PYMNTS

APRIL 16, 2019

If you look outside B2B or B2C, or consumer P2P, they are needed just about anywhere,” he said of APIs. Goldsmith recounted that his own experience has been one of working with clearing house, ACH and real-time payment rails, and building one system to enable faster payments.

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

DECEMBER 16, 2019

Just consider how the rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. As a result, firms lagging behind in faster payment investments could miss out on the full opportunities available in the global business-to-consumer (B2C) solutions market.

Faster Payments 42

Faster Payments Real Time Payments Payments Credit Union 42

PYMNTS

NOVEMBER 15, 2019

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. As a result, firms that are lagging behind in faster payments investments could miss out on the full opportunities available in the global business-to-consumer (B2C) solutions market.

Faster Payments 46

Faster Payments B2C API P2P 46

PYMNTS

MARCH 13, 2020

Apply Financial’s main product Validate, which allows customers to validate payments automatically, makes use of cloud technology to let firms submit the exact pinpointed numbers for bank accounts and payment details. The move is in line with the general trend toward faster payments.

Process 60

Process Payments B2C B2B 60

PYMNTS

MARCH 12, 2020

The conversation took place against a backdrop where, as reported in the Next-Gen Debit Tracker , non-cash payments have been rising 6 percent a year, and where payroll cards and debit transactions are gaining ground. Debit really is — and always has been — about faster payments,” Schroeder told PYMNTS.

Payroll 61

Payroll Issuers Debit Transaction Push-to-Card 61

PYMNTS

DECEMBER 24, 2019

3: P2P Rises And Could Move Into B2B. Peer-to-peer (P2P) payment services are stretching their wings, heading into the new decade with mostly robust growth — and even some new plans to gain customers and keep a tight hold on existing consumers. Venmo also offers an example of P2P expansion. 10: Via Faster Payments.

Consumer 64

Consumer Zelle P2P Real Time Payments 64

Faster Payments Council

MAY 17, 2021

RTP technology facilitates payments across all payment categories, including business-to-business (B2B), business-to-consumer (B2C), consumer-to-business (C2B), peer-to-peer (P2P), government-to-citizen (G2C), and account-to-account (A2A) transactions. Current status of RTP adoptions around the world How RTP is used?

RTP 88

RTP G2C C2B Real Time Payments 88

PYMNTS

JUNE 6, 2018

Mastercard said in a release on Wednesday (June 6) that the payments service will make it possible for various stakeholders in the financial realm — ranging from financial institutions, digital customers, FinTech companies and various enterprises — to send real-time payments to U.K.-based less than 0.1 The first U.K.-based

Real Time Payments 55

Real Time Payments Visa Accounts Faster Payments 55

PYMNTS

JANUARY 23, 2020

Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years. More than 42 percent of consumers received at least one instant payment in 2019, but such disbursements have a way to go before they are as common as many would like.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

OCTOBER 22, 2019

Changing the way payments are done, the way cash is managed — indeed, the way treasurers function to help bring company strategies to fruition — requires a team effort. The promise of faster payments, of course, has yet to be fully realized, Kohli said, due in part to the lack of ubiquity, especially here in the United States.

Cash Management 41

Cash Management ISO 20022 Message Standards Faster Payments 41

PYMNTS

NOVEMBER 15, 2019

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. As a result, firms that are lagging behind in faster payments investments could miss out on the full opportunities available in the global business-to-consumer (B2C) solutions market.

TCH 46

TCH Faster Payments Online and Mobile Banking Payments 46

PYMNTS

JANUARY 15, 2018

They range from financial giants like Mastercard and PayPal to smaller firms like Payment Rails, Figo and Dwolla. 6 percent: the portion of same-day ACH volume that constituted B2B payments during the first 11 days of NACHA’s launch of the service.

API 77

API B2B Same Day ACH Payment APIs and Integration 77

Payment Savvy

DECEMBER 9, 2020

Real-Time Payments. Faster payments benefit both consumers and businesses. Real-time payments offer a solution to delayed payment options like ACH transactions, credit cards, debit cards, checks, etc.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

MAY 6, 2019

The scenario is reversed for push payments. In a P2P situation, a Venmo user can send money to a friend’s account, while a B2C transaction might involve a restaurant pushing payments to disburse wages to waitstaff, placing the funds directly onto employees’ prepaid debit cards or into their bank accounts.

Push-to-Card 44

Push-to-Card Risk Debit Card B2C 44

PYMNTS

AUGUST 15, 2018

.” And though there are clear areas that need work in B2B payments digitization, not all aspects of the industry have a clear path to improvement. For example, the B2B payments space has similar needs to the B2C and P2P arenas in terms of functionality, user-friendliness and data sharing requirements.

B2B 40

B2B Payments B2C API 40

PYMNTS

NOVEMBER 22, 2016

It includes benefit payments, too, and in a B2C environment, it could also include payments such as from an insurance company, said Estep. The use case for same-day pension payments, she continued, shares some similarities with payroll, as they are both types of scheduled payments. But when you look at that 1.9

Same Day ACH 65

Same Day ACH ACH NACHA Direct Deposit 65

PYMNTS

JANUARY 15, 2018

Use of faster payments technologies, too, remains limited in the B2B sphere. Separate data from NACHA found that of the 2 million same-day ACH transactions completed in the first 11 days of the service, just 6 percent were B2B payments; the rest were made up of B2C and P2P transactions.

