What card issuers need to know about 3DS
Payments Dive
APRIL 15, 2024
Card programs can increase purchase authorization rates without taking on undue fraud-liability risk with 3-D Secure (3DS). Here’s what it is and how card issuers can leverage it.
Card Issuer Related Topics 
CFPB warns card issuers on credit reports
Payments Dive
FEBRUARY 21, 2023
The Consumer Financial Protection Bureau has threatened action over card issuers not reporting full consumer payment data for tracking credit histories.
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Unlocking the potential of card issuer processors: Challenges and opportunities
The Payments Association
JULY 19, 2024
Card issuer processors face integration, compliance, and fraud challenges but can stay competitive by streamlining processes and enhancing customer experiences. Read more
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Ultimate events guide for card issuers and payments professionals in 2024-2025
The Payments Association
SEPTEMBER 8, 2024
Explore the must-attend conferences and expos for card issuers and payments professionals to stay ahead of industry trends and enhance networking opportunities. Read more
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Why Click to Pay integration is now critical for card issuers
The Payments Association
OCTOBER 28, 2024
The card scheme Click to Pay mandate underscores this evolution, making it mandatory for issuers to adopt a more streamlined, card-on-file experience that prioritises security and user convenience. Emphasising speed, adaptability, and customer experience is key to staying competitive.
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Card issuers defend late fees
Payments Dive
JULY 6, 2023
senators, the top 10 credit card issuers outlined their late fee practices and warned of potential consequences if fees are capped as the CFPB has proposed. In responses to a group of U.S.
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Biometric payment cards enter the spotlight as European spending habits shift
Payments Source
SEPTEMBER 7, 2020
Biometric cards have garnered more attention in recent times through various trials, but the coronavirus pandemic looks set to accelerate their adoption with a series of major card issuers beginning to roll out the technology.
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Can biometric cards ride the surge in contactless payments?
Payments Source
JANUARY 25, 2021
Biometric authentication has always been a challenging subject with consumers, who are accustomed to using the technology to unlock their phones but are still wary about how much personal information they share with retailers and card issuers.
Mastercard to be dinged by Discover deal
Payments Dive
FEBRUARY 21, 2024
While both Mastercard and Visa will be impacted by Discover Financial Services’ plan to be acquired by card issuer Capital One, the former is likely to bear the brunt of the blow.
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Mastercard floats crypto credential service
Payments Dive
MAY 31, 2024
The card issuer joins its tech and payments peers in integrating crypto into the traditional financial system.
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CFPB gives credit card issuers flexibility on billing disputes
Payments Source
MAY 13, 2020
With the pandemic's economic toll leading to elevated billing error notices, the consumer bureau said card companies will not be cited if they fail to meet the typical time frame for resolving disputes.
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Walmart and Capital One break up
Payments Dive
MAY 24, 2024
The retail behemoth and its credit card issuer said in a terse, joint press release Friday that they’re parting ways.
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Highnote receives certification as a Visa card issuer processor
The Paypers
DECEMBER 14, 2022
US-based card platform Highnot e has expanded its collaboration with Visa to include certification as Visa card issuer processor under its fleet management solutions.
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CFPB $8 late fee cap edges toward reality
Payments Dive
APRIL 17, 2024
Despite an industry-backed lawsuit seeking to stop the Consumer Financial Protection Bureau’s new $8 late fee rule, bank card issuers are bracing for potential implementation.
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Visa, Mastercard say CrowdStrike didn’t impact networks
Payments Dive
JULY 22, 2024
Still, cardholders may have been affected, particularly in Europe, as some bank card issuers were hit by the cybersecurity company’s update snafu.
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Amex EVP weighs in on fraud trends
Payments Dive
DECEMBER 19, 2023
Beating back fraud can feel “a bit like a vicious circle,” as the industry improves its capabilities and fraudsters pivot, said Tina Eide, an executive vice president focused on fraud at the card issuer.
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Visa, Mastercard depict bank failure impact
Payments Dive
MARCH 15, 2023
As bank card issuers faltered this past weekend, the card networks monitored payments closely, Visa and Mastercard executives said at a conference.
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Credit Card Issuer: What They Do & How They Operate
Paystand
OCTOBER 18, 2024
Table of Contents What is a credit card issuer? Who can be a credit card issuer? How do credit card issuers operate within the payment cycle? What do credit card issuers do? Eliminate credit card fees with Paystand
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Amex CEO weighs in on Apple card reports
Payments Dive
DECEMBER 6, 2023
The card issuer’s premium designation isn’t compatible with all potential card issuing partners, Amex CEO Steve Squeri said Tuesday.
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Why card issuers cling to legacy tech despite a demand for modernization
Payments Source
APRIL 5, 2021
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Virtual B2B cards emphasize digital distribution as lockdowns continue
Payments Source
DECEMBER 6, 2020
Banks trudging along slowly with digital advancements are getting a push from virtual card technology providers touting the concept of mass distribution for commercial card issuers.
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Demand for credit cards climbed this year
Payments Dive
NOVEMBER 22, 2022
Consumer demand for credit cards rose this year over prior years, and card issuers increasingly approved their applications despite the worsening economic climate.
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Discover CEO Roger Hochschild resigns
Payments Dive
AUGUST 14, 2023
The card issuer appointed board member John B. Owen as interim CEO and president on Sunday, effective Monday.
