PYMNTS

NOVEMBER 26, 2018

That, combined with ballooning debt and ongoing trade disputes with the U.S., According to Coface’s Asia-Pacific Economist Carlos Casanova, China should consider easing interest rate caps that discourage banks from lending to small businesses.

Small Business 51

Small Business Non-Bank Disputes Caps 51

Finovate

APRIL 1, 2024

that will see interchange fees both lowered and capped. Per the settlement, these interchange fees – also known as swipe fees – will be lowered and capped until 2030. Visa and Mastercard announced that they have reached a major settlement with merchants in the U.S.

Visa 59

Visa Settlement Credit Cards Caps 59

PYMNTS

APRIL 9, 2020

Former Rue21 CEO Bob Fisch said in a recent interview that department stores were “fossils” and belonged in museums only, and new market data doesn’t seem to dispute his opinion. Nordstrom said it could face distressed fiscal conditions due to the virus’ effects, and Macy’s market cap has dropped to around $2.1

Disputes 52

Disputes Caps Product 52

PYMNTS

SEPTEMBER 6, 2016

The Financial Ombudsman Service (FOS) is the agency that intervenes in consumer disputes with banks or insurers. that moved to cap interest charged by payday lenders. The first six months of 2016 have not been good for U.K. Britain’s financial ombudsman confirmed these figures earlier today (September 6).

Disputes 40

Disputes Caps Consumer Accounts 40

PYMNTS

JUNE 7, 2019

With Chargeback Protection, businesses on Stripe are automatically reimbursed for the cost of a disputed charge and any associated fees. Stripe said the new service is based on Radar, its tool that prevents fraud and protects against future chargebacks. That’s in addition to the safeguards Stripe offers customers against fraudulent charges.

Visa 68

Visa FBI Cross-Border Fraud Prevention 68

Electronic Payments Coalition

MARCH 26, 2024

merchants, more than 90 percent of which are small businesses, lowering credit interchange rates and capping those rates into 2030. The agreement will cap the reduced credit interchange rates for five years, providing an unprecedented level of cost certainty long sought by merchants. merchants, comprised largely of small businesses.

Agreements 52

Agreements Payment Networks Settlement Credit Cards 52

PYMNTS

MARCH 13, 2020

“Now you have a perfectly good supplier capped out with their line of credit, and they have a buyer that doesn’t really want to accelerate payment on their behalf.”. Not every corporate buyer can pay an invoice early, even with an early payment discount, he added.

Finance 69

Finance Payment APIs and Integration Due Diligence Underwriting 69

PYMNTS

MAY 10, 2019

The headlines are focused on trade disputes and the interconnectedness of the world economy. Here is where, even with a bit of dampened enthusiasm headed into the Friday bow, Uber may be differentiated enough to command a valuation (measure in market cap) greater than that of Lyft. However, those conduits may be fickle.

Caps 61

Caps On-Demand Disputes Use Case 61

PYMNTS

MARCH 17, 2020

But insurance companies, as the site noted, also have been able to pre-negotiate the amounts for which they are liable, which in effects caps liability, or a specific number of days of outage. There will be insurance coverage disputes.” 8 is the date at which COVID-19 has been classified by authorities as a notifiable disease.

SARS 64

SARS Economy Shutdown Fed 64

PYMNTS

JULY 21, 2016

That led to a market cap of roughly $8 billion, which would be a unicorn on steroids. Jabong, an online fashion portal that is owned by Global Fashion Group, which is in turn backed by Rocket Internet, may be headed to a legal dispute.

Disputes 40

Disputes Caps P2P Legal 40

PYMNTS

MARCH 6, 2020

Trade disputes, the connected economy, new banks, cryptocurrency, mobile wallets, instant payments, trade disputes, mergers and acquisitions, biometrics, synthetic identity fraud — we could literally go on and on.

Online and Mobile Banking 60

Online and Mobile Banking Disputes Economy Push-to-Card 60

The Payments Association

OCTOBER 14, 2024

They want value-added features like seamless self-servicing options and exceptional customer service, especially during critical moments like fraud or merchant disputes. However, he highlights that CX, during moments of distress, such as fraud or dispute cases, is often overlooked.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

PYMNTS

JUNE 12, 2018

But according to AlixPartners, that same technology that promotes transparency down the supply chain is capping buyers’ ability to pass back any price increases to end buyers. “Advances in technology have also increased productivity and lowered costs for businesses and consumers,” the report stated.

AI 43

AI Caps Automation Cross-Border 43

Nanonets

SEPTEMBER 8, 2023

ACH fees can be influenced by transaction volume and service provider factors but are typically capped at $5 per transaction. Once initiated, you cannot cancel a wire but can be recalled or disputed. However, dispute resolution isn't guaranteed. Cost - Wire transfers have substantially higher fees compared to ACH payments.

Wire Transfer 52

Wire Transfer Wire Wires ACH 52

PYMNTS

FEBRUARY 18, 2019

Avia’s Coalition Against Piracy (Cap) however, noted, per reports that “The damage that piracy does to the creative industries is without dispute. Some consumers have even canceled subscriptions as a “direct consequence of owning an ISD,” according to SunStar.

