FICO

AUGUST 29, 2022

FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises. Each year, we provide insight into the national average FICO ® Score to help ensure consumers have a baseline measure of credit health standing. consumer reporting agencies (CRAs). Average U.S. by Ethan Dornhelm. expand_less Back To Top.

Consumer 98

Consumer Credit Cards Payments Governance 98

Fintech Finance

FEBRUARY 26, 2024

Overall, organic transaction growth for January 2024 vs. the same period in 2023 is up 18% while BNPL, Corporate Spend Managers and B2C Retail providers achieved even more significant increases. Consumers are voting with their wallets that BNPL fills a unique spot between revolving credit and debit. New client activity is not included.

Transactions 52

Transactions BNPL B2C FinTech 52

Fintech Finance

AUGUST 1, 2024

This positive trajectory, coupled with recent product and market expansion, adds further momentum to Thredd’s leadership in modern payments processing. The expansion we have seen is a testament to their resilience and the demand for new payments use cases in both B2C and rapidly growing B2B payments.”

BNPL 93

BNPL FinTech B2C Payment Networks 93

The Fintech Times

FEBRUARY 27, 2024

However, as was the case in the telecommunications industry, innovation doesn’t end because a product becomes commoditised. A2A payments The new Apple-open banking combo gives consumers the option to make account-to-account (A2A) payments and also cuts out cards altogether.

Consumer Protection 68

Consumer Protection Stablecoins Payments Trends Consumer 68

FICO

APRIL 21, 2023

Q: Dale, to start with, can you provide a little background on your business motivation as a credit risk executive for exploring the value of consumer-permissioned DDA data? However, you conducted a test where you offered ALL applicants for a retail credit product the opportunity to provide DDA data permissioned by them for consideration.

Consumer 52

Consumer Demand Deposit Account (DDA) Credit Risk Non-Bank 52

EBizCharge

AUGUST 20, 2024

As consumer needs continue to evolve, businesses must adapt to these needs to thrive and grow in their industry. From bulk ordering to complex product configurations and customer-specific pricing to approval workflows, it provides a robust set of features that cater to the unique challenges faced by B2B sellers.

B2B 52

B2B B2C Best Practices On-Demand 52

PYMNTS

DECEMBER 24, 2019

About 31 percent of consumers now own voice-activated devices, up from 27 percent in 2018 and 14 percent in 2017. The rise of voice is the big factor behind the rise of smart homes, where consumers are doing more commerce and payments. That’s not all — voice is becoming more emotionally attuned to consumers.

Consumer 64

Consumer Zelle P2P Real Time Payments 64

PYMNTS

MAY 26, 2017

We not only have a product that helps businesses succeed in an increasingly disruptive market, but we also have a team that is dedicated to helping businesses build real, long-lasting relationships with their customers. For example, we’re currently testing chatbots, as more and more consumers prefer to interact via text.

B2C 41

B2C CRM Continuity Automation 41

Finovate

MAY 9, 2024

The platform leverages FIS’ existing technology to enable businesses to embed a variety of financial products and services into their offerings. FIS is the latest company to introduce a platform to make it easier for businesses and software developers to embed financial services and fintech solutions into their products and services.

Embedded Finance 69

Embedded Finance Finance Non-Bank B2C 69

PYMNTS

DECEMBER 5, 2017

The digital economy is here and, for many consumers, it has become a way of life. The persistence of legacy infrastructure can often throw sand into the wheels of digital payments progress at the very same time that consumers demand innovation — and options that are faster, cheaper and evermore secure. Supply and Demand.

Consumer 56

Consumer Same Day ACH C2B B2C 56

PYMNTS

SEPTEMBER 4, 2020

For B2B businesses, the shift was a dramatic one toward a B2C, or even direct-to-consumer ( D2C ), model, with major ramifications for the ways these companies market, sell and reach their customers. The pivot from B2B to B2C or D2C was a necessary one for many firms to survive, and one Denton described as a "tremendous shift.". "Our

B2C 83

B2C B2B On-Demand Returns 83

PYMNTS

JANUARY 23, 2019

A consumer pays a recurring fee and, in return, receives access to a selection of goods and services. Subscription merchants have duplicated this simple formula within every industry imaginable, but few today offer subscription services that resonate with what consumers want. For instance, consumers like to try before they buy.

