VISTA InfoSec

JUNE 18, 2024

Don’t overlook data at rest—files sitting idle on servers or databases. In addition to access control, fortify your defenses with Multi-Factor Authentication (MFA). Encrypt Sensitive Data Scrambling sensitive data into indecipherable code shields it from prying eyes, even if intercepted.

Data Security 266

Data Security Security Encryption Cybersecurity 266

Nanonets

APRIL 10, 2023

Often, small businesses and projects face a shortage of resources, and skilled labor to set up a complex database management system. In this blog, I’ll discuss how to use google sheets as a database and the various methods available! Then, we need to know the tools/options to add, remove or update the database.

Database 52

Database VARS API Checks 52

Finovate

OCTOBER 10, 2024

ANNA, a small business banking and tax app for SMEs, has implemented biometric re-authentication strategies to fight fraud. The new re-authentication procedures are designed to help combat the threat of Authorized Push Payment (APP) fraud. to deploy biometric re-authentication strategies to fight financial crime.

Authentication 59

Authentication Procedures Push-to-Card Online and Mobile Banking 59

PYMNTS

MARCH 21, 2019

However, that backlash also promises to drive the eCigarette business online, and provide even more opportunities for ID verification and authentication providers. To dig deeper into the ongoing changes, PYMNTS caught up with Reinhard Hochrieser, director of product management at Jumio , an authentication services provider.

Authentication 61

Authentication Verification Rules Regulations 61

PYMNTS

NOVEMBER 25, 2020

In that event, “the first part of the whole equation is making sure that identity document is authentic,” Patel said. After that, AI-driven models tied to face verification and authentication must make sure the face being scanned and analyzed matches the picture on the ID. Facial recognition is about exposing one’s identity.

AI 141

AI Verification Disaster Recovery Authentication 141

PYMNTS

OCTOBER 23, 2018

The world might be growing smaller and more connected, but regulations and authentication methods can create issues for international businesses looking to expand globally. Onboarding And Authenticating A Global User Base. Now, companies and even governments, from the U.S. to the U.K.

Authentication 53

Authentication Rules Credential Governance 53

PYMNTS

JANUARY 7, 2019

States resisted the post-9/11 authentication law, and sought extensions to its deadlines. In addition, as more ID and authentication tasks become digital, there is increased concern about the security of the relevant databases — a concern that is part of the emerging Real ID ecosystem.

Authentication 73

Authentication Database Laws Security 73

VISTA InfoSec

JUNE 27, 2024

Snowflake is a cloud database platform used by companies worldwide to store their data. The breach, linked to a hack of the district’s Snowflake account, has exposed sensitive data pertaining to students and employees enrolled in the sprawling district.

FBI 130

FBI Breach MFA Cybersecurity 130

PYMNTS

MARCH 9, 2020

“Rather than there just being a single master copy of the database, each participant in the network holds their own copy of the same database. As everyone in the blockchain network has an identical copy of the database, each participant knows with confidence that ‘what I see is what you see.’”.

Blockchain 84

Blockchain CRM Database Small Business 84

Segpay

NOVEMBER 26, 2024

typing speed, location data), with authoritative databases or records. By using technologies such as document verification, biometric authentication, and liveness detection, businesses can verify new customers’ identities in real time, often within minutes. This process involves comparing official documents (e.g.,

Verification 111

Verification Identity Theft Money Laundering Due Diligence 111

Fintech Finance

AUGUST 7, 2024

It also enables the real-time assessment against global sanctions, PEP and Adverse Media databases. Orenda will also benefit from Tribe’s in-house 3D Secure (3DS) solution, which provides a seamless authentication service for banks, fintechs and acquirers.

Issuers 105

Issuers Process Payment APIs and Integration Processors 105

Segpay

DECEMBER 13, 2024

The Intersection of Data Privacy and Identity Management Source: ID Management Institute Identity management helps authenticate users and makes sure that only authorized individuals can access certain information. In identity management, this means gathering only what is strictly needed for authentication.

Privacy 105

Privacy Compliance CCPA Authentication 105

PYMNTS

SEPTEMBER 24, 2020

One of the key ways in which banks can counter this threat is through ironclad authentication processes, according to Sameer Shetty , head of digital banking at the Mumbai, India-based Axis Bank. A major factor in this decline has been the rise of improved authentication and security systems at banks like Axis. Shetty explained.

