The Payments Association

DECEMBER 18, 2024

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. AI-powered regulatory compliance tools will streamline adherence to complex regional mandates, boosting efficiency and accuracy.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

APRIL 24, 2025

HashKey focuses on regulatory compliance, security, and innovation. DMI Finance is quickly growing its services, which include personal loans, Buy Now, Pay Later (BNPL) options, and embedded credit solutions. It operates the SFC-licensed HashKey Exchange, offering a safe and regulated platform for digital asset trading.

FinTech 131

FinTech Online and Mobile Banking Payment APIs and Integration Finance 131

The Fintech Times

APRIL 12, 2025

Banks can ensure regulatory compliance George Toumbev, chief commercial officer, NatWest Boxed George Toumbev , chief commercial officer, NatWest Boxed , the embedded finance platform, notes that embedded finance can be extremely helpful for organisations. In turn, this has increased competition.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

Clearly Payments

FEBRUARY 14, 2024

However, they struggle with user acquisition and regulatory compliance. Buy Now, Pay Later (BNPL) Solutions: BNPL solutions offer consumers convenient short-term financing at checkout, BNPL providers like Klarna and Afterpay are rapidly gaining traction, with a transaction volume surpassing $165 billion in 2023.

Payments 104

Payments Value Added Service BNPL ISOs 104

The Fintech Times

APRIL 15, 2025

However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. After Brazil, Mexico is the most mature market in Latin America. Guatemala, on the other hand, is an emerging market with enormous potential.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech Review

JANUARY 28, 2025

Retailers, for instance, are embedding buy-now-pay-later ( BNPL ) solutions into their checkout processes. Sustainability and regulatory compliance will also play pivotal roles in shaping the future of payments. By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

PYMNTS

FEBRUARY 5, 2020

During the Black Friday and Cyber Monday shopping events and beyond, consumers were increasingly turning to buy now, pay later (BNPL) solutions in the U.S. And Australian BNPL provider Afterpay , which has expanded into the U.S. And, Garg noted, BNPL offers that opportunity in a surprising number of verticals.

Consumer 57

Consumer BNPL Credit Cards Push-to-Card 57

Fintech News

JUNE 12, 2024

” CaaS enables access to various payment services, such as virtual or hybrid cards, connections to digital wallets, and Buy-Now-Pay-Later (BNPL) capabilities, without significant additional development. Regulatory compliance, scalability, and performance are likely to pose continued hurdles.

Credit Cards 107

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 107

The Payments Association

OCTOBER 4, 2024

Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. Regulatory compliance The industry operates under stringent regulatory frameworks that vary across regions.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

Fintech Finance

MAY 29, 2024

Providing Electronic Money in Europe and UK, the company positions itself as a trusted and holistic partner for fintechs, simplifying the complexities of regulatory compliance. With this, EPS has been supporting the development of Thinkmoney in the UK and accompanying B2B fintech Tide on its European expansion journey.

Payment Solutions 52

Payment Solutions Embedded Finance Payments Regulatory Compliance 52

M2P Fintech

JANUARY 28, 2025

The platform ensures seamless operations, 100% regulatory compliance, and reduced errors, helping lenders accelerate product launches, enhance operational efficiency, and scale with ease. Can an LMS support innovative lending models like Buy Now Pay Later (BNPL)?

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

Fintech News

JULY 23, 2024

Known for its industry-leading standards in regulatory compliance, security, and privacy, Crypto.com continues to expand its global reach and regulatory approvals. The startup started out with buy now, pay later (BNPL) and embedded financing services before expanding to insurance, cards, and loans across various markets.

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

The Fintech Times

APRIL 30, 2024

Additionally, the processors are moving towards providing embedded payment solutions themselves and forming strategic alliances with BNPL providers, thus maintaining relevance by innovating and improving the user experience (as well as creating potential revenue streams for themselves based on revenue-share models with the BNPL providers).

