PYMNTS

DECEMBER 24, 2020

As the year closes, PYMNTS calls out six payment methods that gained traction and attention, including a take from key executives in each category. If there was a defining trend for payments in 2020, or a trend that gained the most traction compared to 2019, it was buy now, pay later (BNPL). Real-Time Payments.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

The Payments Association

DECEMBER 18, 2024

.” Merusha Naidu, global head of partnerships , says, “Global cashless payment volumes are projected to increase by more than 80% between 2020 and 2025, from about 1 trillion transactions to almost 1.9 Real-time payments (RTP) could reach $193.1 billion within the multi-rail payments ecosystem by 2030.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finovate

DECEMBER 11, 2024

BNPL With Klarna’s IPO taking place in 2025, we can expect to see interest in the BNPL space surge to new heights. However, BNPL continues to evolve with new players entering the space and existing ones expanding into adjacent markets like subscriptions and services.

FinTech 59

FinTech Stablecoins BNPL Cross-Border 59

PYMNTS

MARCH 10, 2020

Peer-to-peer (P2P) instant money apps and real-time payments (RTP) are the most exciting developments in getting paid in decades, and alternative credit is having the same effect on borrowing. 2 is FuturePay , whose “tab” concept was among the first buy now, pay later (BNPL) programs to catch on. Leading the pack at No.

BNPL 56

BNPL Point-of-Sale (POS) RTP Real Time Payments 56

PYMNTS

SEPTEMBER 24, 2020

Plus, FIS has partnered with The Clearing House (TCH) on real-time payments (RTP). Cloud Payment Processor Volante Teams With Goldman Sachs On Digital Transaction Banking. is working with Goldman Sachs Bank USA to offer the payments platform for the financial institution’s digital transaction service.

TCH 90

TCH RTP Real Time Payments Credit Union 90

Clearly Payments

DECEMBER 18, 2023

Buy Now, Pay Later (BNPL) Services Growth Buy Now, Pay Later (BNPL) services, exemplified by platforms like Affirm and Afterpay, are reshaping how consumers approach payments. Real-time cross-border transactions are hurtling towards us, powered by blockchain and other innovations.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Retailers, for instance, are embedding buy-now-pay-later ( BNPL ) solutions into their checkout processes. The Shift Towards Real-Time Payments Real-time payment systems are gaining traction across the globe.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech News

APRIL 24, 2025

billion Nium is a global payments platform that makes cross-border money transfers easier for businesses and financial institutions. Using real-time payment technology, Nium helps companies speed up international transactions, simplify operations, and scale. Nium Valuation: $1.4 Coda Valuation: $2.5

FinTech 120

FinTech Online and Mobile Banking Payment APIs and Integration Finance 120

Finovate

JULY 25, 2024

Because of this, there is immense value in taking the time to listen to others’ perspectives. At our FinovateSpring conference earlier this year, we spoke with Akita Somani, SVP of BNPL and Lending at U.S. Bank, and Bhavana Prathipati, Managing Director, Payments Product Manager at Silicon Valley Bank.

Real Time Payments 52

Real Time Payments BNPL Payments Risk 52

PYMNTS

JANUARY 17, 2020

It’s the end of the workweek, and the PYMNTS Weekender is here to make sure you didn’t miss anything with the latest in payments and commerce news. We have a deep dive into real-time payments and news on Visa ‘s FinTech play with Plaid and insight into buy now, pay later (BNPL). Trackers and Reports.

BNPL 40

BNPL RTP Real Time Payments Online and Mobile Banking 40

PYMNTS

DECEMBER 30, 2020

“We may see some coexistence in the large organizations space, where cards are already used for purchasing,” Narayanan said in the PYMNTS CFO's Guide To Digitizing B2B Payments report, powered by Comdata. It's All About Timing. Shifting Business (And Payment) Models.

B2B 119

B2B Payer Payments BNPL 119

Fintech News

JANUARY 10, 2024

The year 2024 is poised to witness a significant enhancement in cross-border payment connectivity across Southeast Asia, underscored by the adoption of real-time payments. GenAI: Enhancing Customer Service and Tackling Identity Fraud An employee using OCBC GPT.

