PYMNTS

APRIL 29, 2016

As is well known by now, Ant Financial , the Chinese micro-lending Internet player, has raised a whopping $4.5 The funding is a striking portrait of demand by investors with dry powder to gain entry into a nascent, technology driven market. billion in its latest financing round, a tidy sum above the $3.5

CFPB 40

CFPB Micro-Entry PayPal Caps 40

CB Insights

DECEMBER 4, 2019

However, this may be because the company is limited on how much capital it can lend without raising bank debt, or may be a strategic decision to keep a cap on growth to avoid regulatory pushback. Its first entry point in the market was in payments in October 2014. in 2017 and 2.6% Source: December 2017, American Banker.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

DECEMBER 5, 2016

They’re doing that at the same time regulators seem to be working overtime to put traditional banks at a competitive disadvantage. Now, retail — like banking — is being challenged by a new competitor: that small mom-and-pop online bookseller that, 20 years later, has become the world’s most valuable retailer (as measured by market cap).

Online and Mobile Banking 86

Online and Mobile Banking Payments Ubiquitous Consumer 86

PYMNTS

DECEMBER 5, 2016

They’re doing that at the same time regulators seem to be working overtime to put traditional banks at a competitive disadvantage. Now, retail — like banking — is being challenged by a new competitor: that small mom-and-pop online bookseller that, 20 years later, has become the world’s most valuable retailer (as measured by market cap).

Online and Mobile Banking 59

Online and Mobile Banking Payments Push-to-Card Consumer 59