VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

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PCI DSS Security Encryption Compliance 130

Stax

JULY 16, 2024

If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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PCI DSS Compliance Credit Cards Encryption 88

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s ’s changes, we’ve reached the heart of the matter – Requirement 3: Protect Stored Account Data. It boils down to minimizing the risk of data breaches and maximizing the security of cardholder information. Changes in Requirement 3 from PCI DSS v3.2.1

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PCI DSS Encryption Procedures Authorization 100

VISTA InfoSec

JANUARY 9, 2024

As we all know, data security is a constantly evolving field, and it’s essential to keep up with the latest standards and requirements. And mark your calendars, because the current PCI DSS v3.2.1 That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0,

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PCI DSS Procedures Authorization Security 113

Payments Source

JULY 27, 2018

The ongoing threat of data breaches serves as a reminder that every business is subject to PCI DSS compliance, no matter their size.

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PCI DSS Breach Compliance Data Breach 90

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Staying up-to-date with PCI-DSS compliance should be a top priority.

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PCI DSS Compliance MFA Assessments 52

Basis Theory

NOVEMBER 12, 2024

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. How developers can use a tokenization platform to secure protected data without the costs and liabilities of building their own system. A token is a non-exploitable identifier that references sensitive data.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

PYMNTS

OCTOBER 5, 2020

The panel’s standards apply to all entities that accept credit or debit card payments and are intended to ensure that these organizations are working to reduce their risks of security breaches and to minimize the damage of attacks that slip through their defenses.

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Data Breach Breach PCI DSS Compliance 82

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

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PCI DSS Compliance Processors Breach 94

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Payments Source

JANUARY 14, 2018

With less than three months before the PCI DSS Requirement 8.3

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PCI DSS Authentication Breach Data Security 79

Stax

APRIL 3, 2025

Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

VISTA InfoSec

JUNE 3, 2024

According to a Verizon report , over 80% of hacking-related breaches are due to compromised passwords. In such attacks, cybercriminals exploit weak or reused passwords to breach multiple accounts, leading to significant data breaches and financial losses. PCI PIN and PCI DSS: Standards for securing payment card data.

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MFA Credential PCI DSS Compliance 130

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

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PCI DSS Compliance Encryption Assessments 88

Payments Source

MARCH 13, 2018

They all disclosed a major data security breach, and they all remain in business despite what happened. As the names pile up — Equifax, Target, Home Depot, TJ Maxx, etc. there's one thing all of these brands have in common.

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Breach Data Breach Data Security Security 73

Payments Source

SEPTEMBER 16, 2018

Organizations that lack security controls and have experienced a breach can expect auditors, regulators and standards bodies to knock on their doors demanding information, writes Fouad Khalil, head of compliance and SecurityScorecard.

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Breach Compliance On-Demand Regulations 114

PYMNTS

APRIL 29, 2016

Feedback came from 700 firms participating in the council’s network, along with industry reports on data breaches. A significant change in PCI DSS 3.2 includes multi-factor authentication as a requirement for any personnel with administrative access into environments handling card data.

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Data Breach PCI DSS Breach Data Security Standard (DSS) 40

Stax

MARCH 18, 2025

Tokenization streamlines PCI DSS compliance, can improve customer retention, and provides an extra layer of security for payment collection. Then, the token will be kept in the system, instantly replacing the customers payment data, which is then stored in a secure vault to protect it from any breaches.

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PCI DSS Encryption Data Breach Credit Cards 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

SEPTEMBER 17, 2024

While the news may bring breaking headlines about stolen or lost data from large corporations, every business can take the steps necessary to secure sensitive data. TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. What is PCI Compliance?

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Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 8, 2024

Security, Compliance, and Regulatory Risk: Cybersecurity risk involves the threat of data breaches and unauthorized access to sensitive payment information. Hackers may exploit vulnerabilities in the merchant’s system to gain access to customer data.

