Finovate

FEBRUARY 16, 2024

In this blog post, we’ve curated a selection of videos that delve into key areas shaping the industry’s future: customer experience, disruptive technology, and the strategic implementation of AI.

AI 105

AI Technology FinTech Posting 105

Payments Dive

FEBRUARY 23, 2024

version of the standalone Google Pay app will no longer be available,” the tech giant said in a Thursday blog post. “To simplify the app experience, the U.S.

Posting 94

Posting 94

Finezza

AUGUST 15, 2024

Though 60,000 new cases are reported […] The post Tackling NPA: How Advanced Lending Software Solutions Are Helping Indian Banks appeared first on Finezza Blog. India’s 39 Debt Recovery Tribunals (DRTs) and five Debt Recovery Appellate Tribunals (DRATs) struggle to cope with the volume of cases.

Non-Bank 103

Non-Bank Volume Continuity Posting 103

Finezza

FEBRUARY 9, 2024

Typically, they tend to focus their […] The post Competitive Edge: Exploring the Advantages of Implementing Loan Recovery Software appeared first on Finezza Blog. In this landscape, lenders invest a significant amount of time in building robust revenue-optimising strategies.

Non-Bank 103

Non-Bank Posting Payments 103

Finezza

DECEMBER 30, 2024

This significant margin shows the importance […] The post Understanding Collateral Valuation Strategies in Corporate Loan Underwriting appeared first on Finezza Blog. Typically, the size of the loan a lender provides ranges from 70% to 90% of the collaterals value.

Underwriting 101

Underwriting Risk Posting Origination 101

Finezza

JUNE 18, 2024

Known as supply chain financing, this unique product enables the supplier to produce […] The post Advancing Lending Operations: Supply Chain Financing Strategies appeared first on Finezza Blog. For instance, they may come together to apply for a business loan.

Finance 101

Finance Posting Product 101

Finezza

JUNE 23, 2024

It gives lenders critical insights and […] The post How Transaction Data Analysis Promotes Trust and Accountability in Lending appeared first on Finezza Blog. In this scenario, transaction data analysis can strengthen the relationship between lenders and borrowers.

Transactions 101

Transactions Accounts Posting Product 101

Finezza

APRIL 14, 2024

In turn, they improve the potential to turn leads into customers and accelerate business growth. […] The post Why Cloud-Based Loan Management Software is the Future appeared first on Finezza Blog. Lenders looking to meet and exceed user expectations must work with technology that crafts a superior experience.

Process 100

Process Posting Technology Payments 100

Finezza

DECEMBER 14, 2023

For instance, they may be unable to order raw […] The post Evaluating Invoice Financing Options to Improve Cash Flows and Lending Opportunities appeared first on Finezza Blog. However, in many cases, they cannot fulfil the order due to a lack of funds to produce the product.

Finance 110

Finance Posting Product 110

VISTA InfoSec

SEPTEMBER 26, 2023

We’ve delved into this new act in our series of blog posts. If you’re new to our site or have just come across our website, we highly recommend perusing our earlier posts, especially “ Understanding the Basics of the DPDP Act , ” for a thorough grasp of the DPDP Act. So, without further ado, let’s dive in!

Compliance 130

Compliance Breach Privacy Mitigation 130

PYMNTS

DECEMBER 11, 2020

Twitter has acquired Squad, a Silicon Valley startup that gives people the ability to hang out virtually with friends on other apps, Squad announced in a blog post and Twitter tweeted on Friday (Dec.

Authentication 117

Authentication Facilitators Rules Participant 117

Finezza

MAY 29, 2024

They struggle to extract raw data efficiently, accurately, and quickly from such […] The post Finezza’s Document Identification Framework: Enhancing Lender Accuracy appeared first on Finezza Blog. As the number of loan applicants escalates and the volume of documents grows, lenders face a unique challenge.

Volume 98

Volume Posting Origination 98

Finezza

FEBRUARY 28, 2024

On the retail side, timely and affordable loans enable consumers to fulfil various aspirations, from purchasing a home […] The post Slash Loan Processing Time: Tips to Optimize Your Loan Origination Process Flow appeared first on Finezza Blog.

Origination 98

Origination Process Posting Consumer 98

Payments Dive

JULY 14, 2022

In a blog post this week, the director reiterated that payments processors, credit card issuers and debt collectors are attracting scrutiny from his agency.

Card Issuer 97

Card Issuer CFPB Processors Issuers 97

Finezza

OCTOBER 14, 2024

But the question is, how well-stacked are the […] The post The Digital Lending Revolution: Startups vs. Big Banks appeared first on Finezza Blog. Vis-a-vis modern customer expectations of a quick approval time and flexible digital lending, these barriers usually force borrowers to seek alternate solutions.

Process 97

Process FinTech Posting 97

Finezza

DECEMBER 8, 2024

Despite this, MSMEs often struggle with credit due to limited credit history, […] The post Data-Driven Decisioning: Revolutionising MSME Lending Strategies appeared first on Finezza Blog. According to an IFC report, 63 million Indian MSMEs contribute 30% of the GDP and provide jobs to 110 million people.

Economy 96

Economy Posting 96

Finezza

MARCH 4, 2024

They offer a solution to the safety problem […] The post How Do Virtual Credit Card Numbers Work: Implications for Lenders appeared first on Finezza Blog. Virtual credit cards (VCCs) have emerged as a transformative tool.

Credit Cards 96

Credit Cards Identity Theft On-Demand Innovation 96

Payments Dive

AUGUST 20, 2024

CFPB Director Rohit Chopra said in a blog post that the agency will not fine companies making a good faith effort to follow regulations treating buy now, pay later loans like credit card transactions. His remarks follow significant industry pushback.

