The Payments Association

JANUARY 8, 2025

Digital wallets are already mainstream, but alternative payment methods like BNPL (buy now, pay later) are gaining momentum. AI is already essential for fraud detection, offering real-time monitoring to prevent issues. Open banking, or pay-by-bank, is another trend to watch.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

The Fintech Times

NOVEMBER 16, 2024

To this end, 65 per cent of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. One of the main reasons for this is that 63 per cent of merchants believe this is their main challenge for the year ahead.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Popular BNPL service providers include Klarna, Afterpay, and ClearPay. The login attempt may even be blocked entirely.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech News

SEPTEMBER 18, 2024

AI, in particular, is transforming payment processing, enhancing transaction speed, accuracy, security, customer experience, and fraud detection, the report says. For example, Visa has been using AI-based technology for risk and fraud management since 1993. BNPL, in particular, has surged, rising from accounting for 1.6%

APACS 117

APACS Alternative Payment Methods Stablecoins BNPL 117

Finovate

DECEMBER 11, 2024

BNPL With Klarna’s IPO taking place in 2025, we can expect to see interest in the BNPL space surge to new heights. However, BNPL continues to evolve with new players entering the space and existing ones expanding into adjacent markets like subscriptions and services.

FinTech 59

FinTech Stablecoins Cross-Border BNPL 59

Clearly Payments

MARCH 14, 2025

Fraud Detection Reports : Analyze suspicious transactions using AI-driven fraud detection systems. Support multiple payment methods, including credit cards, digital wallets, and buy-now-pay-later (BNPL) options. Fraud Prevention and AI Systems Machine learning algorithms detect suspicious transactions in real-time.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

The Payments Association

DECEMBER 18, 2024

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. Real-time fraud detection systems will enhance trust and security by identifying and mitigating risks instantly.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moderating the session will be Tristan Chiappini, VP APAC and Managing Director at PPRO.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Stax

MARCH 18, 2025

Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. While theres a level of digital fraud risk, most digital payment processing systems have robust security measures, such as encryption, tokenization, and fraud detection.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

FICO

JUNE 14, 2021

Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. BNPL: Even the smallest purchases can now be broken into bite-size chunks. .

BNPL 52

BNPL Online and Mobile Banking Credit Cards Wire Transfer 52

FICO

OCTOBER 7, 2022

Buy Now, Pay Later: BNPL Fraud and Regulatory Update. Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny. As payments professionals well know, change creates opportunities for fraud. by TJ Horan.

BNPL 52

BNPL Account Takeovers CFPB Consumer Financial Protection Bureau (CFPB) 52

Fintech Review

FEBRUARY 18, 2025

E-commerce platforms offer Buy Now, Pay Later (BNPL) options, improving purchasing power. Retailers leverage BNPL services to allow customers to split payments, increasing affordability and boosting sales. Data breaches or fraud could undermine trust, making strong encryption, fraud detection, and authentication mechanisms essential.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

Fintech Finance

OCTOBER 17, 2024

Lending : Solutions for consumer and business lending, including BNPL options, via flexible APIs. Risk Management : Advanced fraud detection using machine learning, reducing fraud by 35% on average for Galileo clients.

Payment APIs and Integration 98

Payment APIs and Integration Technology Fraud Detection Payments 98

Fintech Review

JANUARY 28, 2025

Retailers, for instance, are embedding buy-now-pay-later ( BNPL ) solutions into their checkout processes. This trend will also spur innovation in services such as fraud detection and analytics. By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Clearly Payments

DECEMBER 18, 2023

AI’s real-time fraud detection capabilities, as evidenced by an 80% reduction in fraudulent attempts according to Juniper Research, will fortify financial security by swiftly identifying and preventing unauthorized transactions. AI is in the early days, but it is moving extremely quickly.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

Stax

JANUARY 21, 2025

Also, check for Buy-Now Pay-Later (BNPL) support for customers who may like to have flexible payment options. Fraud prevention features – Look for additional fraud prevention features like fraud detection, address verification, chargeback protection, and IP geolocation to enhance protection from fraud.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

The Payments Association

DECEMBER 11, 2024

These challenges are exacerbated by the rapid pace of transactions facilitated by real-time payment systems, which significantly reduce the window for traditional verification processes, necessitating advanced solutions that provide near-instantaneous fraud detection.

Fraud Prevention 88

Fraud Prevention Risk Assessment Payments Account Takeovers 88

Clearly Payments

FEBRUARY 14, 2024

Buy Now, Pay Later (BNPL) Solutions: BNPL solutions offer consumers convenient short-term financing at checkout, BNPL providers like Klarna and Afterpay are rapidly gaining traction, with a transaction volume surpassing $165 billion in 2023. The global recurring billing market is expected to reach $25.88

Payments 104

Payments Value Added Service ISOs BNPL 104

The Payments Association

MARCH 18, 2025

For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale. Fraud detection and risk management are also evolving.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

EBizCharge

MARCH 7, 2025

Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fraud.net

JULY 29, 2024

Learn how Fraud.net's award-winning platform helped a BNPL payment processor reduce account takeovers, first payment defaults, and fraud.

