VISTA InfoSec

JANUARY 9, 2024

As we all know, data security is a constantly evolving field, and it’s essential to keep up with the latest standards and requirements. And mark your calendars, because the current PCI DSS v3.2.1 That’s right, the PCI Security Standards Council (SSC) has announced the release of the new and improved PCI DSS v4.0,

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PCI DSS Procedures Authorization Security 113

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

Payments Source

JULY 27, 2018

The ongoing threat of data breaches serves as a reminder that every business is subject to PCI DSS compliance, no matter their size.

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PCI DSS Breach Compliance Data Breach 90

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

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PCI DSS Compliance Processors Breach 52

Stax

SEPTEMBER 17, 2024

While the news may bring breaking headlines about stolen or lost data from large corporations, every business can take the steps necessary to secure sensitive data. TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

PYMNTS

OCTOBER 5, 2020

The panel’s standards apply to all entities that accept credit or debit card payments and are intended to ensure that these organizations are working to reduce their risks of security breaches and to minimize the damage of attacks that slip through their defenses.

Data Breach 82

Data Breach Breach PCI DSS Compliance 82

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. Taking precautions to implement security measures such as secure firewalls and cybersecurity training helps to protect cardholder data and other sensitive information. Q: How do I ensure online payment security?

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PCI DSS Payment Security Security MFA 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. PCI DSS requirements Businesses must complete a self-assessment questionnaire (SAQ) as part of the validation process.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

VISTA InfoSec

JUNE 3, 2024

According to a Verizon report , over 80% of hacking-related breaches are due to compromised passwords. In such attacks, cybercriminals exploit weak or reused passwords to breach multiple accounts, leading to significant data breaches and financial losses. PCI PIN and PCI DSS: Standards for securing payment card data.

MFA 130

MFA Credential PCI DSS Compliance 130

Exact Payments

FEBRUARY 5, 2024

However, with progress comes responsibility, particularly when it comes to safeguarding sensitive payment card data. Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

Fi911

MAY 7, 2024

In certain circumstances, such as excessive chargebacks, data breaches, fraudulent activities, or violation of regulations, a merchant’s account may be terminated. Merchants may also be removed from the list if they were added for PCI-DSS noncompliance, but have since become compliant. Why Was a Merchant Added to the TMF?

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PCI DSS Processors Compromise Identity Theft 93

Clearly Payments

JUNE 3, 2024

Tokenization not only enhances security but also helps businesses comply with regulatory standards, such as the Payment Card Industry Data Security Standard (PCI DSS) , by reducing the amount of sensitive data they store and handle. It involves merchants replacing credit card numbers with tokens within their own systems.

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PCI DSS Payment Gateways Gateways Payments 59

PYMNTS

APRIL 29, 2016

Feedback came from 700 firms participating in the council’s network, along with industry reports on data breaches. A significant change in PCI DSS 3.2 includes multi-factor authentication as a requirement for any personnel with administrative access into environments handling card data.

Data Breach 40

Data Breach PCI DSS Data Security Standard (DSS) Breach 40

Fi911

MARCH 26, 2024

In the event of a data breach, the tokens would be of no value to cybercriminals since they cannot be converted back to the original payment details. It simplifies compliance with PCI-DSS requirements for merchants.

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PCI DSS Encryption Origination Data Security 98

Clearly Payments

JANUARY 8, 2024

Security, Compliance, and Regulatory Risk: Cybersecurity risk involves the threat of data breaches and unauthorized access to sensitive payment information. Hackers may exploit vulnerabilities in the merchant’s system to gain access to customer data.

Risk Management 66

Risk Management Risk PCI DSS Process 66

PYMNTS

JANUARY 22, 2020

All four of Greece’s main banking institutions enacted security protocols after a data breach, and consequently cancelled 15,000 consumer cards, according to reports. A key source of the inquiry is whether or not the tourist website follows the Payment Card Industry Data Security Standards (PCI DSS).

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PCI DSS Data Breach Breach Compromise 52

Payments Source

MARCH 13, 2018

They all disclosed a major data security breach, and they all remain in business despite what happened. As the names pile up — Equifax, Target, Home Depot, TJ Maxx, etc. there's one thing all of these brands have in common.

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Breach Data Breach Data Security Security 73

EBizCharge

JULY 19, 2024

This article will explore five reasons why using PDF forms for payment collection doesn’t meet PCI DSS requirements, highlighting the risks and security gaps inherent in this method. What is PCI compliance? Insecure storage Storing payment card data requires secure systems to prevent breaches.