B2C 75

B2C Duplicate B2B Assessments 75

The Fintech Times

APRIL 10, 2024

The report, based on a global survey across 18 countries of more than 4,750 B2C executives and 6,300 consumers, explores how brands are implementing AI to build better relationships with their customers, where AI is yielding the most return on investment for brands, and what engagement trends are most important to consumers.

Security 58

Security AI B2C Privacy 58

PYMNTS

OCTOBER 22, 2018

The business-to-consumer (B2C) commerce landscape has had a massive influence on corporate buying habits, from sourcing through payments. It’s often described as the “ Amazon effect,” as suppliers explore how to provide a consumer-like experience to business buyers.

B2B 74

B2B B2C Product Facilitators 74

PYMNTS

SEPTEMBER 21, 2018

Walgreens Boots Alliance and Alibaba Group Holding have announced the launch of a Boots flagship store on Tmall Global , Alibaba’s B2C platform for international brands and retailers. The partnership will offer Boots beauty brands to more than half a billion consumers in China, including No7, Soap & Glory and Boots Cucumber.

B2C 70

B2C On-Demand Product Continuity 70

PYMNTS

FEBRUARY 21, 2017

Understanding the consumer is key for retailers, and leveraging Big Data can mean big returns on marketing investments. It’s no small task, by any stretch of the imagination, for retailers to make sense of consumer behavior. That ROI has been attracting attention from major retailers, other B2C entities and investors.

Consumer 41

Consumer B2C CRM Returns 41

PYMNTS

SEPTEMBER 14, 2020

As more manufacturers and other sellers migrate their sales strategies online, they're seeking to please online shoppers the same way Amazon has done for individual consumers. But B2B eCommerce is not the same beast as B2C. It's a small but fundamental difference in mindset between B2C and B2B digital transformation.".

B2B 107

B2B B2C Checks Commercial Card 107

PYMNTS

AUGUST 14, 2020

Disruption is hitting both the B2C and B2B arenas, and while it would seem they are two opposite ends of the spectrum, these ecosystems share commonalities in the kinds of trends that force sellers to modernize their market strategies. Getting Closer To The Consumer. This creates new challenges and paradigms for payment flows.

Treasury 118

Treasury Payment APIs and Integration B2B B2C 118

The Fintech Times

APRIL 18, 2024

Demand for sustainable and ethical finance continues to grow, with consumers seeking offerings to align their money with their personal ethics and values. Algbra’s UK B2C proposition was named the ‘Best ESG Initiative in Payments’ at the Pay360 Awards.

Finance 63

Finance B2C FinTech On-Demand 63

PYMNTS

SEPTEMBER 23, 2020

California-based Jumio said its artificial intelligence (AI)-fueled identity verification offerings are now available to Microsoft Azure Active Directory External Identities for business-to-consumer (B2C) clients.

Verification 92

Verification B2C Best Practices Data Breach 92

PYMNTS

MAY 8, 2020

Small- to medium-sized businesses (SMBs) are often forced to fit within banks’ consumer-facing services as they are too small to qualify as a corporate client, leaving an opportunity for FinTech innovators to develop unique products, services and user experiences designed for entrepreneurs, freelancers and SMB owners.

B2C 70

B2C B2B End User Addressing 70

Fintech Finance

JULY 1, 2024

In this capacity they will advise the leadership team of Pomelo on strategic decisions as well as Product, Customer and Partnership initiatives. Kaplan has over 20 years of FinTech experience and currently leads the financial technology practice in the London office of Wilson Sonsini Goodrich & Rosati.

Visa 98

Visa FinTech Federal Reserve B2C 98

PYMNTS

APRIL 28, 2020

Moving from paper to digital has evolved for business-to-consumer (B2C) payments in recent years, but upgrading business-to-business (B2B) payments has taken longer. This makes these processes time-consuming at the best of times, and challenging during these times when employees must work remotely.

Checks 94

Checks B2B B2C Shutdown 94

PYMNTS

FEBRUARY 26, 2019

That’s in part because “subscriptions in general involve building relationships” with customers, and that could mean those customers, attracted to a specialized product or offering, might not mind moving more slowly than would normally be the case with other online retail sites. B2C vs. B2B. Negative Views.

B2C 78

B2C Payments B2B Product 78

PYMNTS

DECEMBER 16, 2020

The launch will expand DraftKings’ presence in convenience stores like 7-Eleven, Speedway, Dollar General, and Sheetz, and also enable consumers to gift the DraftKings experience to others in $25 and $50 denominations. DraftKings reported on Friday (Nov. DraftKings announced on Wednesday (Sept.

