PYMNTS

DECEMBER 13, 2020

Point-of-sale (POS) lender Affirm is putting on hold its initial public offering (IPO), which had been scheduled for this month, The Wall Street Journal reported, citing unnamed sources. Affirm is a player in the buy now, pay later (BNPL) space. WSJ did not give a definitive reason for the delay in Affirm Holding Inc.'s

Point-of-Sale (POS) 134

Point-of-Sale (POS) BNPL Underwriting PayPal 134

PYMNTS

DECEMBER 30, 2020

Evidence reveals that these habits picked up steam during the 2020 holiday shopping season, with PYMNTS research finding that 4 percent of Americans used buy now, pay later (BNPL) methods for their Black Friday purchases. The trend toward BNPL solutions is particularly notable among certain consumers groups.

BNPL 110

BNPL Point-of-Sale (POS) Payments Consumer 110

Fintech Finance

MARCH 12, 2025

10 Years of Change: How UK Payments Have Transformed Over the past decade, the UK has witnessed a significant decline in cash use, with its share of point-of-sale (POS) spending dropping from 32% to 10% between 2014 and 2024, accounting for £128 billion of in-store transactions. GBP for consistency with this report.

Debit Card 52

Debit Card BNPL Point-of-Sale (POS) Payments 52

PYMNTS

OCTOBER 8, 2020

Affirm, a point-of-sale (POS) lender, offers short-term loans that can be repaid in installments. Over the summer, Affirm announced it would help power Shopify 's buy now, pay later (BNPL) service, called Shop Pay Installments , PYMNTS reported , allowing Shopify customers to buy goods and then pay in installments.

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Point-of-Sale (POS) BNPL Checks Service Provider 100

PYMNTS

MARCH 10, 2020

2 is FuturePay , whose “tab” concept was among the first buy now, pay later (BNPL) programs to catch on. 3 spot this month is a newsmaker, Afterpay , the Australian player whose BNPL service took off like a rocket, successfully going public and popularizing point-of-sale (POS) lending. In the No.

BNPL 56

BNPL Point-of-Sale (POS) RTP Real Time Payments 56

PYMNTS

JULY 27, 2020

Buy now, pay later (BNPL) solutions are steadily gaining favor in the U.S., are seeking payment methods that can help them flexibly manage necessary expenses, and the BNPL industry is poised for growth in other markets as well. BNPL’s Broadening Appeal. BNPL solution provider Afterpay recently onboarded more than 1 million U.S.

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BNPL Point-of-Sale (POS) Consumer Adjustments 58

Fintech News

APRIL 24, 2025

Its cloud-based platform supports over 140,000 merchants in 3,700 cities across India and Malaysia, with a strong focus on point-of-sale (PoS) transactions. DMI Finance is quickly growing its services, which include personal loans, Buy Now, Pay Later (BNPL) options, and embedded credit solutions. Pine Labs Valuation: $2.28

FinTech 133

FinTech Online and Mobile Banking Payment APIs and Integration Finance 133

Fintech Finance

MARCH 18, 2024

Eazy Financial Services “ EazyPay ”, a leading Bahraini financial institute specialized in Point-of-Sale (POS) and online payment gateway acquiring services, proudly announces is collaboration with Tabby , MENA’s leading shopping and financial services apps.

BNPL 52

BNPL Point-of-Sale (POS) Payment Gateways Financial Inclusion 52

Clearly Payments

MARCH 14, 2025

It involves the following process: Cardholder Initiates Payment : The cardholder presents their card at the point-of-sale (POS) terminal , online checkout, or mobile payment system. Point-of-Sale (POS) Systems Hardware terminals that accept EMV chip, magnetic stripe , and contactless payments.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Fintech Finance

SEPTEMBER 26, 2024

SFO1 allows enterprise and platform businesses to maintain consistent brand presence and engage customers dynamically, by seamlessly integrating with their point of sale (POS) systems or partners, while reducing counter clutter and costs. With the growing popularity of buy-now-pay-later (BNPL) services—projected to reach $3.98

Continuity 98

Continuity Point-of-Sale (POS) Product Payments 98

Stax

APRIL 17, 2025

Thats why weve compiled this guide to help you understand how POS systems work, the key features to look for, and how to choose and implement the right software for your retail store. TL;DR A point-of-sale (POS) system is a combination of software and hardware used by businesses to facilitate in-store sales.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

PYMNTS

JANUARY 26, 2021

Installment payment options like BNPL can help such shoppers quickly acquire items that they do not want to finance with credit cards but that they may not be ready to pay for out of pocket. . Chico’s currently offers BNPL only at online checkouts, where many consumers are primarily shopping during the pandemic. Deferring Payments .

