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What is a Ledger Balance?

EBizCharge

To maintain a firm grip on the financial health of your business, it’s imperative to understand the difference between your ledger balance vs available balance. While the two balances are similar, they represent different aspects of an account’s financial health.

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How long do pending transactions take to clear?

EBizCharge

While pending transactions temporarily reduce your available balance, they dont affect your current balance until they clear. During this pending period, the transaction details are being processed and are awaiting final confirmation by the credit card issuer or payment processor.