Fintech Finance

JUNE 18, 2024

This collaboration aims to enhance ZORRZ’s mission of providing responsible access to credit for underserved communities. A key feature of the BlueAccess Card is its integrated Buy Now, Pay Later (BNPL) functionality, powered by AI/ML technology, allowing consumers to split purchases into flexible instalments.

Financial Inclusion 111

Financial Inclusion Credit Cards Innovation Underserved 111

Fintech Finance

DECEMBER 9, 2024

Alipay+ leads the industry in collaboration with 35 leading mobile payment partners, including e-wallets, banking apps and BNPL apps, etc., Among Ant International’s notable progresses in 2024 so far: Alipay+: Ant Internationals cross-border mobile payment and digitalisation technology solutions. billion user accounts.

Embedded Finance 98

Embedded Finance Cross-Border AI Cross-Border Settlement 98

The Fintech Times

APRIL 10, 2024

Kueski , the buy now, pay later (BNPL) and online consumer lender in Latin America, has launched an in-store version of Kueski Pay, which will become available to all consumers by the end of Q2 of 2024, to offer them the ability to complete transactions through the Kueski mobile app, regardless of internet connection, in physical stores.

Underserved 64

Underserved Mobile Payments BNPL Online and Mobile Banking 64

Fintech News

MARCH 24, 2024

The move comes at a time when Akulaku is also seeking to expand its services following the lifting of regulatory restrictions by Indonesia’s Financial Services Authority (OJK) on its buy now, pay later (BNPL) offerings earlier in the month.

Finance 114

Finance Security BNPL Underserved 114

Fintech News

NOVEMBER 4, 2024

Capital C plans to use the funds to expand its operations into new Southeast Asian markets and develop a superapp that will provide a range of financial services to underserved communities, including the unbanked and those with limited credit history.

Underserved 105

Underserved BNPL Credit Cards Participant 105

The Fintech Times

APRIL 9, 2024

As BaaS evolves, it is helping fintech innovation reach new markets and underserved communities; which has the potential to greatly improve financial inclusion across the globe. Banking-as-a-Service (BaaS) describes the concept that enables non-bank platforms to access banking capabilities traditionally only offered by licensed banks.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech Finance

AUGUST 15, 2024

BNPL has firmly established itself as a mainstream payment option, and Zip’s innovative and inclusive approach is revolutionizing access to the retail economy.

Financial Inclusion 98

Financial Inclusion BNPL Underserved Economy 98

The Payments Association

DECEMBER 18, 2024

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. This transformation will enable low-cost access to financial systems, empowering underserved communities and fostering inclusion.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

MARCH 13, 2025

Curve Flex, an instalment-linked revolving credit line, will now have transactions reported in real-time through Infact’s API-based system – uniquely suited to represent Credit Card and BNPL activity accurately.

Financial Inclusion 59

Financial Inclusion Underserved API BNPL 59

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moderating the session will be Tristan Chiappini, VP APAC and Managing Director at PPRO.

FinTech 135

FinTech Embedded Finance BNPL AI 135

Fintech Finance

MAY 17, 2024

Aplazo has positioned itself as the category leader in the BNPL space by tackling the massive offline retail market, which represents around 93 percent of total retail sales in Mexico. Aplazo stands out from any other BNPL provider as the only player to truly give infinite possibilities of where a user can “buy now and pay later.”

BNPL 52

BNPL FinTech Security Payment Solutions 52

PYMNTS

SEPTEMBER 21, 2020

The firm is usually geared toward offering global accounts to companies underserved by financial institutions. Australian FinTech Cape is introducing its “recession fighting” credit card, which is fueled by open banking and is meant to enable access to new features such as buy now, pay later (BNPL).

Cross-Border Payments 89

Cross-Border Payments Cross-Border NACHA Cybersecurity 89

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In 2023, BNPL arrangements represented 4% of e-commerce transaction value, a significant increase from the mere 1% in 2020. Digital inclusion may also help MSMEs achieve sustainability.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

PYMNTS

NOVEMBER 24, 2020

Whether it’s increased demand for debit, installment plans or buy now, pay later (BNPL) arrangements, consumers today need multiple types of financial services, rather than a simple DDA account. You can’t be a star with the DDA in 2021,” he added.

Mobile Banking 124

Mobile Banking Credit Union FinTech Cost Structure 124

The Fintech Times

APRIL 27, 2024

One such way is recognising how we are embedding our digital financing capabilities and best practices in serving Singaporean SMEs over the past nine years to support the BNPL offering via EzyProcure. This will synergise both companies’ value propositions to reach more underserved SMEs in Singapore.”

Embedded Finance 59

Embedded Finance Finance BNPL B2B 59

PYMNTS

MAY 27, 2020

Afterpay , which works in the buy now, pay later (BNPL) space, will help deal with the fallout of the pandemic by asking customers to donate to companies providing clothing and baby-related needs, according to a press release. Afterpay is partnering with two charities: A Common Thread , which raises money and awareness in the U.S.

BNPL 53

BNPL Underserved Checks Continuity 53

Fintech News

JULY 23, 2024

This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. The startup started out with buy now, pay later (BNPL) and embedded financing services before expanding to insurance, cards, and loans across various markets.

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

The Payments Association

MARCH 18, 2025

For payments firms, the intersection of payments and credit is becoming a competitive battleground, especially as BNPL and embedded lending scale. In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

FICO

JANUARY 5, 2023

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023. There Will be Changes in the BNPL Market, but Major Regulatory Action Is at Least a Year Away. Four 2023 U.S. Policy Predictions for Financial Services Companies. FICO Admin.