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BNPL Credit Cards Point-of-Sale (POS) Payments 58

PYMNTS

AUGUST 31, 2020

Point-of-sale (POS) lending.” 4 this go-around is Utah-based FuturePay , with interest-free POS lender Zip Pay making it into the Top 5 at No. 6 we find Quadpay , another interest-free POS lender, with growing Sezzle at No. 8 spot for this Ranking is the Humm app, with BNPL brand Paidy making it to No.

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Point-of-Sale (POS) BNPL Caps 71

PYMNTS

APRIL 29, 2020

Buy now, pay later (BNPL) solutions are well on their way to challenging credit cards as younger consumers’ deferred payment method of choice. Millennials carry two fewer credit cards than their Generation X counterparts, for example, and are the single-largest demographic group using BNPL solutions. Approximately 20.3

BNPL 70

BNPL Point-of-Sale (POS) Credit Cards Payments 70

PYMNTS

NOVEMBER 7, 2019

Amazon Australia is partnering with buy now, pay later (BNPL) startup Zip Co, Reuters reported on Wednesday (Nov. The deal also gives Zip a competitive edge in the congested but thriving BNPL space. . Younger shoppers have especially taken to BNPL since there is no interest. News of the arrangement triggered a 24.1

BNPL 40

BNPL Point-of-Sale (POS) Money Laundering Financial Crimes 40

PYMNTS

SEPTEMBER 17, 2020

Affirm , a San Francisco-based point-of-sale (POS), buy now, pay later (BNPL) lender, announced a $500 million series G round of funding Thursday (Sept. Also that month, Affirm announced it will work with Shopify to offer a BNPL payment option to their customers.

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Point-of-Sale (POS) FinTech BNPL Returns 71

PYMNTS

APRIL 8, 2020

Enter ‘buy now, pay later’ (BNPL), the layaway 2.0 point-of-sale (POS) form of lending that’s become a retail sensation around the world in recent years. Originally designed for consumer products, BNPL terms are expanding to all manner of things, including home exercise. Don’t Sweat It.

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BNPL Point-of-Sale (POS) Payments Origination 69

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In 2023, BNPL arrangements represented 4% of e-commerce transaction value, a significant increase from the mere 1% in 2020.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

PYMNTS

FEBRUARY 1, 2021

But buy now, pay later (BNPL) options are gaining some traction. The study found that 18 percent of financially insecure consumers used BNPL when purchasing online, and a little over 11 percent used it in-store. As reported in July, Visa Installments, a new point-of-sale (POS) credit solution, debuted in pilot markets across the U.S.

Issuers 82

Issuers Debit Card BNPL Point-of-Sale (POS) 82

PYMNTS

JULY 15, 2020

ChargeAfter , the buy now, pay later (BNPL) technology company, has partnered with Visa to integrate its Cybersource payment management platform, the company announced on Wednesday (July 15). It was designed to give shoppers more choices in how to pay through point of sale (POS) consumer financing.

Point-of-Sale (POS) 62

Point-of-Sale (POS) Alternative Payment Methods BNPL Credit Cards 62

Clearly Payments

FEBRUARY 14, 2024

Point-of-Sale (POS) Systems: POS systems manage sales transactions and accept various payment methods, playing a crucial role for merchants. The global POS systems market is projected to reach $152.39 trillion by 2027. However, they struggle with user acquisition and regulatory compliance.

Payments 104

Payments Value Added Service BNPL ISOs 104

Fintech News

AUGUST 12, 2024

The company uses artificial intelligence (AI) and big data technology to provide peer-to-peer (P2P) lending, consumers loans, buy now, pay later (BNPL) arrangements, and more. Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam.

FinTech 114

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 114

PYMNTS

DECEMBER 14, 2020

Point-of-sale (POS) lender Affirm is putting its initial public offering (IPO) on hold until January or later. Huntington Bancshares is merging with TCF Financial in a $22 billion deal that will result in the development of one of the top 10 U.S. regional banks. The combined company will operate under the Huntington name.

Point-of-Sale (POS) 72

Point-of-Sale (POS) Visa Money Laundering Laws 72

PYMNTS

JULY 14, 2020

Installment credit at the digital point of sale has been gathering steam among investors, consumers and providers for the last few years, long before pandemic frugality was a thing. Fast and Furious BNPL Action. In mid-July the company made news again, announcing it will offer its BNPL services at U.S.