B2B 55

B2B Innovation Same Day ACH NACHA 55

PYMNTS

SEPTEMBER 7, 2017

MN: We look at a wide range of sources for innovative ideas, from listening closely to our customers to learning from our consulting and implementation partners to following industry experts to drawing lessons from other startups and companies in other verticals, including the B2C world. We already see new capabilities, such as Same Day ACH.

Same Day ACH 46

Same Day ACH Fraud Detection Innovation Fraud Prevention 46

PYMNTS

DECEMBER 3, 2018

Though transactions must be made in euros, the payment accounts held at PSPs that operate in SEPA do not have to be denominated in euros. Instant payments, he said, offer a variety of use cases that span emergency fund transfers and, of course, peer-to-peer (P2P) transactions (splitting the bill, for instance).

Instant Payments 62

Instant Payments ISO 20022 Online and Mobile Banking Cross-Border 62

PYMNTS

JUNE 9, 2017

Likar explained that making payments on a weekly or daily basis is a smarter way to handle working capital. Some marketplaces make faster payments by maintaining multiple accounts in different countries. Paying sellers in short intervals leads to more buying and selling, which can affect the marketplace’s bottom line.

Cross-Border 46

Cross-Border Cross-Border Payments Wire Transfer Venmo 46

PYMNTS

APRIL 22, 2019

Corporate payments still don’t have a clear role in driving the adoption of faster payment technologies and systems in the U.S. Still, others have said that B2B payments should be largely left out of the faster payments conversation. “Our [payment] systems are looking at 24/7/365 solutions.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

PYMNTS

JUNE 24, 2016

Could it be that B2B financial services are no longer lagging behind their B2C peers? “The traditional P2P concept is almost not natural to these businesses,” Garg continued. Tradeshift doesn’t issue these virtual cards themselves, rather it partners with other payments companies to enable this feature.).

Payments 41

Payments B2B Credit Cards On-Demand 41

PYMNTS

OCTOBER 2, 2019

To get a sense of where faster payments are headed, look to the consumer. There are dozens of faster payment schemes rooted or taking shape around the world — 54 at last count. That’s a staggering leap from the 14 live faster payment schemes that existed worldwide in 2014, when FIS first released Flavors of Fast.

C2B 81

C2B Faster Payments Real Time Payments Lockbox 81

PYMNTS

NOVEMBER 7, 2018

Faster payments solutions must meet a variety of demands. Small retailers want to keep their cash flow moving by receiving consumer payments quickly, while large corporations need improved data and visibility to ensure their B2B transactions arrive on schedule. In addition, the rails are expected to benefit B2C payments.

Faster Payments 49

Faster Payments Real Time Gross Settlement (RTGS) Payments C2B 49

PYMNTS

NOVEMBER 8, 2019

As real-time payments (RTP) gain traction with consumers via peer-to-peer (P2P), the pump may be primed for business-to-business (B2B) transactions to follow suit. Key among those conduits, of course, is the Clearinghouse RTP network, where commercial real-time payments made their debut in the U.S. roughly two years ago.

RTP 40

RTP B2B Real Time Payments P2P 40

PYMNTS

DECEMBER 5, 2017

Fiserv comes to the conversation with 30 years of insider industry knowledge, and on the heels of a year in which it moved more than $75 trillion across 30 billion digital payments in peer-to-peer (P2P), consumer-to-business (C2B) and business-to-consumer (B2C) transactions. What Does ‘Faster Payments’ Really Mean?

Consumer 56

Consumer Same Day ACH C2B B2C 56

PYMNTS

MAY 4, 2018

Payments are moving toward greater speed, efficiency and choice – and in P2P payments, that’s led to the rise of financial technology giants. In many ways, it can begin in the peer-to-peer payments space, which has offered an example for business payments.

Same Day ACH 46

Same Day ACH P2P B2B Cross-Border 46

PYMNTS

OCTOBER 2, 2019

Kohli said person-to-person (P2P) use cases are among the first to gain ground. especially, bill payments are proving to be valued by consumers and B2C transactions, as the gig economy and insurance disbursements are a strong use case for Citi’s clients. In the U.S.,

Instant Payments 63

Instant Payments Interoperability Cash Management Cross-Border 63

PYMNTS

FEBRUARY 22, 2017

The company launched Zelle in conjunction with Early Warning last year, enabling financial institutions to offer a secure P2P payments solution for their own customers, something Yabuki explained aims to help “bring bank-based P2P payments into the mainstream.”

NACHA 51

NACHA Same Day ACH ACH Innovation 51

PYMNTS

MARCH 7, 2016

Who decides on those standards, and what does the payments industry do in the meantime to protect consumers and themselves from that type of fraud? SHOULD WE BE MAKING PAYMENTS FASTER? The financial services world is awash in the faster payments narrative. Here in the U.S.,

Online and Mobile Banking 46

Online and Mobile Banking Payments Financial Inclusion Same Day ACH 46