The Fintech Times

FEBRUARY 20, 2025

Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow. Without manual entry of sensitive data, users authenticate payments directly from their mobile banking app for a fast, convenient and secure payment experience.

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

FICO

JANUARY 13, 2020

However, the current rules do not address changes in the industry like the advent of mobile banking. Identity proofing and authentication will be an emerging focus area in 2020. As banking has moved online, identity proofing and user authentication become more of a necessity.

AML 52

AML Authentication Finance OCC 52

PYMNTS

MAY 3, 2016

Infosys Finacle, part of EdgeVerve Systems, and Samsung SDS, a subsidiary of Samsung Electronics, announced a new partnership aimed at providing consumers with a frictionless mobile banking/payment solution.

Mobile Payments 40

Mobile Payments Payment Solutions Online and Mobile Banking User Authentication 40

PYMNTS

OCTOBER 10, 2019

Knowledge-based authentication (KBA) tools, including passwords and security questions, tend to be the primary strategy for verifying identity, and this is true for areas of financial services beyond the consumer world. The same goes for small business users, too.

Small Business 49

Small Business Authentication Online and Mobile Banking Risk Mitigation 49

Fintech Finance

FEBRUARY 19, 2025

Instead, they are redirected to their online/mobile banking platform to confirm the payment transaction. The payment is made via an account-to-account (A2A) transfer directly from the consumers bank account. However, 23 per cent do not find passkeys appealing, and 27 per cent remain neutral.

Innovation 59

Innovation Online and Mobile Banking Security Fraud Detection 59

FICO

DECEMBER 5, 2022

million identity theft reports filed in 2021, many of which relate back to banks and lenders. At the same time, mobile banking, payment and money transfer apps are exploding in popularity, as 89% of respondents to a recent Insider Intelligence study use mobile banking, including 97% of Millennials.

Online and Mobile Banking 52

Online and Mobile Banking Authentication Identity Theft Security 52

Fintech Labs Insights

MARCH 17, 2016

While voice biometrics usage is small, it is gaining popularity as a second authentication factor and password replacement. VoicePIN’s easy-to-use voice authentication system hopes to become the industry standard. We have designed VoicePIN for convenient multi-channel user authentication.

Payment APIs and Integration 20

Payment APIs and Integration Authentication API User Authentication 20