The Payments Association

MARCH 18, 2025

For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale. In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away. Consumers will likely see more transparency from industry participants going forward.

BNPL 52

BNPL CFPB Consumer Financial Protection Bureau (CFPB) Privacy 52

The Fintech Times

MARCH 16, 2024

Phil Goldfeder, CEO, AFC “Under the guise of consumer protection, these bills in Rhode Island and DC will harm consumers who need access to safe and affordable financial services and will put local state-chartered banks at a disadvantage,” said Phil Goldfeder , chief executive officer of AFC.

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

The Fintech Times

MARCH 5, 2024

Yabx has been on this journey to build this credit infrastructure ground up and enable financial access for the underserved. million consumers and MSMEs through the platform. These achievements have impressive real-world implications with individuals in underserved regions. Just in 2023 Yabx disbursed over 20 million loans to 2.4

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

The Fintech Times

APRIL 5, 2025

In its letter, AFC focuses particularly on the impact partnerships can have on underserved communities. “We commend Chairman French Hill for his leadership in exploring a legislative framework to modernise oversight and create an environment where both responsible innovation and consumer protection can thrive.

Community Banks 59

Community Banks Deposit Account Underserved BNPL 59

Fintech Review

JANUARY 14, 2025

One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Examples of embedded finance include buy-now-pay-later (BNPL) options at checkout and insurance products offered during travel bookings. Digital solutions provide access to financial services for underserved populations.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59