Account Takeovers 82

Account Takeovers Database Authentication Crime 82

PYMNTS

AUGUST 29, 2016

Passwords to log onto databases throughout the day, often repeatedly to comply with organizational protocols. But what if a wearable device could use unique biometric indicators, like a person’s heartbeat, to continuously authenticate the user wearing it and enable access to any number of access points?

Authentication 43

Authentication Security Enrollments Database 43

PYMNTS

FEBRUARY 26, 2019

Challenger banks may be offering consumers new ways to access financial products, but they still face the same authentication hurdle that has always plagued the financial services market: How do they ensure their customers are who they claim to be? As this information is collected, it is simultaneously verified against several databases.

Authentication 49

Authentication Social Security Financial Inclusion Database 49

Fintech News

APRIL 22, 2024

For signature-based detection, SecIron includes a large database of known malware signatures which ensures that SecIron can protect users from even the latest malware threats. So, when a mobile app is downloaded or launched, SecIron is able to compare the app’s signature to the signatures in its database.

Phishing 116

Phishing Security Blocks Cybersecurity 116

FICO

JANUARY 13, 2020

plans to create a reassigned number database ), the “autodialer” definition continues to remain in limbo. Identity proofing and authentication will be an emerging focus area in 2020. As banking has moved online, identity proofing and user authentication become more of a necessity.

AML 52

AML Authentication Finance OCC 52

PYMNTS

APRIL 12, 2017

Identity company MorphoTrust USA looks to put a dent in tax fraud and theft by adding an additional layer of authentication security into the mix. The app compares this information against the driver’s license database record. The company recently announced a partnership with the Alabama Department of Revenue (ADR).

Authentication 40

Authentication Tax Refunds Tax Scams Credential 40

PYMNTS

JUNE 7, 2016

Authentication. And at the crossroads of the authentication conversations are the challenges financial institutions face when addressing consumer authentication and how to implement the best practices in order to provide merchants and FIs with sufficient protection against potential fraud. Challenges Of Consumer Authentication.

Consumer Authentication 41

Consumer Authentication Authentication Consumer Best Practices 41

PYMNTS

OCTOBER 31, 2016

The challenge is authenticating a consumer across a landscape where that individual is actively opening accounts and performing transactions. Who is really in the best position to issue, and authenticate, the digital identity assigned to a consumer? For financial institutions, there’s reason to be concerned over digital identities.

Online and Mobile Banking 76

Online and Mobile Banking Verification Database Authentication 76

PYMNTS

JUNE 22, 2020

The approach is different from those that may already be utilized by FIs to address application fraud, applying techniques such as biometrics and various other stepped-up levels of authentication. database that includes virtually all new (and past) card applications from Visa issuers. If not, are they a victim of identity theft?”

Identity Theft 77

Identity Theft Database Account Takeovers Issuers 77

PYMNTS

DECEMBER 3, 2018

Excuse the homespun wisdom, but offering weak authentication defenses in the face of those determined young consumers can bring down heavy fines and unwanted attention, and threaten a growing retail or online business. However, authentication also provides business opportunity. Market Growth. First, a word about the stakes involved.

Authentication 70

Authentication Privacy Checks AI 70

Fintech Finance

AUGUST 23, 2024

In addition to issuer processing, SetldPay will also benefit from Tribe’s proprietary Risk Monitor platform, which allows for real-time assessment of card transactions against an array of pre-defined conditions, along with the real-time assessment against global sanctions, PEP and Adverse Media databases.

Issuers 98

Issuers Process Reconciliation AML 98

PYMNTS

MARCH 26, 2020

In an interview with Karen Webster, Kathryn Cleary, Mastercard’s senior vice president of business development for North America, pointed out that push payments offer a cleaner authentication path and requires less sensitive user data — where the 16-digit card account number acts as the authenticator. So the fraud goes up, not down.

Checks 100

Checks Push-to-Card Direct Deposit IRS 100

PYMNTS

MARCH 29, 2018

To protect themselves, companies are deploying a variety of authentication solutions to allow the right customers in and to keep the bad guys out. IdentityMind is working to deliver that by storing its eDNA profiles in a “reputational database,” including digital identities that interact with various clients, individuals or companies.

