PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

Evolve Payment

FEBRUARY 1, 2024

You can see how valuable this feature can be–you gain access to new features and capabilities, all without disrupting your experience as an end-user. It’s the culmination of two trends: End users looking for the convenience of accessing financial tools inside their favorite daily apps and software.

Embedded Finance 92

Embedded Finance B2B Finance Payments 92

PYMNTS

MARCH 2, 2020

Many of the emerging payment scenarios are business-to-consumer (B2C), Mason explained, and stretch into many verticals. Beyond B2C, organizations’ employee and gig worker payments are growing in complexity as well, particularly as these professionals get hired from across borders. From Gig Workers to Rebates.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

JANUARY 9, 2020

The absence of friction is also a big indicator of how users rate their subscription experiences. This is how B2B merchants scored higher than their B2C counterparts in the latest Index: a 65.1 That’s mostly due to differences in checkout time for B2B and B2C subscriptions (B2B is generally faster). average score versus 63.2,

B2C 56

B2C B2B End User Product 56

PYMNTS

DECEMBER 26, 2019

It’s not the only piece of the puzzle to successfully elevating AR processes, however, with the user experience of growing importance to corporates investing in these technologies. According to McCarthy, the end-users of AR solutions aren’t the only users that technology providers have to keep in mind, either.

Accounts 53

Accounts B2B End User Payer 53

PYMNTS

JANUARY 17, 2020

AP automation solutions are designed for finance departments managing high volumes of invoices, with these end-users able to see a high-value proposition from automated tools. Businesses that embrace Venmo in their personal lives, as well as high-tech B2C payment solutions like Square, end up in the back office mailing paper checks.

Faster Payments 61

Faster Payments B2B Small Business Venmo 61

PYMNTS

NOVEMBER 7, 2016

“We’re looking at identification weaknesses in how to authenticate and ID end users, providers and devices,” Aadland noted, adding that this is crucial for B2B and B2C transactions.

Fed 77

Fed Secure Payments Task Force Security Federal Reserve 77

PYMNTS

DECEMBER 2, 2019

The change is coming and can be anticipated, across C2C to B2C to B2B — and providing at least some sort of roadmap. The balancing act, as always, will be one between convenience and security for end-users — and knowing where the external threats lie. He lays out several lines of defense.

Cross-Border 55

Cross-Border Cross-Border Payments Payment APIs and Integration Treasury 55

PYMNTS

APRIL 16, 2019

If you look outside B2B or B2C, or consumer P2P, they are needed just about anywhere,” he said of APIs. However, according to Justin Goldsmith, senior consulting architect at Red Hat , in a discussion on the “State Of” APIs with Karen Webster, the impetus is there for U.S. financial services firms to cross the Open Banking Rubicon. “If

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

MAY 29, 2020

He pointed to the need for SMBs to remain competitive and provide consumers a best-in-class end-user experience that can often only be achieved with modern technology. On the vendor side, meanwhile, Jones noted that there are similar benefits to the POS financing models seen in the B2C commerce space.

Finance 67

Finance Point-of-Sale (POS) Non-Bank B2C 67

The Fintech Times

DECEMBER 18, 2023

In fact, when we started, we weren’t a B2B business, but rather a B2C. How did AI help you pivot from a B2C to a B2B? Originally, we had a simple B2C personal finance management app. However, when it comes to digital banking, there’s still a long way to go from the perspective of the end user.

B2C 59

B2C Payment APIs and Integration B2B Assessments 59

PYMNTS

APRIL 2, 2020

In the consumer commerce world, offering customers choice in how they pay for goods and services across channels is an important part of offering an optimal end-user experience. Let me get my money in the most convenient way possible, because that is going to increase my loyalty with my customers, whether they be B2B or B2C.”.

Small Business 64

Small Business Payments B2B On-Demand 64

PYMNTS

JANUARY 15, 2021

The company plans to use the funding to expand into new geographic markets and devlop a new suit of services for its business end users. Additional investors in the latest investment deal include a variety of backers, including Nutresa, Veronorte, Jumbofund and Klinkert Investment Trust.

Embedded Finance 67

Embedded Finance B2B Finance Payment APIs and Integration 67

PYMNTS

DECEMBER 3, 2018

With the SCT Inst scheme, he noted, end users can transfer up to €15,000 ($17,004 USD) between accounts 24/7, with a maximum 10-second time frame. In reference to B2C payments, instant payments can cover compensation or reimburse consumers for returned goods. This represents over 49 percent of European PSPs, said the executive.

Instant Payments 62

Instant Payments ISO 20022 Online and Mobile Banking Use Case 62

PYMNTS

JANUARY 2, 2020

In an interview with Karen Webster, Brandon Spear, president at MSTS , said the stark differences between B2C and B2B payment speeds boil down to a case of having too many cooks in the kitchen. In many cases, OEMs want to get closer to their end customers to gain better visibility into their purchasing patterns. The Ripple Effect.

B2B 40

B2B B2C Payments Adjustments 40

PYMNTS

FEBRUARY 22, 2017

For Fiserv, a focus on financial services innovation means a focus on the end-user experience. As a company that works primarily with other financial institutions to offer solutions for their own customers, both consumer and corporate, Fiserv has a wide reach in the FinServ space.

NACHA 51

NACHA Same Day ACH ACH Innovation 51

PYMNTS

JUNE 18, 2019

to fully embrace real-time payments for both B2B and B2C activity,” Bottomline Technologies Vice President of Product Management and Strategic Solutions Jessica Cheney told PYMNTS in a recent interview , pointing to the previous rollout of Same-Day ACH and an acceleration of FinTech innovation in the country.