Payer 92

Payer B2C NOV Payments 92

PYMNTS

DECEMBER 31, 2020

How We Will Pay: Home As The Consumer Command Center. This study showed that the home had become the consumer’s commerce command center as they changed their daily routines to do more of their work and more of their once-physical errands from home. percent made purchases via mobile in the last 24 hours. 31 percent bank via app.

Innovation 111

Innovation Online and Mobile Banking Real Time Payments Cross-Border 111

PYMNTS

NOVEMBER 10, 2020

Consumers across the globe are primarily going online to shop and pay for everything from clothing to electronics and groceries due to the pandemic, with digital product sellers among the most likely eTailers to see their sales increase. The world is in the midst of a massive shift from brick-and-mortar retail to digital commerce.

Cross-Border 77

Cross-Border B2C On-Demand Research 77

Payment Savvy

JULY 17, 2023

As a matter of fact, there is an entire industry behind the scenes that enables you to buy products and services in the comfort of your home. Types of eCommerce Models There are four main types of eCommerce models: Business-to-Consumer (B2C) The B2C eCommerce model involves transactions between businesses and individual consumers.

C2B 52

C2B Online and Mobile Banking B2C Product 52

PYMNTS

NOVEMBER 5, 2020

As the B2B commerce landscape innovates, it is continually after that "Amazon-like" experience forged in the consumer commerce world. But for B2B vendors and suppliers, the unique needs of corporate customers cannot be ignored, making a consumer-like buying experience particularly complex. That feels more B2B to me," he said.

B2B 143

B2B B2C Product Technology 143

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. We've observed over the years in B2C eCommerce that the innovation of payments drives more activity in the shopping cart," noted Tomich.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

CB Insights

OCTOBER 4, 2022

Others are striving to make banking, loans, mobile wallets, and investing products available to historically underserved populations all over the world. . If selected, you’ll be asked to complete our Analyst Briefing Survey so that our analysts can better understand your products, customers, and market traction.

FinTech 101

FinTech B2C B2B Point-of-Sale (POS) 101

PYMNTS

JANUARY 12, 2021

Salesforce is rolling out a new product to let B2C and B2B companies easily add loyalty programs at a time when the company says online holiday retail sales grew 50 percent to top $1 trillion. 12) in unveiling the company’s new Loyalty Management product. 12) in unveiling the company’s new Loyalty Management product.

BNPL 111

BNPL B2C Industry Trends NOV 111

Fintech News

MARCH 25, 2024

According to the “Southeast Asia: Private Capital Breakdown” report by PitchBook, Southeast Asia has become a compelling region for private capital investment in recent years, owing to the region’s fast-growing and diverse economies, as well as its vast investment opportunities and its important consumer story. in 2021 to 36.2%

Participant 114

Participant B2C On-Demand Consumer 114

Fintech News

FEBRUARY 15, 2024

Finance leaders will seek products that consolidate and ease their day to day work, and in turn, enable, the office of the CFO to adopt a more strategic role within the organization. Toast has reported a 50% attach rate on some of these products, underscoring the effectiveness of the bundling strategy.

Innovation 117

Innovation FinTech Cross-Border Payments Cross-Border 117

The Fintech Times

DECEMBER 18, 2023

As a result, our client wanted to make a new financial product – namely a credit card. After all the data of the segment they wanted to tailor their product for was there – just buried deep. In fact, when we started, we weren’t a B2B business, but rather a B2C. How did AI help you pivot from a B2C to a B2B?

B2C 58

B2C Payment APIs and Integration B2B Assessments 58

PYMNTS

DECEMBER 28, 2020

There has been some initiative to help get things back on track, The Times reported, with Marks & Spencer , Tesco , Inditex and H&M committing to pay in full for orders completed and in production. The pandemic forced many businesses to make a shift in operations toward a B2C or a direct-to-consumer (D2C) model.

B2C 108

B2C Economy On-Demand Product 108

PYMNTS

AUGUST 6, 2019

Amazon has elevated consumers’ shipping expectations : greater speed, lower cost and heightened transparency into shipping are now requirements for many online shoppers. It’s no longer enough just to create a good product,” she told PYMNTS in a recent interview. For the B2C business, this is clearly a lost sale.

On-Demand 61

On-Demand B2C B2B Addressing 61