Finovate

OCTOBER 15, 2024

The company also helps third-party organizations across various industries integrate instant payments with traditional payment tools into their existing payment and money movement use cases including A2A, P2P, Bill Payment, B2B and B2C disbursements. Launching Payfinia will help Tyfone further build on the instant payments experience.

Instant Payments 52

Instant Payments FedNow Same Day ACH Federal Reserve 52

Fintech Finance

MARCH 21, 2024

Visa projects a $200 trillion market for global money movement flows (inclusive of B2B, B2C, P2P and gov disbursements), and is expanding its collaboration with Thunes to enable payouts to digital wallets and bank accounts as a core part of its plan to achieve that growth.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Push-to-Card B2C 52

PYMNTS

APRIL 16, 2019

If you look outside B2B or B2C, or consumer P2P, they are needed just about anywhere,” he said of APIs. However, according to Justin Goldsmith, senior consulting architect at Red Hat , in a discussion on the “State Of” APIs with Karen Webster, the impetus is there for U.S. financial services firms to cross the Open Banking Rubicon. “If

API 71

API B2B P2P Payment APIs and Integration 71

PYMNTS

MARCH 12, 2020

The outmoded B2B payments landscape stands in stark contrast to the business-to-consumer (B2C) and peer-to-peer (P2P) spaces where instant money and real-time payments are becoming the norm. It works both ways as traditionally B2C sellers dip their toes into lucrative B2B waters. Keeping B2B Payments Honest.

B2B 63

B2B B2C Payments Retail Payments 63

Fintech News

JULY 15, 2024

MO offers various products catering to both business-to-business (B2B) and business-to-consumer (B2C) markets. MoMoney, the B2C product, offers loyalty programs, QR code payments, mobile top-up, cash withdrawal, and bill payments. These products include MoBiz, MoBills, MoPayments, and MoMoney.

FinTech 109

FinTech Online and Mobile Banking Financial Inclusion Payroll 109

PYMNTS

APRIL 13, 2020

These individuals also expect faster payments in their day-to-day lives thanks to their interactions with peer-to-peer (P2P) payment apps. Millennials are among the top financial app users: 94 percent of surveyed millennials use P2P apps like Venmo and Zelle. Mobile disbursements are becoming critical for both B2B and B2C companies.

Innovation 93

Innovation B2C B2B P2P 93

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Deep Dive: How P2P Payment App Providers Are Fending Off Fraudsters.

Real Time Payments 92

Real Time Payments RTP P2P AI 92

The Fintech Times

JULY 31, 2024

With the OCC consent orders against BaaS banks and bad press plaguing B2C BaaS platforms, regulators are extra scrutinising when it comes to all types of BaaS platforms, catching those in the middle that are B2B or Business to Nonprofit.

Compliance 64

Compliance AML Regulations Due Diligence 64

The Paypers

MAY 6, 2020

The 2020 State of Disbursements: APAC Outlook Report by Rapyd has revealed the existing and preferred methods for getting paid across several transaction scenarios such as& P2P, B2C, B2B, and G2C.

G2C 31

G2C APACS B2C P2P 31

PYMNTS

JUNE 13, 2019

It seems an especially low number when considering this stat: Only 3 percent of companies meet customer demands for instant business-to-consumer (B2C) payments. Stepping back from the granularities of B2C and B2B payments, though, the executive said the groundswell of faster payments is inexorable. Why B2B Lags. The Larger Picture.

Checks 66

Checks Real Time Payments Faster Payments B2C 66

PYMNTS

DECEMBER 24, 2019

3: P2P Rises And Could Move Into B2B. Peer-to-peer (P2P) payment services are stretching their wings, heading into the new decade with mostly robust growth — and even some new plans to gain customers and keep a tight hold on existing consumers. Venmo also offers an example of P2P expansion. 18 announcement. #3:

Consumer 64

Consumer Zelle P2P Real Time Payments 64

Faster Payments Council

MAY 17, 2021

RTP technology facilitates payments across all payment categories, including business-to-business (B2B), business-to-consumer (B2C), consumer-to-business (C2B), peer-to-peer (P2P), government-to-citizen (G2C), and account-to-account (A2A) transactions. Current status of RTP adoptions around the world How RTP is used?

RTP 88

RTP G2C C2B Real Time Payments 88

PYMNTS

MARCH 13, 2020

By contrast, related fields like business-to-customer (B2C) and peer-to-peer (P2P) have become familiar with quicker, more accelerated solutions like instant, real-time payments. These days, more companies utilize functions like Credit-as-a-Service (CaaS), which streamline and offer more channels for B2B providers.