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PCI DSS Compliance Credit Cards Third-Party Service Provider 52

Clearly Payments

JUNE 7, 2024

Payment Gateway Tokenizes Data Action : The payment gateway API tokenizes the sensitive payment information. Details : Tokenization replaces the sensitive card information with a secure token, reducing the risk of data breaches. Details : The acquiring bank forwards the request to the card network (e.g.,

Payment Gateways 59

Payment Gateways Gateways API Payment APIs and Integration 59

Stax

NOVEMBER 6, 2023

With payment tokenization, the actual credit card data isn’t stored thereby making digital payment transactions more secure. Besides the enhanced data security, other benefits include reduced risk of breaches, easier regulatory compliance, and compatibility with legacy systems. What are the benefits of data tokenization?

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process 88

Process Security PCI DSS Encryption 88

The Fintech Times

SEPTEMBER 24, 2024

. “By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape.

Privacy 107

Privacy Compliance PCI DSS Rules 107

Payments Source

JANUARY 14, 2018

With less than three months before the PCI DSS Requirement 8.3

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PCI DSS Authentication Breach Data Security 79

The Paypers

APRIL 17, 2017

(The Paypers) Celerant Technology has received PCI QIR Certification, ensuring that ensures every POS implementation complies with PCI DSS Compliance Standards to protect against payment data breaches.

PCI DSS 28

PCI DSS Breach Addressing Technology 28

PYMNTS

DECEMBER 4, 2017

McAfee Labs recently published its 2018 Threats Predictions report , and after a year of high-profile cyberattacks and data breaches, analysts say the threat won’t let up in the new year. If there’s one thing the enterprise has learned this year, it’s that a data breach can happen to any business — including small businesses (SMBs).

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Stax

JANUARY 8, 2024

Not only must PayFacs safeguard themselves and their clients against potential threats like fraud or cybersecurity breaches but also ensure PCI compliance , customer due diligence, and adherence to card regulations. Reputational risks Risks associated with things like data breaches, poor customer service, company controversies, etc.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

Clearly Payments

OCTOBER 22, 2024

Terminals should be PCI DSS (Payment Card Industry Data Security Standard) compliant. Make sure your payment systems are updated regularly to protect against fraud and potential breaches. Regularly Update Payment Software : Software updates often include important security enhancements.

Debit Card 82

Debit Card Credit Cards Point-of-Sale (POS) Encryption 82

Payments Source

SEPTEMBER 16, 2018

Organizations that lack security controls and have experienced a breach can expect auditors, regulators and standards bodies to knock on their doors demanding information, writes Fouad Khalil, head of compliance and SecurityScorecard.

Breach 114

Breach Compliance On-Demand Regulations 114

Segpay

APRIL 22, 2024

Replacing sensitive card details with unique digital tokens significantly reduces the risk of data breaches and unauthorized access to card information. For merchants, this means greater peace of mind, knowing customer data is protected throughout the payment process. PCI Compliance.

Data Breach 52

Data Breach Risk Online and Mobile Banking PCI DSS 52

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 26, 2024

Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance. Adherence to security protocols, such as PCI DSS compliance is a must. See to it that you have all your security bases covered.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

Basis Theory

NOVEMBER 12, 2024

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. How developers can use a tokenization platform to secure protected data without the costs and liabilities of building their own system. A token is a non-exploitable identifier that references sensitive data.

Encryption 88

Encryption Payment APIs and Integration PCI DSS Returns 88

The Payments Association

OCTOBER 4, 2024

Cybercriminals are constantly innovating, targeting vulnerabilities in payment systems to carry out unauthorised transactions, identity theft, and data breaches. These regulations are designed to ensure security, protect consumer data, and promote fair competition.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

Payments Source

MARCH 26, 2018

Driven by big breaches like the Equifax incident, all stakeholders in card payments will have to demonstrate multi-factor authentication, writes Michael Magrath, director of global regulations and standards at VASCO.

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Breach Authentication Regulations PCI DSS 83

Stax

APRIL 30, 2024

Security and Compliance in Merchant Processing Any business that accepts credit and debit card payments must be compliant with the Payment Card Industry Data Security Standards (PCI DSS). The PCI DSS contains twelve stringent requirements that protect both the merchant and the customer from data breaches and identity theft.

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Process Online and Mobile Banking PCI DSS Debit Card 88

Segpay

JUNE 13, 2024

If you fail to fortify your defenses, your business will suffer a lot in the face of a successful breach. Compliance with Industry Standards Your business should comply with industry bare minimums like Payment Card Industry Data Security Standard (PCI DSS). Target’s 2017 multistate settlement of $18.5

Best Practices 40

Best Practices Processors Transactions Security 40

Payments Source

JULY 11, 2018

Even though much of PCI data is stored and maintained on mainframes, many are currently not being evaluated or scanned accurately for PCI DSS compliance, writes Ray Overby, co-founder and president of Key Resources.

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PCI DSS Compliance Data Breach Breach 63