Account Takeovers 59

Account Takeovers Accounts BNPL Processors 59

FICO

JANUARY 28, 2022

From shoppers receiving interactive alerts about possible fraudulent purchases to car buyers needing instant approval to retailers approving BNPL offers , FICO was there with real-time analytics and decisions — and zero downtime. Discover our solutions for customer originations, customer management and fraud detection.

Fraud Detection 52

Fraud Detection Volume BNPL Origination 52

M2P Fintech

DECEMBER 17, 2024

Transaction Processing MMS integrated with payment gateways enables merchants to accept multiple payment methods, including cards, UPI , wallets, and BNPL. Risk Management Advanced fraud detection tools monitor transactions in real time to identify potential fraud.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

The Fintech Times

APRIL 12, 2025

Ensuring compliance and security in a distributed ecosystem with multiple partners is complex, necessitating robust frameworks for authentication, data protection, and fraud detection. Customers now have many tools to choose from when it comes to applying for a loan or borrowing credit through a BNPL scheme rather than their bank.

Embedded Finance 51

Embedded Finance Finance Payment APIs and Integration Non-Bank 51

Payment Savvy

MAY 10, 2024

Additionally, Shop Pay incorporates fraud detection measures to prevent unauthorized access and fraudulent activities. BNPL Features Shop Pay integrates “Buy Now, Pay Later” (BNPL) options, providing customers with greater flexibility and affordability. Shop Pay is compatible with many languages.

BNPL 52

BNPL Online and Mobile Banking Fraud Detection Credit Cards 52

The Fintech Times

APRIL 30, 2024

“They’re also developing value-added services like fraud detection and data analytics to remain competitive. “For instance, BNPL (buy now, pay later) providers like Affirm and Klarna are actively encouraging merchants to incorporate their payment methods early in the customer journey.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Payments Association

OCTOBER 4, 2024

Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. Card-not-present (CNP) transactions, where the physical card is not involved (as in e-commerce), are particularly susceptible to fraud.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

Fintech News

JANUARY 21, 2025

Prominent players like Grab, Shopee, and Atome exemplify this trend with integrated “Buy Now, Pay Later” (BNPL) services, empowering underbanked populations and improving financial accessibility. Advanced systems strengthen fraud detection by analysing extensive datasets to identify anomalies, and build security and trust.

Stablecoins 107

Stablecoins FinTech Embedded Finance Financial Inclusion 107

The Fintech Times

DECEMBER 31, 2023

.” Rise of alternative payments James Booth, PPRO There will be a further rise in alternative payment methods in 2024, which could take the form of bank transfers, e-wallets or BNPL, predicts James Booth , VP partner management EMEA, at digital payments platform PPRO.

Global Payments 124

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

PYMNTS

DECEMBER 6, 2019

That is why retailers would be wise to ponder how consumers want to pay, and whether alternative payment methods like Buy Now, Pay Later (BNPL) could help alleviate their holiday financial stresses, according to Nick Kaplan, president of plus-size fashion brand Fashion To Figure. Trucking Payments Tools That Are In It For The Long Haul.

Disputes 52

Disputes Alternative Payment Methods Fraud Detection Payments 52

M2P Fintech

FEBRUARY 16, 2025

Buy Now, Pay Later (BNPL) will mature BNPL is expected to thrive in 2025, with the global market reaching $344 billion. In India, the BNPL market is set to experience notable market expansion, estimated to reach $17.96 billion by the end of 2025. In India, the open banking market is forecasted to reach a revenue of $7,485.8

FinTech 52

FinTech Embedded Finance Blockchain BNPL 52

M2P Fintech

JANUARY 21, 2025

Key Features Diverse Product Support : FinBox supports a wide range of loan products, from working capital loans to Buy Now, Pay Later (BNPL) schemes, enabling lenders to cater to varied borrower needs. AllCloud AllClouds Loan Origination System focuses on delivering speed, accuracy, and scalability for lending businesses.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

PYMNTS

DECEMBER 13, 2019

Fraud detection and prevention, bolstered by AI and machine learning, are removing friction from RV rentals simply by making Outdoorsy an online marketplace where people feel safe spending. Outdoorsy is a P2P marketplace that views regulators as partners rather than pests. Parallel developments are happening in retail, of course.

Fraud Detection 52

Fraud Detection Data Breach Bots BNPL 52

Segpay

MARCH 10, 2025

Security & Fraud Prevention Given the high-risk nature of online gaming, security is non-negotiable. Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

FICO

JANUARY 19, 2022

From TBML to BNPL to NFTs, 2021 found fraud and financial crime professionals dealing with a plethora of new challenges and criminal schemes. Our five most popular posts of the year dealt with trade-based money laundering, non-fungible tokens, buy now pay later scams, courier scams and good old credit card fraud.

Financial Crimes 52

Financial Crimes Crime Money Laundering NFTs 52

FICO

APRIL 21, 2023

based and international score offerings ranging from FICO® Resilience Index to innovations in first party fraud detection and a new mobile data-based scoring to power microlending decisions in Sub-Saharan Africa.

Consumer 52

Consumer Demand Deposit Account (DDA) Credit Risk Non-Bank 52

Segpay

FEBRUARY 24, 2025

May include fraud detection and tokenization services. Supports multiple payment methods (cards, bank transfers, e-wallets, BNPL, etc.). Offers fraud prevention, chargeback management, and reporting tools. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45