Cross-Border 113

Cross-Border FinTech Cross-Border Payments Embedded Finance 113

PYMNTS

AUGUST 28, 2020

27) that Instacart made substantial sums in the city by tricking customers into thinking voluntary payments they added to food delivery bills were tips for drivers. Smaller FIs at the Real-Time Payments Crossroads. The attorney general for the District of Columbia alleged in a lawsuit filed on Thursday (Aug.

Financial Crimes 56

Financial Crimes Real Time Payments Crime On-Demand 56

The Payments Association

DECEMBER 11, 2024

These challenges are exacerbated by the rapid pace of transactions facilitated by real-time payment systems, which significantly reduce the window for traditional verification processes, necessitating advanced solutions that provide near-instantaneous fraud detection.

Fraud Prevention 88

Fraud Prevention Risk Assessment Payments Account Takeovers 88

PYMNTS

DECEMBER 23, 2020

Delving into the particular challenges of digital goods firms, Evans noted that business models can vary — from voluminous low-value transactions all the way up to larger purchases, or even different payment plans like buy now pay later (BNPL) or subscriptions.

Gateways 109

Gateways RTP Payments Payment Gateways 109

Fintech News

NOVEMBER 5, 2024

Expanding payment connectivity This year’s report puts an emphasis on Singapore’s leadership in cross-border payment integration, underscoring the country’s position at the forefront of payment innovation both regionally and internationally. verticals, amid shifting market conditions and stricter licensing requirements.

Continuity 107

Continuity FinTech Cross-Border Payments Cross-Border 107

Finovate

MARCH 20, 2024

Galileo has expanded its BNPL tool to allow banks and fintechs to offer cardholders post-purchase installment payment options. The new feature works with firms’ existing debit and credit programs and allows consumers to select up to five historical transactions to move into a BNPL payment plan. Curve, a U.K.-based

Posting 52

Posting BNPL Debit Card Credit Cards 52

PYMNTS

NOVEMBER 30, 2020

BNPL Payments Provider Klarna To Offer Live Fashion Show. Non-Banks In Singapore To Get Access To Real-Time Payment Rails. The company, which is headquartered in London, is a digital food delivery platform that serves the restaurant business. and the U.K.

eWallet 55

eWallet BNPL Debit Card Non-Bank 55

EBizCharge

MARCH 7, 2025

Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers. Cost is another major factor.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech Finance

APRIL 2, 2025

Large financial technology providers, many of whom rely on decades-old technology, are considering how acquisitions could enhance their tech functionality and enable them to shift their models significantly, for example towards real-time payments or very detailed customer scoring.

FinTech 59

FinTech AI Fraud Prevention BNPL 59

PYMNTS

JANUARY 24, 2020

In order to accelerate the use of electronic payment options in Asia, Mastercard has invested in merchant commerce platform Pine Labs , according to a press release. The two companies plan on delivering a slew of card and real-time payment options, both for in-store and online purchases.

Visa 61

Visa Payments BNPL Real Time Payments 61

The Fintech Times

DECEMBER 31, 2023

. “According to research from the European Central Bank (ECB), Single Euro Payments Area (SEPA) instant credit transfers currently account for only 14 per cent of all conventional SEPA credit transfers. “Legislation brought through by the European Commission will also help to further proliferate adoption rates. .”

Global Payments 124

Global Payments Alternative Payment Methods Online and Mobile Banking Instant Payments 124

Finovate

MARCH 7, 2025

By fostering strong relationships with merchants, PSPs, and issuing banks, EPI is now in a great position to effect significant change and shape the future of digital payments across Europe. Part of this was the launch of the real-time payment system Wero last summer.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech News

MAY 19, 2024

Twimbit, a Singaporean research and advisory firm, identifies data monetization as one of the biggest growth opportunities for banks in Asia-Pacific (APAC), which, alongside super-app platforms, financial marketplaces, banking-as-a-services and buy now, pay later (BNPL) arrangements, are projected to contribute over 40% of banking revenue by 2030.

