Stax

JULY 16, 2024

As more consumers gravitate online, they risk putting more sensitive authentication data and financial information on the internet. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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PCI DSS Compliance Credit Cards Encryption 88

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s This is achieved through a multi-pronged approach: Data Encryption: Requirement 3 mandates the use of strong cryptographic controls such as encryption for stored cardholder data. PCI DSS v3.2.1 PCI DSS v4.0 PCI DSS v3.2.1 PCI DSS v4.0

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PCI DSS Encryption Procedures Authorization 100

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, PCI DSS v3.2.1

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Staying up-to-date with PCI-DSS compliance should be a top priority. This guide will break down what you need to know about PCI-DSS compliance. Always customize all configurations.

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PCI DSS Compliance MFA Assessments 52

Fintech Finance

FEBRUARY 20, 2025

Key security features include: Advanced Machine Learning Fraud Detection: Prevent unauthorized access with IP Allowlisting & Multi-Factor Authentication (MFA), and monitor suspicious activity with user behavior analytics. Distributed denial of service (DDOS) protection ensures all traffic is protected from malicious threat actors.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

NOVEMBER 27, 2024

while protecting customers through tools like strong customer authentication (SCA), 2-factor authentication, and PCI DSS data encryption.

PCI DSS 105

PCI DSS Alternative Payment Methods Payments Data Encryption 105

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically. Learn More What is a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

MARCH 14, 2025

Merchant Sends Transaction Request : The merchant’s POS system or online payment gateway encrypts and transmits the transaction data to the acquiring bank or payment processor. 3D Secure Authentication : Adds an additional verification step for online transactions, such as a one-time password (OTP) or biometric authentication.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

APRIL 3, 2025

The details are then encrypted and transmitted to a third-party payment gateway for authorization. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Card Verification and Authentication : BINs support the verification process by providing immediate access to the issuing institution’s information.

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Process Processors Payments Compliance 104

Stax

MARCH 18, 2025

Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. Payment information is encrypted and sent for authorization – The payment gateway encrypts and sends the payment details to the payment processor.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place. How do two-factor authentication and “3-D secure” protect payment information?

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process. It is also built to be super secure.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards 52

Credit Cards Process Security Data Breach 52

VISTA InfoSec

DECEMBER 19, 2024

Use multi-factor authentication (MFA) for SWIFT interfaces and applications. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

The Paypers

APRIL 29, 2016

(The Paypers) PCI Council has released PCI DSS 3.2 compliance standards which include requirements that merchants and banks must implement in strong encryption and multi-factor authentication.

PCI DSS 28

PCI DSS Encryption Authentication Compliance 28

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fintech News

AUGUST 26, 2024

Card-on-file transactions are becoming increasingly popular, and tokenisation is critical to meet PCI/DSS compliance and prevent the risk of storing sensitive card data. For manual card provisioning, implementing robust step-up authentication processes is crucial.

APACS 117

APACS PCI DSS Push-to-Card Online and Mobile Banking 117

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

OCTOBER 22, 2024

The purpose of a PIN is to authenticate the identity of the cardholder during a transaction. PIN Encryption : Once the customer enters the PIN, it is encrypted immediately to protect the information. Encryption ensures the PIN cannot be intercepted or stolen during transmission. What is a PIN?

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing. These include: Passwords.

Process 88

Process Security PCI DSS Encryption 88

Clearly Payments

JANUARY 8, 2024

The first step is implementing robust authentication processes, including multi-factor authentication, biometric verification , and tokenization , to enhance user access security. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

Risk Management 97

Risk Management Risk PCI DSS Process 97

VISTA InfoSec

DECEMBER 19, 2024

Use multi-factor authentication (MFA) for SWIFT interfaces and applications. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. We are also offering AuditFusion360 a one-time audit service for all your compliance needs, including SWIFT CSP, PCI DSS, SOC 2, GDPR, ISO 27001, and more.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Tokenization vs encryption Data encryption is another popular data security technique where data is transformed into an illegible format. Let’s get started.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. The company facilitates the transfer of information and funds between the customer’s bank and your business’ bank.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. Fraud detection and prevention are critical features of a payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

FICO

NOVEMBER 1, 2016

The following are a few of the most widely discussed changes: Enhanced multi-factor authentication. Currently, multi-factor authentication is only required for a limited subset of external applications such as internet banking channels. Data encryption. Annual certification.

Cybersecurity 81

Cybersecurity Regulations PCI DSS Data Encryption 81

Clearly Payments

MARCH 22, 2024

At the heart of mobile payment systems are Near Field Communication (NFC), Quick Response (QR) codes, and secure elements such as encryption and tokenization. Encryption ensures that data transmitted during a transaction is scrambled and unreadable to unauthorized parties. Security is a critical component of mobile payment technology.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Stax

JULY 9, 2024

Encryption techniques ensure that payment data is transmitted securely between parties, making it difficult for unauthorized individuals to intercept or access sensitive information. Biometric authentication Biometrics can seem a bit daunting, but most people are already using this technology to open their phones dozens of times each day.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements. Protect stored cardholder data.

PCI DSS 52

PCI DSS Compliance Audit Encryption 52

PYMNTS

JANUARY 10, 2017

Bluefin Payment Systems, the provider of PCI-validated point-to-point encryption (P2PE) solutions for retail, health care and higher education, announced Tuesday (Jan. The patents also cover the systems and methods for parsing data from payment terminals, device authentication and validation, and in a hardware security module.

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PCI DSS EMV Encryption Gateways 49

The Fintech Times

SEPTEMBER 5, 2024

Adhering to PCI DSS standards – through encryption, secure authentication, and device security – is crucial for mitigating these risks and ensuring safe transactions.

Financial Crimes 82

Financial Crimes Mitigation Cybersecurity Crime 82

The Fintech Times

APRIL 8, 2024

Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or a device passcode, as well as a one-time unique dynamic security code. SUNRATE is certified to the international financial data security standard: Payment Card Industry Data Security Standard ( PCI DSS ) Level 1.

Credit Cards 59

Credit Cards PCI DSS Commercial Card Treasury Management 59

Clearly Payments

JUNE 7, 2024

The API authenticates the request, forwards transaction details for authorization by the respective banks, and processes the transfer of funds upon approval. Authentication : The payment gateway API authenticates the request using API keys or OAuth tokens to ensure it originates from a trusted source.

Payment Gateways 59

Payment Gateways Gateways API Payment APIs and Integration 59