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What is a Ledger Balance?

EBizCharge

To maintain a firm grip on the financial health of your business, it’s imperative to understand the difference between your ledger balance vs available balance. While the two balances are similar, they represent different aspects of an account’s financial health.

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Wells Fargo Softens Overdraft Policy

PYMNTS

“By looking back at a customer’s prior-day transactions when a direct deposit is received by 9 a.m. local time, we’re now able to effectively ‘rewind’ any overdrafts from the previous business day that are covered by that deposit, helping our customers to avoid overdraft fees and bridge the occasional gap between paychecks.”.