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Is No-Factor Authentication Digital Security’s Future?

PYMNTS

Between synthetic ID fraud and good old-fashioned identity theft, buttressed by the reams of available consumer data, said Xie, cybercriminals have gotten better at looking like real consumers – making it all the more imperative for the security industry to realign its paradigm with the lifecycle habits of legitimate users.

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Fraud Decisioning Orchestrates A Response

PYMNTS

Game-changing identity/security edicts like the European Union’s second Payment Services Directive (PSD2) and its strong consumer authentication (SCA) requirement has hit implementation snags , further complicating matters. Fraudsters can seem like unstoppable ghosts in the machine, outsmarting or overwhelming intervention attempts.

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U.S. Card Skimming Fraud Grows 700+% in First Half of 2022

FICO

Her roles have included developing a consumer authentication solution for Experian and managing credit and identity theft management applications. Fraud Trends for 2022: Top 5 Includes "Scamdemic" and Bad Bots. Debbie has 25 years product management and product marketing experience in fraud management and financial services.