CFPB 88

CFPB BNPL Rules Credit Cards 88

Finezza

JUNE 14, 2024

For instance, the Micro, Small, and Medium Enterprise […] The post Scaling Your Lending Business with Cloud-Based Lending Software: A Growth Strategy appeared first on Finezza Blog.

Non-Bank 95

Non-Bank Posting Payments FinTech 95

Finezza

MAY 24, 2024

While traditional banks and financial institutions have served the […] The post 5 Tech Trends Revolutionising Lending Lifecycle Management appeared first on Finezza Blog.

On-Demand 94

On-Demand Finance FinTech Posting 94

Finezza

NOVEMBER 29, 2023

A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza Blog.

Underwriting 103

Underwriting Automation Process Posting 103

Finezza

OCTOBER 4, 2024

The loan origination software(LOS) can be a useful instrument, allowing lenders to make the loan application and disbursal processes […] The post What are the Key Features to Look for in Loan Origination Software? appeared first on Finezza Blog.

Origination 94

Origination Automation Regulations Process 94

Finezza

JULY 19, 2024

However, […] The post Evaluating Loan Origination Software: 9 Critical Questions to Ask appeared first on Finezza Blog. According to a 2024 study, loan origination systems that incorporate automated workflows, mobile features, and e-signing capabilities can reduce loan processing times by up to 30%.

Origination 93

Origination Mitigation Automation Risk 93

Finezza

FEBRUARY 4, 2024

As per Statista, the value of commercial loans in India was […] The post Can Modern Features of Commercial Loan Management Software Transform Your Lending Operations? appeared first on Finezza Blog.

On-Demand 92

On-Demand Process Posting Consumer 92

Finezza

MAY 3, 2024

Identity theft has become a […] The post Understanding the Growing Threat of Identity Theft in the Lending Industry appeared first on Finezza Blog. However, amidst this reliance, a pressing issue is on the rise – identity theft, a risk that demands immediate attention.

Identity Theft 91

Identity Theft Credit Cards On-Demand Risk 91

Finezza

NOVEMBER 18, 2024

In addition, the asset growth of these companies is […] The post Why Loan Delinquency is a Wake-Up Call for MFI Lenders and the Industry appeared first on Finezza Blog.

Non-Bank 91

Non-Bank Posting 91

Finezza

JULY 8, 2024

As per estimates, the […] The post Open Banking in 2025: Emerging Trends and Future Forecasts appeared first on Finezza Blog. As a result, this empowers customers, fuels competition, and drives innovation in financial services.

Facilitators 90

Facilitators Security Finance Innovation 90

Synapse Payment Systems

OCTOBER 11, 2023

Aloha, Micros, Vend, ShopKeep, Authorize.net,NMI, and more Free Next-day funding Clover, Exatouch, Dejavoo, Valor, Ingenico and more No contract Live chat, email, phone, and blog YES YES YES YES YES Visit Site $99.99 /Month for up to $250,000 a year in processing volume Monthly Subscription Swiped Interchange Plus $0.08 All Rights Reserved.

Payment APIs and Integration 130

Payment APIs and Integration Small Business Volume Credit Cards 130

Basis Theory

NOVEMBER 14, 2023

This is blog post one of a five-part series on the ins and outs of high-risk merchants and high-risk payment processing.

Risk 88

Risk Process Rules Payments 88

Finezza

MARCH 25, 2024

Adopting […] The post Essential Guide to Loan Management System: Efficiency, Scalability, Profitability appeared first on Finezza Blog. However, existing systems cannot accurately underwrite MSME businesses due to their unique needs and lack of credit history.

Underwriting 88

Underwriting Posting Origination 88

Finezza

APRIL 29, 2024

However, this innovation has also paved the way for a concerning rise in virtual credit card […] The post The Rise of Virtual Credit Card Fraud: What Lenders Need to Know appeared first on Finezza Blog. Amidst this boom, virtual credit cards have revolutionised digital transactions with their ease of use.

Credit Cards 88

Credit Cards Digital Payments Innovation Transactions 88

Finezza

FEBRUARY 14, 2024

lakh crore in […] The post 6 Ways Loan Management Software Can Help Lenders Deliver Excellent Customer Experiences appeared first on Finezza Blog. As per recent estimates: Unsecured personal loans have increased by almost 4x in the period between FY 17 and FY 23, from 4.26

Continuity 87

Continuity Security Posting 87

Finezza

DECEMBER 19, 2024

As per an IBSi report, over 55% of banks say the limitations of their existing core solutions are […] The post How Does a Loan Origination System Integrate with Legacy Systems? appeared first on Finezza Blog.

Origination 85

Origination Innovation Continuity Posting 85

Payments Dive

MAY 22, 2024

American Express and Capital One cardholders can now see what rewards they would earn from purchases when checking out with Google Pay, the tech giant said in a blog post.

Checks 78

Checks Posting 78

Finezza

JANUARY 23, 2024

For instance, the number of digital […] The post Say Goodbye to Spreadsheets: Learn Why You Need Loan Management Software appeared first on Finezza Blog.

Automation 93

Automation Innovation Process Posting 93

PYMNTS

OCTOBER 13, 2020

In a blog post , the company said the shift to digital work, while jarring early in the year, has proven effective for many companies since. "We We believe the data shows the shift to remote work, though abrupt, has been successful overall,” the post stated. “A The San Francisco-based company said Tuesday (Oct.

Returns 117

Returns Posting Product 117

The Payments Association

APRIL 25, 2024

In this blog post, we’ll answer both of those questions and more. From checking code to getting content ideas, AI can make some aspects of your workday much easier. But how exactly do Large Language Models, aka LLMs, and the tools they power, e.g. Gemini, Chat GPT, work? And how might that affect you?

FinTech 88

FinTech AI Checks Posting 88