Process 60

Process Payments B2C B2B 60

PYMNTS

FEBRUARY 6, 2019

Coverage includes Deposit Solutions ’ rollout of business-to-consumer (B2C) open banking channel Savedo in Switzerland. Open banking platform Deposit Solutions has brought business-to-consumer (B2C) open banking channel Savedo to Switzerland, the company said in an announcement. In the U.K. ,

B2C 43

B2C Automation P2P Blockchain 43

Stax

JULY 9, 2024

This can include peer-to-peer payments, and business-to-business (B2B) or business-to-customer (B2C) transactions. Peer-to-peer payments Another popular payment method that started as a way of transferring funds between bank accounts on the consumer side is peer-to-peer (P2P) payments. Q: How do businesses implement EFT payments?

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

PYMNTS

NOVEMBER 15, 2019

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. As a result, firms that are lagging behind in faster payments investments could miss out on the full opportunities available in the global business-to-consumer (B2C) solutions market.

Faster Payments 46

Faster Payments B2C API P2P 46

PYMNTS

DECEMBER 23, 2019

.” Unsurprisingly, this distribution model largely focuses on the massive opportunity in real-time peer-to-peer (P2P) transactions. However, those principles — reach, trust and operating scale — are now key requirements for payment senders, recipients and facilitators in use cases well beyond P2P.

Use Case 41

Use Case Cross-Border Cross-Border Payments Push-to-Card 41

PYMNTS

OCTOBER 26, 2018

It was a good week for wearables and their future, as the devices continued to show indications of strong promise on the B2C and B2B fronts. On the B2C front, it looks like customer enthusiasm for wearable devices is both growing and expanding. For the sizzle of the week, wearables wins with solid B2C and B2B scores.

Office of the Comptroller of the Currency 53

Office of the Comptroller of the Currency B2C Online and Mobile Banking P2P 53

PYMNTS

MAY 28, 2019

In reference to Issuer Solutions, TSYS has pointed to 614 million accounts on file, with 24 billion cardholder transactions and dominant market position in North America, Ireland and China, with market share as the second largest player in Western Europe.

Global Payments 66

Global Payments Payments B2C P2P 66

PYMNTS

JANUARY 23, 2020

Business-to-consumer (B2C) industries are just beginning to see use cases for these payments and do not appear to be innovating fast enough, as 93 percent of customers recently surveyed by PYMNTS said that payment speed does not quite meet their standards. The staying power of checks and cash.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

MARCH 12, 2020

She noted that firms such as PULSE have enabled payments functionality spanning push payments, peer-to-peer (P2P) and business-to-consumer (B2C) for the past decade and that operating rules require funds to be available in customer accounts within 30 minutes.”.

Payroll 61

Payroll Issuers Debit Transaction Push-to-Card 61

PYMNTS

MARCH 2, 2016

The reason faster payments is so important, Proto said, is because the four major quadrants of the payments industry — P2P, B2B, B2C and C2B — are all beneficially impacted when it comes to the expedited movement of money and data. When it comes to P2P payments, Proto pointed to a shifting consumer mindset and, in turn, adoption.

Faster Payments 41

Faster Payments NACHA C2B P2P 41

PYMNTS

MARCH 7, 2018

The assets of alternative lenders, like P2P [person-to-person], are increasing, and yet, in most cases, they aren’t competing head-on with banks. B2B finance and payments have a reputation for being slow to innovate and adopt technologies that have long been established in the business-to-consumer (B2C) world.

B2B 52

B2B FinTech B2C Non-Bank 52

PYMNTS

FEBRUARY 8, 2017

We had historically focused on the P2P and B2C market opportunities and are very pleased to demonstrate that we are able to deliver services to the B2B markets around the world as we continue to evolve into a full-suite global FinTech company.”.

B2B 43

B2B Cross-Border B2C Payments 43

PYMNTS

MAY 23, 2017

The paper also looks at specific use cases, such as distributed KYC registries and low-value P2P/B2C payments. The Euro Banking Association said the EBA’s Cryptotechnologies Working Group will continue to research the topic of international payments and will evaluate the implementation scenarios in international payments.

