PYMNTS

AUGUST 7, 2017

The company said the API is available for all independent software vendors (ISVs) and merchants to process point-of-sale (POS) transactions. In a press release, Vantiv said the cloud-based payment product is designed to provide leading-edge capabilities to any software provider implementing payments functionality.

Payment APIs and Integration 72

Payment APIs and Integration API ISVS Point-of-Sale (POS) 72

Stax

MARCH 13, 2025

In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. This includes defaulted payments, operations risks, security breaches, and chargebacks. Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

PYMNTS

DECEMBER 16, 2016

This year, they have their eyes on the point-of-sale (POS) system prize. Carolyn Crandall, CMO of Attivo Networks , joined this week’s Hacker Tracker to share the vulnerabilities impacting POS systems and discuss whether massive data breaches are on the horizon in the months ahead.

Breach 76

Breach Point-of-Sale (POS) Compromise Credit Cards 76

VISTA InfoSec

JANUARY 18, 2024

These requirements’ main objective is to safeguard sensitive cardholder information and mitigate data breaches. As a reminder, the Payment Card Industry Data Security Standard (PCI DSS) is a comprehensive set of security requirements that all organizations handling cardholder data must adhere to. PCI DSS v3.2.1 PCI DSS v4.0

PCI DSS 289

PCI DSS Procedures Encryption Security 289

Stax

NOVEMBER 21, 2024

The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details. The payment could also be made via digital means.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

FEBRUARY 19, 2025

For example, in fintech, ISVs provide specialized payment processing solutions that integrate with point-of-sale (POS) systems, enhancing transaction security and efficiency. When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. The Benefits of ISV Integrations 1.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Stax

MARCH 18, 2025

It links the merchants eCommerce store or point of sale (POS) system and the financial networks involved. Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. Security is the core of any payment processing system.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

PYMNTS

JANUARY 31, 2018

Following a malware attack that allowed “unauthorized parties” to access customer credit card information, off-price retailer National Stores is seeking to prevent fraudulent activity and improve the security of its point-of-sale (POS) systems, the company said in an announcement. “We 11 may be involved in the breach.

Point-of-Sale (POS) 55

Point-of-Sale (POS) Payments Data Cybersecurity Breach 55

The Paypers

FEBRUARY 20, 2019

(The Paypers) North Country Business Products (NCBP) , a US-based provider of point-of-sale (POS) products, has announced a security breach.

Breach 28

Breach Point-of-Sale (POS) Product Security 28

PYMNTS

JUNE 2, 2017

For the second time in the past few years, there has been a new malware-based security breach occurring directly from Kmart’s point-of-sale devices. Banks and credit unions have started getting alerts about stolen credit card account numbers. We are actively enhancing our defenses in light of this new form of malware.

Breach 40

Breach Law Enforcement Credit Union Credit Cards 40

PYMNTS

OCTOBER 30, 2018

In turn, that means merchant solution providers that employ the product can operate with less worry that “any change to the core POS solution could break other SmartPOS apps, and ensures developers don’t have to continually rework their integrations.”. Frictionless Checkout.

Data Breach 63

Data Breach Breach Point-of-Sale (POS) VARS 63

EBizCharge

JANUARY 21, 2025

Virtual terminals are revolutionizing how companies manage transactions, eliminating the need for physical systems or point-of-sale (POS) systems. Understanding this functionality is crucial for businesses looking to adapt to customer preferences and improve financial transactions.

Credit Cards 52

Credit Cards Encryption ACH Process 52

PYMNTS

APRIL 6, 2020

They have enormous amounts of data on us as us consumers due to the myriad of breaches that have occurred over the years, not just merchants’ breaches and payment card breaches, but government databases, health insurance databases and credit rating bureaus,” Hodges said.

IRS 79

IRS Scams Point-of-Sale (POS) Breach 79

FICO

NOVEMBER 10, 2020

Financial criminals get large numbers of usable card data from data breaches, by stealing point of sale (POS) terminals and other means. The Falcon Platform pinpoints risky payments activity, minimizing interruptions while providing maximum protection against fraud.

