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This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. The company offers innovative digital financial services aimed at empowering local and regional micro, small, and medium enterprises (MSMEs).
Mila Khrapchenko, co-founder and co-CEO at Ameetee “They often progress faster in financial inclusion than developed nations due to more acute financial accessibility issues, lower living standards, and lower market entry barriers. Micro and nano lenders often deal with borrowers who have no bank accounts or credit bureau records.
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