Disputes 58

Disputes Caps Consumer Research 58

PYMNTS

MAY 26, 2016

Curve said American Express had doubts about how it handles disputes like refunds and chargebacks. Curve’s solution, because it is geared toward small businesses, is considered a commercial card and is therefore exempt from the interchange fee caps imposed on consumer cards.

Rules 40

Rules Small Business Commercial Card Payer 40

PYMNTS

JULY 6, 2016

agency that worked with banks on consumer disputes (the Financial Ombudsman Service), has brought the law firm Quinn Emanuel Urquhart & Sullivan LLP to draft the suit. Capped interchange fees often hit consumers in their pocketbooks as rewards – funded in part by interchange – hit the skids.

Visa 40

Visa Cross-Border Caps Online and Mobile Banking 40

EBizCharge

JUNE 28, 2024

It’s essential to check with legal counsel or financial advisors to align with the latest legal standards and avoid potential penalties or customer disputes. Credit card networks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower.

Credit Cards 52

Credit Cards Legal Debit Card Disputes 52

PYMNTS

JULY 1, 2016

When bitcoin was first released, a cap was placed on how many bitcoin could ever be produced. 10.5B | Bitcoin’s estimated market cap. Of course, there’s Brexit , too, that pushed bitcoin’s prices even higher. Bitcoin halving is an adjustment to bitcoin’s design in order to control how many new bitcoin can be created.

Risk 47

Risk Bitcoin Digital Currency Caps 47

EBizCharge

JULY 25, 2024

Surcharge Limits: The surcharge cannot exceed a certain percentage of the transaction amount, usually capped at 4%. Furthermore, presenting surcharge information upfront complies with card brand rules and can protect merchants from potential legal disputes. The European Union took a different approach.

Best Practices 52

Best Practices Credit Cards Compliance Debit Card 52

PYMNTS

MAY 24, 2019

billion valuation happened at the same time that media and analysts continue to pile onto Uber — namely, its disappointing IPO performance , its valuation on the lead-up to the IPO and now its questionable market cap. The news of Nextdoor.com’s capital raise and $2.1 Karen Webster digs deep into this particular part of payments and commerce.

Instant Payments 43

Instant Payments Contactless Payments Payments Credential 43

PYMNTS

JANUARY 28, 2019

Mastercard and Visa, in negotiations with the European Commission , had offered to put a cap on the fees applied to card payments by tourists in the EU to end the antitrust investigation. A few days later, Google had decided how it would respond to the fine — it will be disputing it. The two payment companies have proposed a 0.2

Money Laundering 51

Money Laundering Visa Credit Cards Regulations 51

PYMNTS

AUGUST 14, 2018

But despite frequent disputes and ongoing debates, the regulatory landscape has changed tremendously, particularly on the state level, over the last five to 10 years.

CFPB 40

CFPB Rules Laws Regulations 40

Fintech Labs Insights

APRIL 12, 2022

Bullet-proof fraud protection (no cap in maximum dollars*). Expedited dispute resolution*. Here is the latest iteration of what should small business owners should look for in a bank (digital or traditional). Must-have features: Email/SMS customer service (extended business hours). ACH/electronic payments*. Bill payment*.

Small Business 15

Small Business Accounts Online and Mobile Banking Authentication 15

PYMNTS

JULY 1, 2016

The case itself stems from a long-standing dispute between card networks and merchants over interchange and swipe fees toward merchants when shoppers paid with credit and debit cards. Merchants claimed that the card networks barred them from enabling customers to use a cheaper payment form at checkout. Like stuff.

Debit Card 40

Debit Card Online and Mobile Banking Volume Processors 40

Segpay

FEBRUARY 28, 2024

Try negotiating caps after volume thresholds or bundled transaction pricing. Chargeback Fees Disputed charges initiate time-consuming arbitration processes with administrative fees imposed on merchants. Too many disputes also risk account reviews or terminations.

Processors 52

Processors IRS Push-to-Card Non-Bank 52

CB Insights

NOVEMBER 16, 2017

Startups can end up with as many as five or six different VCs in their cap table. The IPO also capped a highly productive series of deals for Lightspeed Venture Partners, whose investment of about $8M grew to be worth $2B. The IPO gave Alibaba a market cap of $231B — and valued SoftBank’s stake in the company at well over $60B.

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78

Fintech News

OCTOBER 27, 2024

Recourse Stage: For cases outside the SRF scope or without duty breaches, consumers can pursue mediation with the Financial Industry Disputes Resolution Centre (FIDReC) or seek civil action through the courts. This inclusion acknowledges the increased risk of significant losses from e-wallets and mandates robust consumer protection controls.

Phishing 134

Phishing Scams Blocks Authorization 134

The Payments Association

FEBRUARY 17, 2025

High rolling reserves, volume caps, prolonged settlements, and excessive chargeback thresholds make scaling and market expansion difficult. Chargebacks and fraud are particularly prevalent in the sector, often driven by disputed transactions, unauthorised trading activity, and organised fraud syndicates.

Fraud Prevention 88

Fraud Prevention RTP Settlement Payments 88

Clearly Payments

JANUARY 8, 2025

Bitcoin, Ethereum, Binance Coin, and several others remain the largest by market cap. Other key factors include: Consumer Protection : Most credit cards come with fraud protection and the ability to dispute charges, building trust among users.

Credit Cards 105

Credit Cards Cryptocurrency Cross-Border Volume 105