Credit Cards 98

Credit Cards Consumer Card Issuer Issuers 98

PYMNTS

JANUARY 10, 2020

Headed into the new year, gas station and convenience store chain Wawa said it discovered a data breach in which thousands of customers’ debit and credit card information was stolen. Wawa said its team stopped the breach on Dec. The breach was tied to point-of-sale (POS) malware. for a cyberwar.

Point-of-Sale (POS) 56

Point-of-Sale (POS) Cybersecurity Data Breach Breach 56

PYMNTS

APRIL 5, 2017

The platform features PCI-validated P2PE and EMV for both merchants and integrated point-of-sale (POS) providers, including the GoChip SDK for EMV integration as well as Ingenico RBA Terminal Support. 2016 was a record year for data breaches, with the Identity Theft Resource Center reporting 1,093 in the U.S.,”

EMV 40

EMV Point-of-Sale (POS) Identity Theft Data Breach 40

VISTA InfoSec

JULY 31, 2023

Doing so can help reduce the scope of PCI DSS compliance and minimize the risk of data breaches. This ensures that in the event of an internal data breach, activity can be traced back to specific users with near 100 percent certainty. Avoid default settings for servers, software applications, and network devices.

PCI DSS 130

PCI DSS Security Encryption Compliance 130

Fintech Review

DECEMBER 3, 2024

Point-of-sale (POS) terminals became commonplace, allowing businesses to process payments seamlessly. High-profile data breaches often make consumers wary of storing sensitive information digitally. They offered convenience and security by eliminating the need for physical cash.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

PYMNTS

OCTOBER 25, 2019

Orders are transferred directly to restaurants’ point-of-sale (POS) systems, integrating seamlessly into ordering streams. DoorDash recently confirmed that a March data breach compromised 4.9 DoorDash recently confirmed that a March data breach compromised 4.9

Data Breach 46

Data Breach Point-of-Sale (POS) Breach Third-Party Service Provider 46

PYMNTS

FEBRUARY 3, 2020

Cybercriminals have more opportunities than ever to swipe debit card numbers and PINs from online consumers, and false websites, large-scale data breaches and skimming tools can compromise account information. Fraudsters are increasingly savvy, though, and retailers cannot afford to relax much. . How Banks Are Responding To Fraud Concerns.

Debit Card 52

Debit Card Assessments Data Breach Online and Mobile Banking 52

PYMNTS

MARCH 18, 2020

Social engineering fraud can have dire consequences, too, with one 2016 incident causing pizza buffet chain Cicis to suffer a data breach that revealed customer credit card data from more than 135 locations. The scheme was only noticed when employees found that their POS systems were malfunctioning, but the damage had already been done.

Phishing 70

Phishing Smishing Fraud Prevention Point-of-Sale (POS) 70

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. That’s where Stax comes in.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

PYMNTS

OCTOBER 2, 2017

In the “what else could possibly go wrong, cybersecurity edition” category, particularly in the aftermath of the torrents of coverage on the Equifax breach , it seems the cybercriminals didn’t all retire after the announcement – in fact, they managed to find their way into the Whole Foods and Sonic POS systems and steal cardholder data.

Law Enforcement 44

Law Enforcement Breach Point-of-Sale (POS) Processors 44

The Payments Association

OCTOBER 4, 2024

Cybercriminals are constantly innovating, targeting vulnerabilities in payment systems to carry out unauthorised transactions, identity theft, and data breaches. The rise of online shopping, contactless payments, and mobile wallets has increased the number of points where fraud can occur.

Cross-Border Payments 88

Cross-Border Payments Online and Mobile Banking Cross-Border Alternative Payment Methods 88

PYMNTS

FEBRUARY 10, 2017

Despite the growing usage of EMV chip card technology to help safeguard payment card data at the point of sale (POS), cybercriminals are turning to devices called “shimmers” to read card numbers and possibly access a card’s chip and obtain the PIN. Old Tools, New Tricks . A large chunk of U.S.

