PYMNTS

APRIL 21, 2020

HHS said that the attack was largely unsuccessful in its objective, however, as their servers were not impacted and business continued as usual. The primary reason for this continued use was convenience, cited by 54 percent of users.

AI 84

AI Fraud Prevention Cybersecurity Phishing 84

Stax

AUGUST 22, 2024

Implementing an effective risk management framework can help you minimize the impact of potential threats, ensure business continuity, and recover quickly in the face of adversity. PayFacs need to continuously track the financial health, chargebacks, transactions, and compliance activities of all their sub-merchants.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

NOVEMBER 30, 2017

was raised in 2016 from £20 to £30, the overall volume of contactless payments tripled. While, for many industry spectators, the growth in volume of contactless payments equated to a correlating drop in cash use, the actual numbers reveal that despite a growth in competition from alternate payment forms, cash is continuing to hold its ground.

Contactless Payments 66

Contactless Payments Alternative Payment Methods Online and Mobile Banking ATM 66

The Fintech Times

JUNE 20, 2024

“With this new securitisation, we’re poised to triple sales volumes and achieve significant capital efficiencies as we continue to drive billions in commerce to our retail network and, in turn, hundreds of millions in savings and subsidies to our customer base.

Product 59

Product Agreements Finance Payment Networks 59

PYMNTS

OCTOBER 23, 2020

While our business continues to be significantly affected by the impacts of the pandemic, our third quarter results have increased our confidence that our strategy for managing through the current environment is the right one,” Stephen J. Overall, total revenue for 3Q, excluding interest expense, was $8.8

Posting 56

Posting Volume Business Continuity Continuity 56

PYMNTS

JANUARY 19, 2020

“The company is going through a very important transition right now, moving to [become] a plant-touching company through acquisitions of former retail partners that will hopefully allow us to more efficiently run the business, and continue to provide good service to customers,” the spokesperson said.

Legal 57

Legal Debit Card ACH Credit Cards 57

PYMNTS

JANUARY 9, 2020

Enterprise digitization continues to ramp up the availability of data, and open up new opportunities for in-depth analysis of that information. Businesses demand actionable insights, and analytics technology must be tailored to users in a way that can guide corporate strategy. We continue to see the proliferation of paper checks.

AI 61

AI On-Demand Addressing Volume 61

Nanonets

APRIL 7, 2023

These applications have proven that they can significantly improve the quality of emails going out, increasing open rates, click-through rates, and ultimately leading to better business outcomes. This enables businesses to continually improve their email communication and achieve better results over time.

AI 97

AI Automation Process Volume 97

PYMNTS

MAY 13, 2020

While the pandemic has created unique circumstances of immeasurable strain and pressure on the global market, it’s also emboldened many to rise to the occasion and ensure business continues to flow with as little disruption as possible. The ability to quickly, securely and efficiently move funds within a day from the U.S.

Cross-Border 81

Cross-Border Cross-Border Payments Facilitators B2B 81

PYMNTS

JANUARY 14, 2021

While Target crushed eCommerce and even reported decent in-store sales volume, others like Nordstrom and Urban Outfitters had weak in-store traffic that even fairly good online volume couldn’t overcome. The 2020 holiday shopping season is shaping up to be a tale of two kinds of retailers. Target said it also saw a 4.3

Origination 61

Origination Volume Business Continuity Continuity 61

Open Banking

OCTOBER 19, 2023

Double the volume of payments in the first six months of 2023 than was seen in the first six months of 2022. Adoption of open banking continues at pace, with over 1 in 9 (11%) British consumers becoming active users, up from around 7% in December 2021. We look forward to continuing this work to deliver benefits for the wider industry.”

Small Business 52

Small Business Regulations Volume Consumer 52

PYMNTS

JANUARY 17, 2017

As more business continues to move to the internet, Fraugster’s vision of a fraud-free world is one that we should all be working towards.”. The startup reportedly said that it is already handling nearly $15 billion in transaction volume for several thousand merchants and payment service providers worldwide, including Visa.

AI 40

AI Fraud Detection Addressing Volume 40

PYMNTS

JANUARY 23, 2018

Steve Traut, co-owner and SVP of Sales at Superior Press , recently spoke with PYMNTS about why the company is helping banks stay up to date with technologies to help manage paper check volume, despite ongoing talk of its eventual demise. banking system, too,” the executive continued, adding that the U.S.

