FICO

AUGUST 24, 2020

This week’s reveal: prior to March 2020, I had never used the mobile deposit feature of the banking app on my phone. Since then, I’ve deposited nearly a dozen checks using this nifty capability. Second, after I figured out how to use mobile deposit the first time, I asked myself, “Why did I ever go to the bank?

Online and Mobile Banking 52

Online and Mobile Banking Mobile Deposit Funds Availability Fraud Detection 52

PYMNTS

MARCH 18, 2020

The government has digital disbursements — for tax refunds, for Social Security payments and the like — but those all require a registration process for consumers that gives the government both access to an email account to reach them and a mechanism to authenticate them and the accounts they want their funds deposited to.

Checks 73

Checks Governance Government Counterfeit Check 73

Fintech Labs Insights

APRIL 12, 2022

Two-factor authentication. Immediate funds availability (with limits). Mobile app. Mobile deposit capture. Three/four-factor authentication for large transactions. Automatic deposit sweep features. Unlimited deposit sub-accounts. ACH/electronic payments*. Bill payment*.

Small Business 15

Small Business Accounts Online and Mobile Banking Authentication 15