The Payments Association

JANUARY 3, 2025

Participants noted that while unauthorised fraud, which accounted for annual losses of 709 million, such as remote purchase, remote banking and lost and stolen cards, has remained relatively steady, authorised fraudparticularly investment, purchase, impersonation and romance scamshas surged in recent years to 460 million.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Let’s hop into the time travel machine this Monday morning and go back to the year 1973. Here’s why. and other countries) over political differences. Gas station operators followed the government’s rules.

Consumer 78

Consumer Caps Credit Cards Push-to-Card 78

FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Push-to-Card 63

Push-to-Card Card Issuer Debit Card Compliance 63

CB Insights

DECEMBER 4, 2019

While the anticipation for Amazon’s plunge into banking gets louder each year, it’s important to first understand Amazon’s existing strategy in financial services — what Amazon has launched and built, where the company is investing, and what recent products tell us about Amazon’s future ambitions. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Virtual card issuance. Business lending and corporate cards. Supporting merchant partner growth. Growing the internet economy.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

FICO

OCTOBER 20, 2020

FICO monitors the UK credit market using data reported by the UK’s leading credit card issuers through its FICO® Benchmark Reporting Service. Our UK Credit Report for August 2020 provides a clear picture of the ongoing impact of COVID-19 on consumer finances. Spend on UK cards continues to increase.

Issuers 52

Issuers Push-to-Card Credit Cards Card Issuer 52

FICO

JUNE 16, 2022

The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Unemployment rate is typically a key factor used in credit card loss forecasting models due to its high correlation with delinquency and loss.

Credit Cards 52

Credit Cards Push-to-Card CHIPS Credit Limit 52