Remote Deposit Capture 43

Remote Deposit Capture Checks Same Day ACH ACH 43

PYMNTS

JANUARY 17, 2020

Yet, with AP solution providers enticed by the high payment volumes and values of the B2B arena, emerging solutions can sometimes be too large for the mom-and-pop shop on Main Street. That’s not to say that small- to medium-sized business (SMB) invoice payment challenges are any easier to overcome.

Faster Payments 61

Faster Payments B2B Small Business Venmo 61

PYMNTS

MARCH 1, 2018

Vantiv delivered double-digit merchant organic net revenue growth, as our strategy of expanding into high-growth channels and verticals continues to produce results. Worldpay met expectations, as its global eCommerce business grew by 20 percent. Both of those businesses continue to grow very strongly for us,” she said on the call.

Cross-Border Payments 43

Cross-Border Payments Cross-Border ISOs APACS 43

PYMNTS

JANUARY 24, 2018

Broken down a bit, the domestic card business saw ending loans at $8.2 CEO Richard Fairbank said in reference to auto loans that “while fourth-quarter auto originations were down 5 percent, compared to the prior year quarter, the auto business continues to grow. billion, up 8 percent over last year.

Credit Cards 40

Credit Cards Underwriting Adjustments Origination 40

Nanonets

OCTOBER 16, 2024

In this comprehensive guide, we'll explore what Intelligent Data Extraction is and how it works, the key differences between IDE and traditional OCR and the benefits IDE brings to businesses. The one-stop solution which delivers all necessary features, if you’re dealing with large volumes, is IDE.

Automation 52

Automation Compliance Process Legal 52

The Fintech Times

JUNE 13, 2024

Don Valentine , commercial director at Absoft , the business building solutions provider, advocates for a different approach – one that mitigates risk, accelerates migration, and ensures rapid access to high-quality transaction level data.

Due Diligence 59

Due Diligence Compromise Process Risk 59

PYMNTS

FEBRUARY 28, 2017

Banking giant JPMorgan Chase will look to invest more money in its credit card business, continuing a trend of technology initiatives focused on mobile in the mid-term while eyeing returning cash to shareholders. Investments are continuing into the P2P space and via QuickPay with annual transactions most recently numbering 94 million.

Returns 40

Returns Cost Structure Community Banks P2P 40

PYMNTS

JULY 13, 2020

A focus on omnichannel solutions is similarly vital to promote business continuity and consumer shopping regardless of the platform they’re on. That means targeting both merchants and consumers, often with solutions that overlap other user bases and point-of-sale (POS) systems. ”

Innovation 73

Innovation PayPal Point-of-Sale (POS) Alternative Payment Methods 73

The Payments Association

OCTOBER 11, 2024

Firms must continuously evaluate the financial stability, regulatory compliance, and track record of the institutions they choose to safeguard funds to ensure ongoing reliability, as any failure by these third parties could directly impact consumers.

Due Diligence 88

Due Diligence Audit Reconciliation Compliance 88

M2P Fintech

JANUARY 3, 2024

If tech infrastructure is not managed effectively, it impacts scalability, security, reliability, and business continuity. Core banking solutions should be scalable, considering the bank’s growth and increasing transaction volumes, without compromising performance.

Payment APIs and Integration 59

Payment APIs and Integration CRM Online and Mobile Banking Regulatory Compliance 59

PYMNTS

NOVEMBER 6, 2020

Uber Touts Delivery Business in Q3 Earnings Call. Uber’s ride-hailing business continued to see diminished use as ridership was lower by 52 percent year on year, a drop-off not fully displaced by the 190 percent YOY growth its delivery business experienced in Q3. billion in “pre-money equity value.”.

Payments 40

Payments Volume Business Continuity Transactions 40

FICO

MARCH 30, 2020

Lenders and DCAs have been trying to maintain business continuity in the face of a significant reduction in their workforce and the challenges of home basing those they can. This is normal practice, but the volume will rise, so don’t let work pressure create wrong practices — resource accordingly.