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6 ways 2020 was a bad year for credit cards
Payments Source
JANUARY 8, 2021
Credit card issuers also suffered, as demand lagged heavily for new cards and their overall spending dropped considerably during the year.
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Discover finds tech upskilling model in Chicago hub
Payments Dive
AUGUST 11, 2023
The card issuer looks at the Chatham call center and technology hub as a model for site selections, hiring procedures, customer service experience and community development.
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Synchrony signals openness to Walmart
Payments Dive
APRIL 20, 2023
Despite a somewhat troubled past with Walmart, the card issuer appears to be raising its hand if the retailer is looking for a new credit card partner.
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Lessons for card issuers from the point-of-sale credit craze
Payments Source
DECEMBER 14, 2020
Demand for buy now, pay later (BNPL) services in the U.S. is surging as cash-strapped consumers welcome the opportunity to get instant loans minus any official credit inquiry.
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Splitit enables banks to offer in-checkout instalment payments
Finextra
APRIL 24, 2024
Card-linked instalment payments platform Splitit has launched FI-PayLater for banks and card issuers.
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Amex pays $15M OCC penalty
Payments Dive
JULY 25, 2023
The card issuer paid the fine for failing to properly monitor a third-party affiliate and in connection with its courting of small business clients, the agency said.
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Barclays replaces Goldman Sachs as GM card issuer
Payments Dive
OCTOBER 14, 2024
The London-based consumer bank will issue two GM credit cards in the U.S., beginning next summer.
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Mastercard Unveils Open Banking Programme for Card Issuers in the US
The Fintech Times
MARCH 1, 2024
The post Mastercard Unveils Open Banking Programme for Card Issuers in the US appeared first on The Fintech Times. Mastercard is also hoping to strengthen the ecosystem for all participants, making relevant use cases safer, simpler and more accessible through open banking.
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Navigating the future of overdraft fees: Insights for debit card issuers
The Payments Association
JUNE 28, 2024
New regulations will cap overdraft fees, drastically reducing them from around $30 to approximately $3, significantly impacting banks' revenue streams. Read more
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Navigating the future of overdraft fees: Insights for debit card issuers
The Payments Association
APRIL 21, 2024
New regulations will cap overdraft fees, drastically reducing them from around $30 to approximately $3, significantly impacting banks' revenue streams. Read more
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JCB expands acquiring through ACI, eyes Uzbekistan
Payments Source
JANUARY 12, 2021
Japanese card issuer and acquirer JCB International has worked with real-time payments software provider ACI Worldwide to launch a web API-based payment service.
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JCB to begin Phase 2 trials of offline CBDC
Finextra
DECEMBER 13, 2023
Japanese card issuer JCB is moving to Phase 2 of a pilot to trial offline P2P payments for a central bank digital currency (CBDC).
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Marqeta to provide tokenization for JPMorgan virtual cards
Payments Source
JULY 28, 2020
The global card issuer will provide its tokenization technology for JPMorgan Chase's virtual card program in early 2021.
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BofA to reissue 4 million cards in rapid contactless push
Payments Source
JUNE 2, 2019
While major card issuers such as Chase and Wells Fargo roll out NFC-enabled credit and debit cards incrementally, Bank of America is taking much more aggressive approach.
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Artificial Intelligence Starting Points for Card Issuers
Innovative Payments Association
MARCH 7, 2024
Guest post by Emily Rueth , Managing Director & Founder of Vicuse Payments Advisors For card issuers, embracing and implementing even the most basic use cases for artificial intelligence (AI) can revolutionize your operations and enhance customer experiences.
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Driving payments innovation in the global travel space
Payments Dive
JULY 9, 2019
Airlines, travel agencies, payments processors and card issuers all need to recognize the role that speed, reliability and efficiency must be top of mind to maintain strong relationships with your customers. Innovations in the payments space are driving significant changes in the global travel industry.
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Green Dot readies GO2bank to take on new generation of challengers
Payments Source
NOVEMBER 5, 2020
s status among the underbanked, the prepaid card issuer is diving into their market by unveiling a challenger bank of its own. As challenger banks threaten Green Dot Corp.'s
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Capital One insists Discover deal won’t increase card fees
Payments Dive
AUGUST 14, 2024
The bank and credit card issuer told regulators in a letter that competition will require it to keep its products fairly priced.
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Credit card firms split on fate of consumers while U.S. cuts aid
Payments Source
SEPTEMBER 1, 2020
Capital One Financial is reining in credit lines to reduce its exposure while the nation’s largest card issuer, JPMorgan Chase, is rolling out a new card designed for travelers and diners.
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Visa Brings Travelers Peace of Mind with New Digital Card Replacement
Fintech Finance
JUNE 26, 2024
Kicking off the summer travel season, Visa (NYSE:V), a global leader in digital payments, today announced its Digital Emergency Card Replacement, a new service that promptly delivers a digital card replacement on behalf of card issuers via text or email.
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Banks seek tech developers to avoid missing the boom in digital cards
Payments Source
SEPTEMBER 8, 2020
The pandemic-driven move to electronic payments isn't slowing down, and card issuers are finding an eager group of innovators promising a speedy migration to digital card production.
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