FICO

FEBRUARY 1, 2018

With IFRS 9, issuers will be looking at ways to prevent credit card accounts moving from stage 1, where they must provision for a 12-month expected loss (based on the balance and a proportion of the remaining limit), to stage 2, where this moves to a lifetime losses provision. to 3 times higher than that of those with a Direct Debit.

Issuers 55

Issuers Credit Cards Payer Accounts 55

PYMNTS

APRIL 7, 2016

This solution also gives them access to data, including available balance, credit limit and payment due dates. TSYS Alerts is available as an application program interface (API) for full or partial integration into issuers’ existing customer servicing solutions, allowing for easy implementation and speed to market.

Payment APIs and Integration 40

Payment APIs and Integration Available Balance Issuers Risk Management 40

EBizCharge

DECEMBER 11, 2024

While pending transactions temporarily reduce your available balance, they dont affect your current balance until they clear. During this pending period, the transaction details are being processed and are awaiting final confirmation by the credit card issuer or payment processor.

Transactions 52

Transactions Credit Cards Debit Card Card Issuer 52