Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. This allows them to finance large purchases, which is good for you since they will buy more goods and services from your business.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech News

SEPTEMBER 4, 2024

Buy Now, Pay Later (BNPL) in India has experienced a rapid increase in adoption, with its share of e-commerce sales in Asia-Pacific (APAC) surging from just 0.1% Similarly, Freecharge Pay Later is no longer available, according to its website, signaling further shifts in the BNPL landscape. in 2019 to an estimated 5.8%

BNPL 106

BNPL Online and Mobile Banking Credit Limit Credit Cards 106

Fintech Finance

SEPTEMBER 24, 2024

Qist Bazaar , Pakistan’s leading Buy Now Pay Later (BNPL) fintech startup, announced today that it has secured US$3.2 Bank Alfalah, one of Pakistan’s largest commercial banks has already invested in Qist Bazaar, leading the seed round. million in its Series A funding round. billion in assets under management (AUM).

BNPL 104

BNPL Underserved Non-Bank Finance 104

Clearly Payments

DECEMBER 11, 2024

These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers. Region-Specific Preferences : In Europe, 36% of online purchases are made through bank transfers, while Asia sees a dominance of digital wallets at 70% of transactions. In the U.S.,

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Qualified payments have the lowest rates.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

APRIL 12, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. The need for traditional banks to digitise has never been more apparent.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 Reserve banks mandating reduced cash use will enhance security and economic participation. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Review

FEBRUARY 18, 2025

Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. This shift is redefining traditional banking structures. What is Embedded Finance?

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

Finovate

DECEMBER 4, 2023

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Compliance and adapting to regulatory changes will remain crucial.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Banking-as-a-Service (BaaS) describes the concept that enables non-bank platforms to access banking capabilities traditionally only offered by licensed banks.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Open Banking Excellence

NOVEMBER 14, 2023

It has been almost six years since the Second Payment Services Directive (PSD2) came into force and laid the foundations for Open Banking in the EU and UK. Together, these new rules will enable Europe to push forward into Open Finance – the next stage of Open Banking. PSD3: Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

The Fintech Times

APRIL 15, 2025

Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. In 2025, we also began operating as a direct credit company (sociedade de crdito direto), allowing us to issue and manage bank credit notes (CCBs) and tap into the massive market of credit transactions.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Stax

AUGUST 20, 2024

TL;DR Embedded finance integrates financial services into non-financial business processes, while embedded fintech integrates fintech solutions into the processes of an institution in the finance industry. This is because most embedded finance solutions are provided by traditional banks. However, they’re two different concepts.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

Fintech News

JULY 24, 2024

In India, it is possible to start lending without obtaining a banking licence, all you need is to get a non-banking finance company licence. The number of NBFC lenders is much larger than that of banks, viz. about 10,000 vs. 100 traditional banks. The company operated in the BNPL segment.

Non-Bank 111

Non-Bank Risk Regulations FinTech 111

PYMNTS

DECEMBER 28, 2020

The Rise Of BNPL. Buy now, pay later (BNPL) had a big year in the consumer payments world, particularly as shoppers flocked online and gained access to integrated BNPL offerings right at the point of sale. Today, the implementation of trade credit is the closest mechanism the B2B payments landscape has to a BNPL model.

B2B 81

B2B BNPL Payments Third-Party Service Provider 81

Fintech News

JUNE 12, 2024

Modernising banking infrastructure The advent of CaaS has highlighted the need for financial institutions to modernise their banking infrastructure. “This technology supports digital wallets, open banking , and Cards-as-a-Service (CaaS).

Credit Cards 107

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 107

Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. The new digital bank also offers financing products for bineo account holders. The bank also pledges competitive rates and instant access to funds once loans are approved. The company noted that it hopes to add 2.8

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

Stax

JANUARY 21, 2025

In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. Also, check for Buy-Now Pay-Later (BNPL) support for customers who may like to have flexible payment options. Today, many payment gateways work as payment processors. This is known as the settlement time.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

JANUARY 25, 2024

Canada is home to a bustling entrepreneurial scene, with 1,326,321 employer businesses and another 2,951,629 non-employer businesses. Non-employer businesses are simply single businesses with no employees. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

Fintech News

JUNE 20, 2024

OpenWay , a provider of digital payments technology to banks, processors, national payment switches, and mobile wallet operators, found that clients are recognising the benefits of AI. Gen AI can identify which government agencies or non-profits may be interested in this functionality and generate targeted proposals.