Rules 90

Rules Non-Bank Audit Central Bank 90

FICO

DECEMBER 20, 2022

And the digital payments landscape made a global-scale impact, both positive and negative which FIs now must deal with. For every story about real-time payments making it easier for people to send money to others in desperate need, there seems to be a parallel story about scams. And PYMNTS.com says the U.S.

Digital Payments 52

Digital Payments Scams BNPL ACH 52

Clearly Payments

AUGUST 14, 2024

Alternative Payment Methods: The rise of digital wallets (e.g., Apple Pay, Google Pay), Buy Now, Pay Later (BNPL) services, and bank transfers has provided merchants with lower-cost alternatives. In regions like the U.S., PIN debit transactions are less expensive than signature debit transactions.

Process 104

Process Credit Cards Alternative Payment Methods Debit Card 104

Fintech News

MARCH 18, 2024

This growth has been facilitated by the increased acceptance of digital payments, growing demand for convenient payment methods, and the establishment of the PromptPay real-time payment transfer system. The company says it generated THB 3 billion (US$87.4 With the acquisition, Rabbit Care welcomed 30,000 clients.

FinTech 109

FinTech Online and Mobile Banking Blockchain Product 109

Segpay

APRIL 9, 2025

According to the latest Mordor Intelligence report , Australias payments market size is presently valued at $1.07 Australias New Payment Platform (NPP) The New Payments Platform (NPP ) is Australias real-time payment system, launched in 2018 to enable fast, 24/7 bank transfers.

Digital Payments 40

Digital Payments Online and Mobile Banking Payments BNPL 40

Fintech News

JANUARY 30, 2024

Super apps with embedded finance capabilities have been one of the dominant payments across Asia even before 2024.

Payments Trends 117

Payments Trends Digital Currency Cross-Border Payments Distributed Ledger Technology (DLT) 117

PYMNTS

SEPTEMBER 18, 2020

Apart from Klarna's big valuation level-up, Affirm raised another $500 million and consumers’ rush into buy now, pay later offerings (BNPL) has been making headlines all summer. He said merchants in general enjoy massive conversion boosts — often 30 percent or more — by offering flexible financing options such as BNPL.

Instant Payments 52

Instant Payments Payments Payroll BNPL 52

The Payments Association

OCTOBER 4, 2024

Fintech startups, blockchain technology, and the rise of decentralised finance (DeFi) are proving to be worth challengers to traditional card-based payment systems. The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g.,

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

PYMNTS

SEPTEMBER 11, 2020

Visa, PayPal Expand Global Real-Time Payments Partnership. Just 13 percent of consumers receive disbursements via instant payments to digital wallets or credit, debit or prepaid cards as of now. Berkshire Hathaway now has ownership of 138 million shares in the bank for a 3.3 Fun, Cool, and Otherwise Interesting.

PayPal 56

PayPal Digital Currency Central Bank CBDC 56

PYMNTS

DECEMBER 2, 2020

Clothing retailers looking to bounce back from sales declines are hoping for a Christmas miracle this holiday shopping season by offering flexible installment payment plans. CFPB Clarifies Position On Earned Wage Access Policy; Says Programs Are Not An Extension Of Credit.

SWIFT 56

SWIFT Cross-Border Payments Cross-Border CFPB 56

Fintech News

MAY 7, 2024

The company specializes in discounted consumer goods, and offers a diverse array of payment methods, including major credit cards like Visa, Mastercard, and Discover, digital wallets like Apple Pay and Google Pay, PayPal, as well as and buy now, pay later (BNPL) arrangements.

Cross-Border Payments 104

Cross-Border Payments Cross-Border Payment APIs and Integration APACS 104

The Fintech Times

JULY 23, 2024

We’re proud to have recently launched our cutting-edge ‘Payouts API’, which empowers businesses to streamline their financial operations and boost revenue through automated, real-time payment processing and loan management.

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

Fintech Finance

MARCH 21, 2024

A significant difference between these markets and the UK are government-backed initiatives designed to establish trust and encourage adoption, alongside supporting the development of infrastructure like real-time payments systems. “We

Global Payments 52

Global Payments Consumer Debit Card Payments 52

The Fintech Times

FEBRUARY 19, 2024

When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69