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Artificial Intelligence Starting Points for Card Issuers

Innovative Payments Association

Guest post by Emily Rueth , Managing Director & Founder of Vicuse Payments Advisors For card issuers, embracing and implementing even the most basic use cases for artificial intelligence (AI) can revolutionize your operations and enhance customer experiences. This frees up live agents to focus on more complex issues.

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Ready Or Not, Strong Customer Authentication Is Coming

PYMNTS

As September approaches, the deadline for EU merchants to implement Strong Customer Authentication (SCA) is looming. A significant share of European merchants remain unaware of SCA, and those that are aware still need guidance regarding what they are required to do — if anything — to remain compliant when authenticating customers.

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EuroCommerce On Why Merchant, Consumer Awareness Is Critical To SCA

PYMNTS

Many European merchants are grappling with unanswered questions regarding PSD2 Strong Customer Authentication (SCA) compliance, even with the regulation’s implementation nearly a month away. eTailers need to be as prepared for SCA as possible as authentication and payment regulations change next month.

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Bank Account Number – Everything You Need to Know

Payment Savvy

Each routing number includes a Federal Reserve Processing Symbol, an ABA-assigned identity code, and a check digit to verify its authenticity. The issuer identification number (IIN) helps route the transaction to the correct financial institution, while the individual account number uniquely identifies the cardholder’s account.

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Are SCA Delays A Blessing Or A Curse?

PYMNTS

This week, the European Banking Authority (EBA) extended the deadline for Strong Customer Authentication (SCA) to Dec. Only 75 percent of issuers said they were prepared to make the jump as of the original Sept. He says more than one-third of merchants’ online payments could fail due to lack of compliance. Why the delay?