Use Case 122

Use Case AI Multi-Currency Payments 122

Finovate

APRIL 18, 2024

Fintechs, insurtechs, and banks. BaaSFlow BaasFlow delivers open-source, cloud native core banking infrastructure and is introducing its Kenu Banking Platform with loan management and BNPL functionality. FinTech Insights FinTech Insights is an AI-powered competitive analysis platform for banks and fintechs.

Credit Union 59

Credit Union Credit Union Service Organization BNPL Community Banks 59

Fintech News

MAY 19, 2024

Data monetization in the banking sector has become increasingly prevalent in recent years, driven by evolving customer expectations, new data sharing rules and opportunities for new revenue streams. Data monetization refers to the process of using data to obtain quantifiable economic benefit. This enhances the overall customer experience.

Rules 104

Rules Non-Bank Audit Central Bank 104

The Fintech Times

FEBRUARY 28, 2024

The findings come from the latest ClearScore whitepaper, ‘ Building a non-prime lending market that delivers for UK consumers ‘, which uses EY analysis to show how access to credit has worsened in recent years. Since 2019, guarantor loans to sub-prime customers have declined 99.6

Risk 59

Risk BNPL Non-Bank Regulations 59

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 114

Cross-Border FinTech Cross-Border Payments Embedded Finance 114

Fintech News

FEBRUARY 26, 2024

Banks in Asia-Pacific (APAC) are diversifying their offerings and embracing innovative digital strategies including super-app platforms, financial marketplaces and banking-as-a-service (BaaS) models. Indian bank and financial services company ICICI Bank is highlighted as one of the top BaaS providers in APAC.

APACS 52

APACS BNPL Payment APIs and Integration Non-Bank 52

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Retailers, for instance, are embedding buy-now-pay-later ( BNPL ) solutions into their checkout processes. In payments, open banking facilitates account-to-account (A2A) transfers.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And then trust.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

JANUARY 31, 2025

Examples include Split X , offering a buy now pay later (BNPL) solution; TelyPay , providing a secure digital platform for individuals and businesses; and Wadiaa , focusing on crowdfunding and crowd-investing. Several homegrown fintech companies have emerged in Oman, reflecting this evolving landscape.

FinTech 64

FinTech Non-Bank Legal Framework Central Bank 64

Fintech News

MAY 7, 2024

It will also continue to invest in its comprehensive tech stack to power the end-to-end customer journeys across banking, insurance, and embedded commerce. Founded in 2008, Perfios is a B2B SaaS company serving the banking, financial services and insurance industry in 18 countries, empowering 1,000+ financial institutions.

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Finance FinTech 126

Finovate

JANUARY 3, 2024

2 December 19: Walmart Taps Affirm to Offer BNPL Option at Self-checkout Buy now, pay later (BNPL) heavyweight Affirm has extended its partnership with Walmart to offer its BNPL solution at select Walmart self-checkout stands. Circle also appointed Coralie Billmann as head of French operations.

BNPL 59

BNPL Digital Currency Acquirers Non-Bank 59

PYMNTS

NOVEMBER 30, 2020

BNPL Payments Provider Klarna To Offer Live Fashion Show. Non-Banks In Singapore To Get Access To Real-Time Payment Rails. PayNow and FAST let individuals move money between banks and eWallets. PayNow and FAST let individuals move money between banks and eWallets. and the U.K.

eWallet 55

eWallet BNPL Debit Card Non-Bank 55

Fintech Finance

MARCH 6, 2024

Allianz Trade pay provides simplicity, security, flexibility and competitiveness With its e-commerce credit insurance, Allianz Trade offers real time coverage against non-payment risks to B2B marketplaces, BNPL providers and e-merchants. You are a traditional retailer wanting to grow your business safely?

B2B 52

B2B BNPL Payment APIs and Integration Multi-Currency 52

The Fintech Times

APRIL 18, 2024

Banks, non-banks and fintechs have just one year to prepare for some of the biggest regulatory shake-ups to fundamentally impact the way they do business. Banks, non-banks and fintechs have just one year to prepare for some of the biggest regulatory shake-ups to fundamentally impact the way they do business.

Non-Bank 64

Non-Bank Push-to-Card Payments API 64

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 114

FinTech Cross-Border Payment APIs and Integration Credit Cards 114