PYMNTS

NOVEMBER 10, 2020

To get a sense of just how hard it is for cryptocurrencies to gain, well, currency in everyday life, consider bitcoin, perhaps the granddaddy of cryptocurrencies — and still the 900-pound gorilla in the space, with roughly two-thirds of the market cap across the entire sector. Back in May, i2c Inc.

Cryptocurrency 129

Cryptocurrency Blockchain Bitcoin Online and Mobile Banking 129

PYMNTS

DECEMBER 4, 2020

This week, Stripe introduced banking services, we get a glimpse of the EU's upcoming Digital Services Act and PYMNTS' data reveals online purchases ruled Black Friday. Mastercard Intros Mobilized Virtual Cards; Defines Intersection Between Functionality And Security. The Weekender can catch you up.

Visa 60

Visa Online and Mobile Banking Push-to-Card Digital Currency 60

PYMNTS

JANUARY 15, 2019

Federal Reserve asset cap on Wells Fargo will last all year instead of through the first half, said the bank’s CEO Tim Sloan on Tuesday (Jan. Wells Fargo also reported single-digit gains in credit and debit cards. The bank also reported general purpose credit card point-of-sale (POS) purchase volume of $20.2

Credit Cards 46

Credit Cards Federal Reserve Caps Debit Card 46

Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. The Light Account has a monthly cap of 3,000 UDIS (investment units), which equals approximately 24,000 Mexican pesos. Card holders can use their physical card at more than 10,000 Banorte ATMs.

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

EBizCharge

NOVEMBER 12, 2024

Choosing the right merchant service provider is crucial since these providers facilitate electronic payments that will allow your business to accept credit and debit cards and ACH/eChecks, which can significantly impact sales and customer satisfaction. So, asking the right questions can make all the difference.

Service Provider 52

Service Provider MSPS Payment Gateways Debit Card 52

PYMNTS

JANUARY 15, 2019

A Federal Reserve asset cap on Wells Fargo & Co. will last all year instead of through the first half, the bank’s CEO, Tim Sloan, said Tuesday (Jan. Wells Fargo also reported single-digital gains in credit and debit cards. The bank also reported general purpose credit card point-of-sale purchase volume of $20.2

Credit Cards 43

Credit Cards Federal Reserve Debit Card Online and Mobile Banking 43

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Stax

JANUARY 1, 2024

Accounts combining high-interest rates, no fees, and advanced online solutions are available. Equipped with knowledge of the accounts and a thorough assessment of the internal requirements, getting set up is as simple as visiting a branch or going online.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

Clearly Payments

AUGUST 1, 2024

Interchange rates, also known as interchange fees , are the charges paid between banks for the acceptance of card-based transactions. Conversely, these fees also support the infrastructure and services provided by issuing banks, including fraud protection and customer rewards programs. for credit cards. for credit cards.

Process 52

Process Online and Mobile Banking Fraud Prevention Payments 52

Clearly Payments

FEBRUARY 12, 2024

Bank of America launched the BankAmericard in 1958, widely considered the first credit card available to consumers, which eventually evolved into Visa. In 1966, a group of California banks formed the Interbank Card Association (ICA), later known as Master Charge and then Mastercard.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

PYMNTS

JULY 5, 2017

multinational banking and financial services holding company JPMorgan Chase has reportedly made an early-stage bid for the acquisition of U.K. The report noted that Worldpay processes millions of in-store, online and mobile phone payments in the U.K. payment company Worldpay Group. Here’s other grist for the mill.

Online and Mobile Banking 46

Online and Mobile Banking Caps Cross-Border PayPal 46

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. From big banks to big tech. From big banks to big tech.

Finance 77

Finance Online and Mobile Banking Advisors Micro-Entry 77

PYMNTS

OCTOBER 22, 2020

As to who’s got the money, and where it’s going, private equity investments have grown from tens of billions of dollars several years ago to hundreds of billions, approaching trillions of dollars (if counting the market caps of firms that have gone public.). Debit cards work virtually. billion, with an average deal size of $385.5

FinTech 67

FinTech Online and Mobile Banking Privacy B2B 67

Stax

MARCH 14, 2024

Online and contactless adoption multiplied, and digital payments rose. Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. ACH payments take up to three days to process and cost around 1% of the transaction with a $10 cap.