Returns 81

Returns Non-Bank Assessments Risk 81

PYMNTS

DECEMBER 11, 2019

and elsewhere has opened up an opportunity not only for new businesses to form, but for those young companies to leapfrog over the growing pains of digital transformation experienced by their peers in other markets, and emerge as tech-savvy, digital companies from the get-go. The gradual legalization of cannabis in the U.S.

B2B 52

B2B Payments Legal Process 52

PYMNTS

SEPTEMBER 12, 2018

“Organizations now have ready access to meaningful volumes and sources of data, which are providing AI solutions with meaningful data to detect patterns and understand behaviors.” ” Nearly all executives (97.2

AI 46

AI Research Small Business Volume 46

CB Insights

JUNE 17, 2020

Continuous & remote diagnostics. Life after Covid: Continuation or backlash? As infrastructure improves and these services become more familiar, telehealth tech, continuous and remote diagnostics, remote mental healthcare, virtual fitness, and aging-in-place technologies could continue to grow even after the pandemic subsides.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

FICO

NOVEMBER 30, 2022

This can be done through a combination of macroeconomic factors and transactional data serving as early warning indicators and delivering input into business continuity planning and credit risk strategies. Please do continue to track inflation specific to your geography and its impact on your customers. Finally, as a reminder:

Risk 52

Risk Credit Cards Online and Mobile Banking Regs 52

M2P Fintech

OCTOBER 19, 2023

Advantages of Core Banking Systems Real-time transaction processing: Cloud-based modernized core banking systems process large volumes of data quickly, eradicating delays and enabling real-time transactions. Now, let’s explore the advantages of the core banking systems. This enhances customer experience and boosts employee productivity.

Online and Mobile Banking 52

Online and Mobile Banking ATM Point-of-Sale (POS) Compliance 52

EBizCharge

MAY 2, 2024

Some may feel they’re overpaying , which could impact customer loyalty and damage a business’s reputation. Competitive disadvantage: If competing businesses continue to absorb credit card fees, it may put the use of no fee credit card processing at a disadvantage pricewise.

Credit Cards 52

Credit Cards Process Processors Legal 52

Lending Front

MARCH 2, 2021

Achieve business continuity in an unpredictable environment: As made evident by the events of the last year, being able to adopt new operational procedures overnight is a critical feature of any modern enterprise. Small business lending is no exception.

Credit Union 40

Credit Union Small Business Underwriting Procedures 40

Nanonets

JUNE 12, 2023

Why OCR and Document Data Extraction is needed in OneDrive Optical Character Recognition (OCR) and document data extraction are valuable tools for organizations and businesses that use OneDrive. Business Continuity: In the event of a physical disaster, important documents can be lost if they aren't digitally stored.

Automation 52

Automation Compliance Record Retention Process 52

Nanonets

JUNE 28, 2023

The Need of OCR and Document Data Extraction for Salesforce In the age of digital transformation, businesses are inundated with vast amounts of data. Customer interactions, business transactions, and administrative procedures generate massive volumes of documents that require careful management.

CRM 52

CRM Automation Process Fed 52

Seon

MAY 23, 2024

across age groups and income brackets, the volume of digital activities and transactions are on the rise – and effective fraud prevention measures have never been more critical to safeguard a business’s bottom line. Safeguard Your Business, Protect Your Future Don’t let fraud drain your resources.

Fraud Prevention 52

Fraud Prevention Deepfake Fraud Detection Authentication 52

Nanonets

SEPTEMBER 29, 2023

However, as your business scales, the volume of payments multiplies, making manual tracking overwhelming and error-prone. Scalable: As your business continues to grow, manual payment management becomes increasingly challenging to scale.

Payments 52

Payments Reconciliation Automation ACH 52

FICO

MAY 18, 2020

In the first-party space, there continues to be a focus on the customer and customer service, as well as increased interest from the offices of the CFO and CRO as to how risk and operations are minimising unnecessary impairments. Keep a continuous track of portfolio deterioration, whilst preparing to rebuild the liquidity coverage ratio.

Regulations 52

Regulations Credit Risk Push-to-Card Risk 52

FICO

MARCH 25, 2020

Business Continuity Planning. Most C&R operations have high volumes of staff across tightly knit teams. Without those 2-way capabilities, C&R operations will simply see increased inbound calls, increased customer wait times and see their contact centres become the cause of customer frustration.

Risk 40

Risk Best Practices Data Security Governance 40