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There are no caps on annual interest rates on loans (though some states like California do have them). The new restrictions “will create credit deserts for many Americans who do not have access to traditional banking,” said Edward D’Alessio, the executive director of Financial ServiceCenters of America, an industry trade group.
There are no caps on annual interest rates on loans (though some states like California do have them). The new restrictions “will create credit deserts for many Americans who do not have access to traditional banking,” said Edward D’Alessio, the executive director of Financial ServiceCenters of America, an industry trade group.
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