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

M2P Fintech

JANUARY 21, 2025

Key Features Diverse Product Support : FinBox supports a wide range of loan products, from working capital loans to Buy Now, Pay Later (BNPL) schemes, enabling lenders to cater to varied borrower needs. These features protect sensitive borrower data, ensure regulatory compliance, and foster borrower trust.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

The Fintech Times

MARCH 16, 2024

AFC’s diverse members represent a cross section of responsible Fintech companies that embrace transparency and are rooted in regulatory compliance and consumer protection. Ezra Garrett, senior vice president, public affairs and impact at Oportun “As a mission-driven CDFI dedicated to putting the financial goals of our 2.1

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

FICO

DECEMBER 20, 2022

As FIs have more customers using more forms of digital payments, defending against the dizzying array of scams will be crucial to their customer experiences, and potentially required for regulatory compliance. BNPL usage is beginning to hit critical mass, with roughly 60 million users today.

Digital Payments 52

Digital Payments Scams BNPL ACH 52

M2P Fintech

FEBRUARY 25, 2025

By leveraging Loan Management Software , lenders can streamline operations, deliver personalized services, ensure regulatory compliance, and scale effortlessly to meet the demands of a diverse and growing customer base. This proactive approach minimizes the risk of legal penalties and ensures lenders stay on top of regulatory changes.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

M2P Fintech

DECEMBER 17, 2024

Transaction Processing MMS integrated with payment gateways enables merchants to accept multiple payment methods, including cards, UPI , wallets, and BNPL. Compliance monitoring ensures adherence to regulations like PCI DSS and AML laws.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

M2P Fintech

FEBRUARY 28, 2025

Whether its personal loans, SME financing, auto loans, or BNPL (Buy Now, Pay Later), todays Loan Management Systems are built to handle the complexities of modern lending while ensuring efficiency, compliance, and seamless customer experiences. Streamlined operations and regulatory compliance. Billion by 2029!

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

Fintech News

JUNE 12, 2024

” CaaS enables access to various payment services, such as virtual or hybrid cards, connections to digital wallets, and Buy-Now-Pay-Later (BNPL) capabilities, without significant additional development. Regulatory compliance, scalability, and performance are likely to pose continued hurdles.

Credit Cards 52

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 52

M2P Fintech

AUGUST 8, 2023

Regulatory Compliance: Flexible platform that adapts to dynamically changing regulatory frameworks and mitigates risks. Seamless Integration: Smooth collaboration with other systems and technologies for a cohesive banking experience.

Credit Cards 52

Credit Cards Payment APIs and Integration Issuers API 52

M2P Fintech

MARCH 28, 2024

Compliance-as-a-Service (CaaS) CaaS is a cloud-based solution that outsources the management of regulatory compliance for businesses, including implementation, maintenance, and employee training. These loans include term loans, credit cards, BNPL , and auto loans.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

The Fintech Times

FEBRUARY 19, 2024

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. As regulatory compliances are updated, fintechs and payment platforms with robust currency management programs, multiple licences and MCCY IBAN’s will become more popular with businesses engaged in global trade.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Segpay

MARCH 10, 2025

However, challenges such as technical compatibility, regulatory compliance, and security risks must be addressed to ensure a smooth, secure, and legally compliant integration. Segpay provides a robust solution tailored for the gaming industry, helping businesses overcome these obstacles effectively.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

The Fintech Times

DECEMBER 12, 2024

Zoho, a global technology company, adds new product capabilities in Zoho Books, Zoho Inventory and Zoho Practice, helping businesses and accountants enhance operational efficiency, simplify routine financial tasks and ensure regulatory compliance. Amazon Web Services, Inc.

FinTech 64

FinTech Credit Union Non-Bank AI 64

Fintech Review

JANUARY 14, 2025

Examples of embedded finance include buy-now-pay-later (BNPL) options at checkout and insurance products offered during travel bookings. Challenges and Opportunities The fintech industry faces challenges, including cybersecurity threats, regulatory compliance, and market saturation. Companies such as Klarna offer these services.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59