RTP 47

RTP Real Time Payments Credit Union Payment APIs and Integration 47

PYMNTS

MARCH 25, 2020

This holds true regardless if a company was selling a B2C or B2B software product. FastSpring, which provides a full-service eCommerce platform that includes features like recurring payments, tax management and subscription services for B2B and B2C software providers, sees a big opportunity for its customers in that change.

Best Practices 40

Best Practices B2C Push-to-Card B2B 40

The Fintech Times

APRIL 11, 2024

“More partnerships between BaaS providers and fintechs create more comprehensive offerings both for banks, FIs and end-users. The digital natives are accustomed to digital interactions and prefer seamless, convenient, and personalised digital financial experiences that can be accessed via mobile or online banking services.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

The Fintech Times

FEBRUARY 27, 2024

“When making a purchase online, the user’s journey extends from browsing the website through to receiving the item. Modular technology Traditional banks have been held back by legacy infrastructure that can’t easily integrate new digital services and UX desired by their digitally native end users.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

MARCH 18, 2019

Use cases for Mastercard Send and Visa Direct range from P2P to C2B in the gig economy world – and B2C for disbursements supporting a diversity of use cases, including tax refunds, insurance claims and on-demand payroll for W-2 workers. Or that wire transfer revenues could be cannibalized as end users are incented to shift payments to RTP.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

APRIL 6, 2016

– How can it be used to deliver more value to the end user? – How can it be used in a way that increases their lifetime value to their customers? – How can it be used to increase engagement with their brand?

Technology 43

Technology Innovation B2C Consumer 43

Tearsheet

OCTOBER 2, 2024

Meanwhile, B2C payments are quick to adopt the latest innovations. We live in a world teeming with innovation in payments – ACH was introduced decades ago – yet so many businesses are still relying on ancient methods.

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59

Nanonets

APRIL 19, 2024

Whether an organization is B2B or B2C, the AR team is critical in ensuring that cash is coming into the business at a rate that supports business expenses and growth initiatives. Xero proforma invoices are similar to the Xero invoice template, but they are structured slightly differently to fit your business needs.

Automation 52

Automation Accounts Process Online Payment Processing 52

Fintech Labs Insights

JULY 16, 2015

BehavioSec’s BehavioMobile offers fraud detection by monitoring device rhythm and interaction patterns that are unique to each end user. Fiserv’s Digital Banking Solution helps financial institutions deal with the continuously increasing demands of end users for impactful banking experiences.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

PYMNTS

MAY 3, 2018

And, whether your business model is B2B or B2C or something else, always focus on the ultimate end user: the customer. Kasisto: First, make sure that the product or service is a pain killer — a “must have” — and not a vitamin — a “nice to have.” Second, eat your own dog food. Every employee uses our consumer banking bot.

Small Business 44

Small Business Interoperability Bots Innovation 44

Nanonets

JANUARY 17, 2024

Launched in 2011, it remains a robust and versatile choice, especially appealing to the B2C market and smart home enthusiasts. User-Friendly Interface with Diverse Applications IFTTT's strength lies in its simplicity and wide applicability. Fewer app integrations compared to Zapier, focusing more on B2C applications.

Payment APIs and Integration 52

Payment APIs and Integration Automation CRM API 52

Nanonets

DECEMBER 15, 2023

In contrast, in the B2C sector, a qualified lead might be an individual with particular interests or behaviors indicating a likelihood to purchase. In Faster-Paced B2B and B2C Environments : Simpler models like BANT or ANUM can be more effective, as they allow for quick qualification without overcomplicating the process.

Automation 52

Automation AI CRM Authorization 52

PYMNTS

MAY 26, 2017

The company opted for HighJump’s Retail Advantage solution, which is optimized for businesses with end users in scattered brick-and-mortar stores and addresses what is probably the worst thing about customers, regardless of whether they’re in a store or online. “As As a consumer, I tend to be fickle,” said Houser.

Irrevocability 46

Irrevocability B2B Addressing End User 46

PYMNTS

SEPTEMBER 7, 2017

We put a lot of thought and innovation into our product design to make sure our end users (fraud analysts or fraud managers) are productive, efficient and have a delightful user experience. PYMNTS: Where do you look for innovative ideas, and why? PYMNTS: What is the most innovative thing you’ve ever done?

Same Day ACH 46

Same Day ACH Fraud Detection Innovation Fraud Prevention 46

CB Insights

OCTOBER 31, 2017

Product: Wikimart ‘s B2C e-commerce marketplace. Buildzar started off as a pure-play B2C ecommerce business. We aimed to build a great, highly automated user experience first, focusing on the end-users and SMEs with plans to grow into companies from the bottom up (like Skype, Yammer, Dropbox).

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

PYMNTS

OCTOBER 21, 2019

The skewed flow of funds to the business-to-consumer (B2C) space comes amid a backdrop where valuations for domestic FinTech unicorns have been inflated. Thus far, the frictionless growth associated with B2C has been preferred to what he called the “grind it out, ROI-based sales model required of B2B.”. The General Landscape.

B2B 40

B2B Innovation B2C Real Time Payments 40

PYMNTS

MARCH 7, 2016

Because we’ve all seen what happens when we let the shiny new toy syndrome (aka what’s best for the innovator and not the end user) drive innovation. Prepaid is another product category that sounded good to innovators but perhaps less compelling, at least so far, to the intended end user. Take checkout.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46