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Risk Management Risk PCI DSS Process 97

Fi911

MAY 7, 2024

In certain circumstances, such as excessive chargebacks, data breaches, fraudulent activities, or violation of regulations, a merchant’s account may be terminated. Merchants may also be removed from the list if they were added for PCI-DSS noncompliance, but have since become compliant. Why Was a Merchant Added to the TMF?

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PCI DSS Processors Compromise Identity Theft 95

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. Taking precautions to implement security measures such as secure firewalls and cybersecurity training helps to protect cardholder data and other sensitive information. Q: How do I ensure online payment security?

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PCI DSS Payment Security Security MFA 88

Clearly Payments

MARCH 14, 2025

Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches. PCI DSS Compliance : Merchants and payment providers must adhere to Payment Card Industry Data Security Standards (PCI DSS) to protect cardholder data.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. PCI DSS requirements Businesses must complete a self-assessment questionnaire (SAQ) as part of the validation process.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fi911

MARCH 26, 2024

In the event of a data breach, the tokens would be of no value to cybercriminals since they cannot be converted back to the original payment details. It simplifies compliance with PCI-DSS requirements for merchants.

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PCI DSS Encryption Origination Data Security 100

PYMNTS

JANUARY 22, 2020

All four of Greece’s main banking institutions enacted security protocols after a data breach, and consequently cancelled 15,000 consumer cards, according to reports. A key source of the inquiry is whether or not the tourist website follows the Payment Card Industry Data Security Standards (PCI DSS).

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PCI DSS Data Breach Breach Compromise 52

Payments Source

MARCH 26, 2018

Driven by big breaches like the Equifax incident, all stakeholders in card payments will have to demonstrate multi-factor authentication, writes Michael Magrath, director of global regulations and standards at VASCO.

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Breach Authentication Regulations PCI DSS 83

PYMNTS

DECEMBER 4, 2017

McAfee Labs recently published its 2018 Threats Predictions report , and after a year of high-profile cyberattacks and data breaches, analysts say the threat won’t let up in the new year. If there’s one thing the enterprise has learned this year, it’s that a data breach can happen to any business — including small businesses (SMBs).

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Stax

MARCH 18, 2025

Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. A good system should protect both your business and customers from data breaches, fraud, and regulatory penalties.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

FEBRUARY 19, 2025

SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe. Compliance and data privacy risks Payment processing involves handling sensitive customer information, making compliance with security standards such as PCI DSS (Payment Card Industry Data Security Standard) essential.

Payments 88

Payments PCI DSS Compliance Risk 88

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. Minimal security; customer data is not retained for future use.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Clearly Payments

JUNE 3, 2024

Tokenization not only enhances security but also helps businesses comply with regulatory standards, such as the Payment Card Industry Data Security Standard (PCI DSS) , by reducing the amount of sensitive data they store and handle. It involves merchants replacing credit card numbers with tokens within their own systems.

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PCI DSS Payment Gateways Gateways Payments 59

Payments Source

DECEMBER 27, 2018

Despite what we assume are dedicated efforts to protect customer’s personal information, hackers are finding the loopholes in businesses’ process and technology data protection life cycle. It happened with Target in 2013, the Home Depot in 2014, and many others since, writes Todd Feinman, co-founder and chief product officer of Spirion.

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Breach Compliance Process Product 112

The Fintech Times

SEPTEMBER 24, 2024

. “By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape.

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Privacy Compliance PCI DSS Rules 107

Stax

NOVEMBER 6, 2023

With payment tokenization, the actual credit card data isn’t stored thereby making digital payment transactions more secure. Besides the enhanced data security, other benefits include reduced risk of breaches, easier regulatory compliance, and compatibility with legacy systems. What are the benefits of data tokenization?

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

FEBRUARY 19, 2025

Security & compliance Security is a top priority, especially when dealing with sensitive customer data. When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. Compliance with industry regulations , such as GDPR for data protection or PCI DSS for payment security.

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ISVS Payment APIs and Integration API Best Practices 88