Point-of-Sale (POS) 52

Point-of-Sale (POS) BNPL FDIC Issuers 52

Stax

MARCH 18, 2025

It links the merchants eCommerce store or point of sale (POS) system and the financial networks involved. Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

JANUARY 21, 2025

Its a digital evolution of the conventional point-of-sale (POS) terminal. A physical POS terminal requires customers to insert, swipe, or tap their cards on the machine. Also, check for Buy-Now Pay-Later (BNPL) support for customers who may like to have flexible payment options.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Finovate

JANUARY 10, 2024

These range from savings accounts and credit cards to Islamic banking solutions and buy now pay later (BNPL) products. Trafalgar will also leverage Thought Machine’s technology to develop and offer additional financial services ranging from virtual cards to point-of-sale (POS) systems.

Innovation 64

Innovation Point-of-Sale (POS) BNPL Credit Cards 64

PYMNTS

OCTOBER 1, 2020

Points as Cash and the Future of Loyalty. Converting loyalty points to cash at the point of sale (POS) is in line with other payments choice trends starting to dominate planning. to other consumer trends like buy now pay later (BNPL), McCarthy said, “We think it's crucial to give that flexibility to the user.

Digital Currency 93

Digital Currency Point-of-Sale (POS) Online and Mobile Banking Interoperability 93

Fintech News

JULY 23, 2024

The startup started out with buy now, pay later (BNPL) and embedded financing services before expanding to insurance, cards, and loans across various markets. A key success factor was the profitability of its BNPL business, driven by a 40% YoY surge in gross merchandise value (GMV) to US$1.5 billion and 130% YoY growth in revenue.

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

Clearly Payments

NOVEMBER 21, 2023

In response to this evolving consumer preference for touchless payments, businesses are upgrading their point-of-sale (POS) systems to ensure seamless integration, further showing Canada’s commitment to technological progress. The growth of BNPL services is built on the growth of eCommerce.

Payments Trends 52

Payments Trends BNPL Contactless Payments Online and Mobile Banking 52

Fintech News

MAY 7, 2024

Uzum said it would use the proceeds from its Series A to advance “develop the country’s IT and logistics infrastructure”, as well as to fund its own buy now, pay later (BNPL) service. Established in 2017, AwanTunai is a POS solution aimed at digitizing Indonesia’s vast cash economy. AwanTunai – US$27.5

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Finance FinTech 126

The Payments Association

OCTOBER 4, 2024

Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. Traditional point-of-sale (POS) systems are also becoming less relevant, requiring upgrades and investment to support new payment methods.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

PYMNTS

DECEMBER 31, 2019

Might the coming year be marked by innovation at the point of sale (POS)? A number of the surveyed executives said that tailored purchase options will gain traction at the terminal — such as buy now, pay later (BNPL). The end of one decade, the beginning of another. The time frame, of course, is somewhat short.

Point-of-Sale (POS) 68

Point-of-Sale (POS) Embedded Payments Contactless Payments BNPL 68

The Fintech Times

DECEMBER 12, 2023

The partnership introduces a fully digital payment process for TOMRA’s reverse vending machines, which enables consumers to exchange reusable materials for a monetary reward, with Shift4 acting as the acquirer and point-of-sale (POS) gateway provider.

FinTech 59

FinTech Financial Crimes Non-Bank Point-of-Sale (POS) 59

PYMNTS

SEPTEMBER 14, 2020

For example, he said consumers are realizing that touchless payments at the point of sale (POS) aren’t some neat feature or clever technology trick, but a vital safety option in the coronavirus era. Abele said a digital transformation of payments is just as critical as the accelerating consumer adoption of digital commerce.

Online and Mobile Banking 78

Online and Mobile Banking Point-of-Sale (POS) Consumer Mobile Payments 78

Fintech Finance

MARCH 21, 2024

Projections also estimate that digital wallet usage will more than double at UK point-of-sale (POS), rising from 14% to 29% of transaction value over the next three years.[1] Cash made up 10% of POS transaction value in 2023, and is expected to drop to 6% by 2027, mirroring the global rate of decline at -6% CAGR through 2027.

Global Payments 52

Global Payments Consumer Debit Card Payments 52

PYMNTS

JANUARY 20, 2020

In the case of Afterpay , the buy now pay later (BNPL) payment services platform, it turned out to be the Kardashian media empire that came to call via the form. The famous family was looking to integrate the Australia-based startup’s point-of-sale (POS) installment financing solution into their vast array of digital businesses.

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Point-of-Sale (POS) Consumer Finance BNPL 62