BNPL 52

BNPL CFPB Consumer Financial Protection Bureau (CFPB) Privacy 52

Finovate

JULY 5, 2024

Ascend Money anticipates the funds will help it accelerate its mission to provide inclusive financial services for underserved consumers and small businesses and ultimately foster economic growth and financial well-being in Thailand. The fintech’s TrueMoney platform offers e-payment, lending, BNPL, investment, and insurance.

Financial Inclusion 52

Financial Inclusion Underserved BNPL Small Business 52

The Fintech Times

MARCH 5, 2024

Yabx has been on this journey to build this credit infrastructure ground up and enable financial access for the underserved. These achievements have impressive real-world implications with individuals in underserved regions. This business case was also awarded the Best BNPL solution at Finovate in 2023.

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

Fintech News

JANUARY 21, 2025

Prominent players like Grab, Shopee, and Atome exemplify this trend with integrated “Buy Now, Pay Later” (BNPL) services, empowering underbanked populations and improving financial accessibility. Source: Unsplash Super apps take this concept further by consolidating a multitude of services. Similarly, DBS PayLah!

Stablecoins 107

Stablecoins FinTech Embedded Finance Financial Inclusion 107

The Fintech Times

SEPTEMBER 2, 2024

These digital-first institutions are bridging gaps in traditional banking, offering innovative solutions to meet the needs of a diverse and underserved market. Neobanks in the MEA region, much like their global counterparts, operate solely in the digital realm, without any physical branches.

Non-Bank 64

Non-Bank FinTech Visa Underserved 64

PYMNTS

JANUARY 15, 2021

Hot Affirm IPO Points To Rising Competition And Demand In BNPL Segment. Digital game platform operator Roblox plans to go public on the New York Stock Exchange next month by a direct listing. Roblox was co-founded by David Baszucki and Erik Cassel in the 1990s. SBA Unveils Guidance For Second Round Of PPP Loans.

Digital Currency 58

Digital Currency Privacy On-Demand Underserved 58

FICO

DECEMBER 1, 2022

Here's an example of why we need to focus more on practical uses of Generative AI: Open banking represents a huge revolution in credit evaluation, particularly for the underserved. However, as this new financial channel takes off, collecting a corpus of data to build real-time, customer-aware analytics is lacking.

AI 98

AI Governance Government Audit 98

The Fintech Times

MARCH 16, 2024

Representatives of Oportun , DailyPay , Affirm , Brigit and many others met with staff for Governor Kathy Hochul and more than a dozen members of the legislature to discuss responsible access to credit, buy now pay later (BNPL), earned wage access (EWA) and bank-fintech partnerships.

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

The Fintech Times

JULY 24, 2024

This includes data from BNPL, rent payments, utility bills, online streaming services – any service or product that involves making regular payments. Opening branches and installing ATMs in remote locations and lower-income neighbourhoods can improve access to credit for the underserved residents in those areas.”

Finance 59

Finance Online and Mobile Banking Micro-Entry Financial Inclusion 59

The Fintech Times

JULY 23, 2024

Our approach is tailored to the needs of underserved markets and clients. While BNPL giants like Klarna have partnered with some OTAs, myTU sees an untapped opportunity with more traditional tour operators and travel agents. Initially, we targeted the travel industry and digital nomads, with the name TravelUnion reflecting that focus.

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

The Fintech Times

FEBRUARY 19, 2024

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. BIS Aurum) and interoperability solutions (e.g,

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Fintech News

DECEMBER 17, 2023

Founded in 2016, Akulaku provides digital banking, financing, investment and insurance brokerage services, targeting financial underserved demographics. Akulaku – US$2 billion Indonesia’s most valuable fintech startup is Akulaku, an online banking and digital finance platform valued at US$2 billion. Dana – US$1.13

FinTech 52

FinTech Financial Literacy Online and Mobile Banking Financial Inclusion 52

FICO

JANUARY 11, 2023

Here's an example of why we need to focus more on practical uses of Generative AI: Open banking represents a huge revolution in credit evaluation, particularly for the underserved. However, as this new financial channel takes off, collecting a corpus of data to build real-time, customer-aware analytics is lacking.

AI 52

AI Posting Audit Governance 52

Fintech Finance

APRIL 2, 2024

“Fintechs have the potential to offer broad social benefits to the markets they operate in — particularly when it comes to providing financial services to those who have traditionally been underserved.

Innovation 52

Innovation FinTech Cross-Border Payments Central Bank 52

Fintech News

JANUARY 19, 2025

Tech giant Amazon has signed an agreement to acquire Indian Buy Now Pay Later (BNPL) startup axio. The acquisition is expected to help axio reach more underserved customers and diversify its offerings. The financial details were not disclosed. 2,200 crores ( US$254.1 million) and a gross non-performing asset (GNPA) ratio of 3%.

BNPL 107

BNPL Agreements Acquirers Underserved 107

The Fintech Times

APRIL 5, 2025

In its letter, AFC focuses particularly on the impact partnerships can have on underserved communities.

Community Banks 59

Community Banks Deposit Account Underserved BNPL 59

Fintech Review

JANUARY 14, 2025

One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Examples of embedded finance include buy-now-pay-later (BNPL) options at checkout and insurance products offered during travel bookings. Digital solutions provide access to financial services for underserved populations.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59