Authentication 43

Authentication Risk Compliance Database 43

PYMNTS

NOVEMBER 23, 2016

Authentication through devices will be a main focus, and the ability to scale to support devices by the billions will be possible. Some experts say that blockchain will be making a significant appearance in the IoT, but it will engender more secure networks where devices can interconnect with better reliability. said Gjerding. said Gjerding.

Blockchain 75

Blockchain Authentication Database Non-Bank 75

PYMNTS

FEBRUARY 25, 2019

In the latest Digital Identity Tracker , a Jumio collaboration, PYMNTS looks at new developments in the authentication landscape, spanning a partnership between state DMVs and several major banks to combine fraud-fighting efforts, to a collaboration to make biometrics and selfies more broadly accepted. About the Tracker.

Authentication 53

Authentication Identity Theft Online and Mobile Banking FPC 53

Fintech Review

AUGUST 7, 2024

The utilization of advanced encryption technologies and digital signatures ensures the authenticity, integrity, and non-repudiation of the electronic documents. Furthermore, as electronic documents can be stored in a secure, centralized database, retrieving and sharing information becomes significantly more accessible.

Risk Mitigation 102

Risk Mitigation Mitigation Facilitators Disputes 102

Segpay

NOVEMBER 20, 2024

These traits are virtually impossible to duplicate or forge, making biometric security an attractive alternative to traditional methods like passwords or knowledge-based authentication. Multi-fingerprint recognition systems are being introduced to further enhance security by requiring multiple fingerprints to authenticate access.

Security 98

Security Technology Privacy Compromise 98

PYMNTS

JUNE 11, 2020

The technology itself is not new — many consumers already use biometric authentication in their daily lives, with 80 percent of consumers using their fingerprints to unlock their smartphones, for example.

AML 74

AML Legal Compliance Verification 74

VISTA InfoSec

JANUARY 18, 2024

For instance, web servers, database servers, and DNS should each be implemented on their own separate servers. Requirement and Testing Procedures 2.2.1 The principle here is to assign only a single primary function to each server. This is done to avoid the coexistence of functions that demand different security levels on the same server.

PCI DSS 289

PCI DSS Procedures Encryption Security 289

The Fintech Times

MARCH 11, 2024

.” The Fingerprints biometric sensor scans as customers tap their contactless card on a payment terminal, capturing biometric data, checking to see if it matches its database and then authenticating the payment, in under a second.

Point-of-Sale (POS) 64

Point-of-Sale (POS) EMV Authentication Database 64

PYMNTS

OCTOBER 8, 2018

With the lessening of face-to-face commerce, done live and in person, the onus is on merchants to authenticate customers at the front end — before the transaction is underway. Certainly, eCommerce is top of mind for retailers as the all-important holiday season approaches, and as the frenzy of online shopping remains just a few weeks away.

Identity Theft 71

Identity Theft Verification Database Authentication 71

PYMNTS

OCTOBER 2, 2017

These white hat hackers found that the system did not authenticate or check internal commands, so anyone with access to the store’s network could wreak havoc with prices at the checkout, including setting discounts, capturing card data or even remotely starting or shutting down the terminal. EDGAR Database. Elasticsearch Servers.

Cybersecurity 76

Cybersecurity Breach Point-of-Sale (POS) Authentication 76

Stax

JANUARY 23, 2025

Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity. This involves analyzing transaction patterns and cross-referencing merchant data against global sanctions lists or politically exposed persons (PEPs) databases.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

PYMNTS

FEBRUARY 27, 2019

The country’s Department of Home Affairs (DHA) launched a national identity card in 2013 that includes fingerprint authentication on top of a standard PIN. The Pentagon is also testing the behavioral biometrics’ potential for authenticating those who use its computer network. . Giving travel documents a biometric boost .

Government 63

Government Governance Authentication Database 63

PYMNTS

JULY 7, 2019

As facial recognition gains more consumer use, the biometric authentication methods also is gaining more focus from politicians and regulators. Also, the use of databases of drivers’ license photos means that about half of adults in the United States are included in searches.

Law Enforcement 55

Law Enforcement Database Laws Authentication 55