Use Case 40

Use Case Digital Currency International Payments Correspondent Bank 40

PYMNTS

DECEMBER 31, 2020

This is the case for nearly 40 percent of consumers making tuition payments, 35 percent of those paying their contractors, and 25 percent of those making P2P payments. percent more B2C merchants than B2B merchants offer discounts, for example, and 11.1 Key Data Points: It takes only 78.5

Innovation 111

Innovation Online and Mobile Banking Real Time Payments Cross-Border 111

PYMNTS

MAY 6, 2019

In a P2P situation, a Venmo user can send money to a friend’s account, while a B2C transaction might involve a restaurant pushing payments to disburse wages to waitstaff, placing the funds directly onto employees’ prepaid debit cards or into their bank accounts. B2C push payments can deliver quick funds to consumers.

Push-to-Card 44

Push-to-Card Risk Debit Card B2C 44

PYMNTS

JANUARY 15, 2018

That means the remaining were B2C and P2P transactions, representing a major gap — and opportunity — for B2B FinTech, payment and API companies to step in and expand use of the faster payment service. They range from financial giants like Mastercard and PayPal to smaller firms like Payment Rails, Figo and Dwolla.

API 77

API B2B Same Day ACH Payment APIs and Integration 77

PYMNTS

OCTOBER 22, 2019

The vacuum created by lack of government mandate has been partly filled by the private sector, and peer-to-peer (P2P), business-to-business (B2B) and business-to-consumer (B2C) offerings will continue to proliferate as the economy itself shifts toward on-demand work.

Cash Management 41

Cash Management ISO 20022 Message Standards Faster Payments 41

PYMNTS

NOVEMBER 22, 2016

It includes benefit payments, too, and in a B2C environment, it could also include payments such as from an insurance company, said Estep. This is the percentage of payments made through P2P transactions using same-day payments. But when you look at that 1.9 13 percent. That’s represented by “web ACH credit transactions,” said Estep.

Same Day ACH 65

Same Day ACH ACH NACHA Direct Deposit 65

PYMNTS

OCTOBER 21, 2019

The skewed flow of funds to the business-to-consumer (B2C) space comes amid a backdrop where valuations for domestic FinTech unicorns have been inflated. VCs have been pushing money toward a number of peer-to-peer (P2P) companies with questionable economics. The General Landscape. Kids On The Soccer Field.

B2B 40

B2B Innovation B2C Real Time Payments 40

PYMNTS

NOVEMBER 15, 2019

The rise of faster peer-to-peer (P2P) payment services has had an unintentional ripple effect for businesses, banks and merchants. As a result, firms that are lagging behind in faster payments investments could miss out on the full opportunities available in the global business-to-consumer (B2C) solutions market.

TCH 46

TCH Faster Payments Online and Mobile Banking Payments 46

Payment Savvy

DECEMBER 9, 2020

These payments offer instant round the clock transfers for B2B (Business-to-Business), B2C (Business-to-Consumer), C2B (Consumer-to-Business), and P2P(Peer-to-Peer). Real-time payments offer a solution to delayed payment options like ACH transactions, credit cards, debit cards, checks, etc. RTP makes it simple to move money.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

AUGUST 15, 2018

For example, the B2B payments space has similar needs to the B2C and P2P arenas in terms of functionality, user-friendliness and data sharing requirements. ” This poses a challenge for B2B payments and AP innovators, left without a blueprint from the B2C world on how to innovate.

B2B 40

B2B Payments B2C API 40

PYMNTS

JUNE 6, 2018

Mastercard Send launched three years ago and, as noted in this space at the end of last month, initially started with a P2P focus and now has gone on to embrace other use cases, including B2B. “Mastercard Send will make payments much easier for users,” said Mark Barnett, divisional president of Mastercard in the U.K.,

Real Time Payments 55

Real Time Payments Visa Accounts Faster Payments 55

PYMNTS

AUGUST 27, 2019

Then there are also legal gaps, such as insurance problems, which many P2P or B2C sharing initiatives are still solving.”. “One obstacle for large companies can be the complex processes that make it difficult to intervene in well-established processes with a sharing concept,” that Leeds article stated.

Economy 53

Economy B2B B2C Consumer 53

PYMNTS

DECEMBER 3, 2018

Instant payments, he said, offer a variety of use cases that span emergency fund transfers and, of course, peer-to-peer (P2P) transactions (splitting the bill, for instance). In reference to B2C payments, instant payments can cover compensation or reimburse consumers for returned goods.

Instant Payments 62

Instant Payments ISO 20022 Online and Mobile Banking Cross-Border 62