Account Takeovers 56

Account Takeovers CHIPS Chip Cards Fraud Detection 56

PYMNTS

NOVEMBER 27, 2019

The expansion of EMV chip-enabled payment cards has made it more challenging for fraudsters to steal credit card information at the point of sale (POS). Fraudsters, sadly, are also taking notice and are looking to take advantage of heightened retail activity to steal data and goods.

Point-of-Sale (POS) 60

Point-of-Sale (POS) AI Card Issuer Credit Cards 60

PYMNTS

DECEMBER 18, 2019

The company, as well as its sister QSR Bruegger’s Bagels, fell victim to a data breach in its point-of-sale (POS) system a year ago that compromised payment information collected at 265 of its store locations.

Innovation 52

Innovation Point-of-Sale (POS) Data Breach Breach 52

Stax

DECEMBER 20, 2023

One of the most famous data breaches happened to Target in 2013. Furthermore, your staff is likely the weakest point in your security due to the factor of human error – among other things. They were required to pay an $18M settlement, but losses are estimated to top $200M. A large part of that was simply lost customer revenue.

Credit Cards 88

Credit Cards Small Business Process Security 88

PYMNTS

MARCH 8, 2017

Now that the EMV liability shift deadline has come and gone, and data breaches keep happening and credit card information keeps getting stolen from point-of-sale (POS) systems, companies understand that EMV does not encrypt card data — it only authenticates the credit card. Is this an entirely new market for Bluefin?

Encryption 40

Encryption Data Breach Payment APIs and Integration Point-of-Sale (POS) 40

PYMNTS

MAY 6, 2019

Even when this level of trust is achieved, issues may still arise that lead to declined payments, chargeback claims and data breaches. Settlement delays are inherent in these kinds of pull payments, meaning merchants do not know at the point of sale (POS) if consumers actually have funds. .

Push-to-Card 44

Push-to-Card Risk Debit Card B2C 44

M2P Fintech

OCTOBER 19, 2023

Banks can create multiple touchpoints like mobile apps, online banking, Point of Sale (POS), physical branches, and Automatic Teller Machine (ATMs) for customers to transact. Storing data in the cloud reduces data breach risks and cyberattacks for banks, enhancing overall security.

Online and Mobile Banking 52

Online and Mobile Banking ATM Point-of-Sale (POS) Compliance 52

Stax

JULY 25, 2024

Years ago, point-of-sale (POS) systems were reserved for large enterprises with big budgets. Today, a small business is barely complete without a POS system. If you feel left out, the good news is that there’s a POS system out there ideal for your business. But there’s a much greater risk than theft— data breaches.

Small Business 88

Small Business PCI DSS CRM Online and Mobile Banking 88

Clearly Payments

JULY 16, 2024

Point-of-Sale (POS) Attacks: Fraudsters target POS systems to steal card information through methods such as skimming devices or malware. POS fraud incidents rose by 27% in 2023, highlighting the growing threat to physical retail locations.

Risk 52

Risk Identity Theft Phishing Account Takeovers 52

PYMNTS

MARCH 1, 2019

Point of sale underwriting — installment loans offered to consumers at the point of purchase that let them finance their buy over time, usually three to six months — is more an example of the latter case. Brexit : No deal, maybe a deal, or maybe no exit at all.

Finance 63

Finance Identity Theft Push-to-Card Underwriting 63

PYMNTS

DECEMBER 23, 2019

Over P2P payments, security at the gas station point of sale (POS) and even over direct deposits, there were a lot of moving parts last week that apparently had some issues moving in tandem. The theme this week was a bit of strife out in the ecosystem.

Venmo 52

Venmo Zelle Direct Deposit Federal Reserve 52

Stax

MARCH 26, 2024

Equally important is training staff in security best practices, empowering them to be the first line of defense against potential data breaches. Online terminals offer seamless online payment processing, streamline business processes, bolster security, and provide valuable insights into customer behavior and sales trends.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

Stax

APRIL 30, 2024

Depending on the business type, merchant processing solutions are of two types: Point-of-sale (POS) systems POS systems are a popular payment collection system, with more than 93,300 companies using them in the US alone. The risks of merchant processing include fraud, chargebacks, data breaches, and compliance risks.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88