Remove Card Network Rules Remove Payment Gateways Remove Volume
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Understanding Payment Processing Compliance When Implementing Credit Card Surcharging

Stax

It’s mandatory for all merchants and service providers that accept credit card payments. They’re classified into four levels based on the volume of credit card transactions they process. It’ll help you determine if they can accommodate your business growth, particularly a sudden spike in credit card transactions.

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Can You Decrease Credit Card Interchange Fees?

Stax

Negotiate with payment processors While you can’t negotiate interchange fees, you can negotiate the fees charged by your payment processor or merchant services provider. Be proactive in discussing your processing rates and ask for competitive pricing, especially if you have a high transaction volume.

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Can I Legally Charge a Credit Card Fee?

EBizCharge

It’s imperative for merchants to calculate these fees accurately and ensure that any surcharge reflects the true cost of processing to remain compliant with card network rules and avoid the appearance of price inflation. Use secure payment gateways and adhere to Payment Card Industry Data Security Standard (PCI DSS) guidelines.