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Fee amount The amount that can be charged for CC fees is determined by credit card company regulations. Credit cardnetworks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower.
Try negotiating caps after volume thresholds or bundled transaction pricing. Costs for authorizations, captures, batch settlement entries, decline fees, and other lifecycle events nickel and dime merchants. Transaction fees especially erode thin-margin businesses with average tickets under $15.
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