital payments. Frictionless Checkout : Customers can complete payments with just a tap, ensuring a fast and smooth experience.

Federal Reserve 93

Federal Reserve Contactless Payments Encryption Security 93

The Payments Association

DECEMBER 19, 2024

Trust Payments CEO Laurence Booth emphasises the need for payment service providers to move beyond transaction processing, leveraging digitisation and personalisation to deliver seamless, data-driven experiences in an evolving consumer and regulatory landscape. Consumer expectations are evolving rapidly, and merchants are racing to keep up.

Payments 88

Payments Fraud Prevention On-Demand Service Provider 88

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. This can be attributed to the increasing sophistication of fraud detection tools, improved authentication measures, and greater consumer awareness of phishing scams.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Card Verification and Authentication : BINs support the verification process by providing immediate access to the issuing institution’s information.

Process 104

Process Processors Payments Compliance 104

The Fintech Times

OCTOBER 17, 2024

As digital threats continue to evolve and as fraudsters get savvier, the need for secure and convenient authentication methods grows increasingly important. To find out how re-authentication can help keep firms and their customers safe, three experts joined The Fintech Times to share their insights. That needs to be resolved.

Authentication 64

Authentication Fraud Prevention Consulting AI 64

Stax

JULY 9, 2024

In 2019, 77% of US consumers were using at least one type of digital payment system. What has grown more significantly is the number of electronic payments and alternative payment methods consumers now use. The adoption of digital payment systems in the US has grown, with 78% of consumers using at least one type by the end of 2020.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Fintech News

NOVEMBER 13, 2024

Citing concerns about online fraud, which occurs at seven times the rate of in-store fraud, Mastercard proposes a system that relies on tokenisation and biometric authentication, such as fingerprints and facial recognition. Click to Pay is being adopted by issuers like ING Spain and used by consumers at merchants like Pizza Hut.

Visa 145

Visa Authentication Issuers Encryption 145

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. Key payment trends in fintech for 2025 The payments landscape will continue becoming more diverse and consumer-focused.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Fintech Finance

DECEMBER 12, 2024

Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Apple pay empowers consumers with a safer, more convenient way to pay, whether in-store or online.

Visa 98

Visa Central Bank Debit Card Encryption 98

Fintech Finance

APRIL 7, 2025

Changing consumer behavior, advanced GenAI technology, sophisticated fraud and new regulations have all fundamentally changed the industry,” said Cyndy Lobb , chief product officer, Forter. “Digital commerce today doesn’t look the same as it did 12 months ago.

Bots 64

Bots Payments Fraud Prevention Authentication 64