PYMNTS

MARCH 18, 2020

The Archa corporate card will be powered by i2c technology, and it leverages artificial intelligence (AI), machine learning (ML) and multiple data sources in an attempt to streamline risk assessment and allow for instant lines of credit for employee expense accounts.

Payment APIs and Integration 56

Payment APIs and Integration Risk Assessment Available Balance Underserved 56

Finovate

AUGUST 6, 2024

And because cards only enable transactions up to the available balance, card funding also helps avoid potential overdrafts when using ACH transfers, a risk for consumers who may have limited funds or irregular cash flow.

Instant Payments 59

Instant Payments Deposit Account Payment APIs and Integration Credit Union 59

PYMNTS

APRIL 7, 2016

TSYS will bring its risk management solutions that enable cardholders to monitor their accounts and prevent fraudulent activity with real-time access to communication options, including push notifications, SMS text messaging, voice messages and email. TSYS clients in Europe now have access to real-time, on-demand cardholder alerts.

Payment APIs and Integration 40

Payment APIs and Integration Available Balance Issuers Risk Management 40

PYMNTS

MAY 4, 2018

In its email, Amazon Business assured that companies will receive payment no longer than seven days past-due, while the eCommerce conglomerate also assured sellers that it will handle credit risk assessment, billing and collection. percent of the total invoice cost.

Risk Assessment 49

Risk Assessment Payments Available Balance B2B 49

PYMNTS

APRIL 1, 2019

Those who come up short while buying groceries might also want to access their pay in the moment, for example — and do so without risking overdraft fees or having to go without their food purchases. . These offerings aren’t without risks to the providers, however — risks that DailyPay takes on for employers by funding the payments.

Payroll 43

Payroll Available Balance ACH Instant Payments 43

PYMNTS

AUGUST 14, 2018

Amazon has also promised that it will handle credit risk assessment, billing and collection for its sellers. Sellers also have another option that will enable them to get paid even faster, but it comes at a cost: 1.5 percent of the total invoiced amount.

Risk Assessment 40

Risk Assessment Available Balance Wires Wire 40

FICO

FEBRUARY 1, 2018

With IFRS 9, issuers will be looking at ways to prevent credit card accounts moving from stage 1, where they must provision for a 12-month expected loss (based on the balance and a proportion of the remaining limit), to stage 2, where this moves to a lifetime losses provision. Who Has a Direct Debit?

Issuers 55

Issuers Credit Cards Payer Accounts 55