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

MAY 29, 2018

The QR Payment Mark will not only tell consumers that a particular merchant employs the digital payments tool, but serve as an application indicator on a consumer’s mobile device. That risk was behind The People’s Bank of China ’s implementation in April of an approximately $80 spending cap for QR-based payments.

Financial Inclusion 48

Financial Inclusion EMV Payments Tools Online and Mobile Banking 48

PYMNTS

JUNE 26, 2017

PayPal announced news that soon, Venmo and PayPal users will be able to send money transfers via its mobile app in a heartbeat to anyone they want — and have the receiver access and use those funds — in a heartbeat — anywhere that Visa and Mastercard debit cards are accepted. Which is pretty much everywhere.). Stay cool.

Venmo 46

Venmo PayPal Online and Mobile Banking Visa 46

Stax

AUGUST 22, 2024

According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. Fraudulent transactions Malicious parties are always on the lookout to exploit vulnerabilities online to steal information and money.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

FICO

JUNE 14, 2021

Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. BNPL: Even the smallest purchases can now be broken into bite-size chunks. .

BNPL 52

BNPL Online and Mobile Banking Credit Cards Wire Transfer 52

PYMNTS

APRIL 17, 2017

So, while McKelvey lost out on that $2,000 sale — he and his (friend) and Co-Founder Jack Dorsey — the founder of Twitter — did end up with a $17 billion idea (Square’s market cap at the time this piece went to press). this is an advantage over Visa, given its large debit footprint. Users can only spend what’s on the card.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

PYMNTS

NOVEMBER 8, 2017

Interest in real-time payments platforms is growing at an ever-faster pace,” reflected FIS’ chief operating officer for banking and payments, Anthony Jabbour, in a statement. Consumer payments and demand for faster mobile payments solutions drive the development of Denmark’s program, FIS explained. With the U.K.’s

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

Fintech Labs Insights

JANUARY 24, 2025

This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers. Weve been obsessed with new fintech products since before the term was invented.

Product 12

Product FinTech Online and Mobile Banking Credit Union 12

PYMNTS

JULY 1, 2016

bank stocks have been hammered – so severely, in fact, that storied names like Barclays lost about a third of their value, literally, overnight, not to mention, perhaps their perch as attractive FinTech incubator. Merchants claimed that the card networks barred them from enabling customers to use a cheaper payment form at checkout.

Debit Card 40

Debit Card Online and Mobile Banking Volume Processors 40

Fintech Labs Insights

APRIL 12, 2022

Finding the right bank shouldn’t be. We’ve been on both sides of the table, 25 years running a small business, 5 years working in a bank, and 25 years advising banks on their digital retail banking and lending services. Bullet-proof fraud protection (no cap in maximum dollars*). Mobile app. Debit card.

Small Business 15

Small Business Accounts Online and Mobile Banking Authentication 15

Fintech Labs Insights

JUNE 29, 2023

Companies with a significant volume of credit/debit card payments rely heavily on payment processors to keep them afloat. The score is based on VC funding, website traffic, mobile downloads, and the number of employees. all prior to 2021 ( Crunchbase ) – Market cap: $48.6B (29 June 2023) – Revenues: $7.4B

Small Business 15

Small Business Processors Digital Payments Online and Mobile Banking 15

CB Insights

MARCH 27, 2018

Companies are arranged in descending order of market cap (as of 03/16/18). . “This market cap is not justified,” he said on CNBC’s Fast Money three days after the announcement. Longfin corp. Note: Longfin Corp began trading on NASDAQ on 12/12/17. . 48-hr stock change: 1,717%. Industry: Fintech. Exchange: NASDAQ.

Blockchain 48

Blockchain Cryptocurrency Bitcoin Accreditation 48

Fintech Labs Insights

JUNE 16, 2016

million to launch its virtual bank. Full-service digital bank. Mobile rent payments. Mobile ordering & payment app. Tags: SMB, merchants, acquiring, credit/debt card processing, restuarants, payments. EZBob landed a $25 million debt commitmen t to increase its SMB lending. Tink raised $10.2 Source: Finovate.

Underwriting 16

Underwriting FinTech Debit Card Online and Mobile Banking 16

PYMNTS

JANUARY 7, 2019

Leave Mobile Payments, Embrace Ambient Commerce. And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. Naturally, I have a few thoughts.

Online and Mobile Banking 82

Online and Mobile Banking Mobile Payments Innovation Consumer 82