Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. Payment processors must meet both local regulations and the specific compliance requirements of each card network and their sponsoring bank.

Process 104

Process Processors Payments Compliance 104

Fintech News

FEBRUARY 10, 2025

The Regulatory Minefield as Agentic AI Picks Up Its Pace As Agentic AI rapidly evolves in its development and application, regulators face several concerns that need to be carefully addressed to ensure its safe and ethical use within the fintech sector. What Lies Ahead?

AI 80

AI FinTech Fraud Detection Fraud Prevention 80

VISTA InfoSec

JULY 17, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. Think about the various regulations around the world. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic is dramatically altering how merchants can transact, which data they can store and where they can store it, however.

Privacy 70

Privacy Regulations Laws Rules 70

The Payments Association

MARCH 19, 2025

Regulatory challenges Regulators are in a race against time. Since digital wallets store vast amounts of sensitive financial data, regulators worldwide are strengthening requirements to enhance data privacy and security. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks. The result?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

MARCH 31, 2020

Devising open banking laws that adequately respond to shifting privacy needs and satisfy both businesses and consumers is difficult. The necessity of such regulations is undeniable, however, as lagging data standards leave businesses and consumers open to fraud and boost frustration regarding the speed of digital transactions.

Regulations 61

Regulations CCPA Consumer Privacy 61

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). Although the law has only been in effect since Jan.1, 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. The California law is more specific and more punitive for breaches.

CCPA 52

CCPA Laws Privacy Data Breach 52

PYMNTS

JANUARY 3, 2020

California has passed the California Consumer Privacy Act (CCPA), a sweeping law that forces companies to tell customers about the data they gather about them, and to allow customers to opt out of those practices. Even the attorney general is still figuring out specifics and probably won’t start enforcing the law until July.

Laws 52

Laws Privacy Compliance CCPA 52

PYMNTS

JANUARY 3, 2020

California has passed the California Consumer Privacy Act (CCPA), a sweeping law that forces companies to tell customers about the data they gather about them, and to allow customers to opt out of those practices. Even the attorney general is still figuring out specifics and probably won’t start enforcing the law until July.

Laws 53

Laws Privacy CCPA Compliance 53

PYMNTS

DECEMBER 30, 2019

A new law in California requires companies to explain exactly what customer information, if any, is being sold to third parties, according to a report by Reuters. The new law goes into effect on Jan. Some retailers are saying compliance will be difficult because of the law’s unclear language.

Laws 52

Laws Privacy CCPA Compliance 52

VISTA InfoSec

JUNE 3, 2024

If your company has ever worked with businesses in European Union countries, you probably had to follow the EU’s General Data Protection Regulation (GDPR). Compliance with Other Standards and Regulations While GDPR sets a high bar for data protection, organizations must also consider compliance with other relevant standards and regulations.

MFA 130

MFA Credential PCI DSS Compliance 130

VISTA InfoSec

SEPTEMBER 14, 2023

If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. We will examine the effects of GDPR in the US and how businesses can adhere to this European privacy law. GDPR and U.S.

Compliance 130

Compliance Privacy Legal Processors 130

PYMNTS

SEPTEMBER 26, 2019

An estimated half-million businesses will be affected when the new California Consumer Privacy Act (CCPA) comes into effect on Jan. Passed in 2018, the law dictates that consumers in California have the prerogative to access any and all personal data that a company has on them and request that it be deleted and not sold.

Laws 46

Laws Privacy CCPA Consumer 46

VISTA InfoSec

OCTOBER 21, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. Think about the various regulations around the world. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy.

Cybersecurity 147

Cybersecurity Compliance Encryption Best Practices 147

PYMNTS

APRIL 30, 2019

Lobbying groups and trade associations representing tech giants such as Facebook and Apple have thrown their support towards legislation that could weaken California’s landmark privacy law. As they work to get the new legislation passed, privacy groups have warned that these proposed changes could severely weaken the CCPA.

Privacy 46

Privacy CCPA Consumer Wires 46

PYMNTS

NOVEMBER 11, 2019

Microsoft has promised to follow California’s privacy law throughout the United States after the regulation goes into effect on Jan. The California Consumer Privacy Act (CCPA) gives consumers in California the right to access any and all personal data that a company has on them and request that it be deleted and not sold.

Privacy 43

Privacy Consumer CCPA Laws 43

PYMNTS

SEPTEMBER 4, 2019

Facebook is asking global regulators to write new data sharing guidelines after the company was compelled to revamp its own approach to the issue, according to a report in the Financial Times. CEO Mark Zuckerberg has been asking for more regulation for his company as well as others, especially in the areas of privacy and election integrity.

CCPA 43

CCPA Privacy Regulations Rules 43

PYMNTS

MARCH 30, 2020

California Consumer Privacy Act (CCPA), Washington Privacy Act (WPA) and other new privacy and online transaction standards are changing how businesses interact with consumers’ data in the U.S. states are starting to implement new standards, too, with the CCPA introduced two months ago and WPA on the path to ratification in Washington.

Privacy 52

Privacy Rules CCPA Online and Mobile Banking 52

PYMNTS

NOVEMBER 24, 2020

Providers need to stay aware of how advancing regulations — such as California’s CPPA, the strictest data protection law in the U.S. — Verifying that prescriptions are going to the correct patients in a way that is compliant with privacy regulations is thus a familiar challenge for the healthcare space, Breese explained. .

Privacy 64

Privacy Regulations CCPA Rules 64

PYMNTS

OCTOBER 24, 2018

When it comes to data privacy, it’s not all about General Data Protection Regulation (GDPR), and it’s not all about Europe. and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. The law is de facto legislating the country anyway.”

Privacy 49

Privacy Laws CCPA Data Breach 49

PYMNTS

JANUARY 6, 2020

3, 2020, the California Consumer Privacy Act (CCPA) went into effect, ushering in the strongest consumer data protections in the U.S. While the new regulations are creating uniformity and fostering trust, small differences between markets continue to present opportunity. The Kismet of Open Banking.

Online and Mobile Banking 52

Online and Mobile Banking CCPA Regulations Consumer Authentication 52

Segpay

JANUARY 30, 2025

Payment processors, PSPs, acquiring banks and payment gateways operate under strict regulations. High-Risk Classification: A Core Concern Regulators and card schemes classify businesses based on perceived risk, assessing the likelihood of chargebacks, fraud, and other liabilities.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

FloQast

OCTOBER 27, 2023

Typically, compliance management will also include Identifying appropriate controls, Managing relationships with various regulators, Coordinating or responding to regulatory concerns and inquiries, and Mitigating regulatory breaches Why is Compliance Management Important? And make no mistake. Compliance management is no child’s play.

Compliance 52

Compliance Best Practices Mitigation Procedures 52

Stax

MARCH 6, 2024

Non-compliance can result in significant fines and damage to reputation, making it imperative for businesses to stay informed about and adhere to relevant regulations and standards. Q: What regulations apply to recurring billing? General Data Protection Regulation (GDPR) (in Europe): Governs the privacy and protection of personal data.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

OCTOBER 3, 2024

Considering customer relationship management software is exclusively designed to hold and manage customer data, businesses must take comprehensive measures to protect this information and comply with relevant laws and regulations. Understanding and complying with these laws is crucial.

CRM 88

CRM Small Business Automation Compliance 88

PYMNTS

JUNE 26, 2019

Regulations can build trust and goodwill, though. GDPR and PSD2 have been an inspiration toward open banking and data protection regulations beyond Europe’s borders. PSD2’s impact in Europe has not gone unnoticed by regulators in other areas of the world. SCA is intended to make online transactions safer for consumers.

Privacy 43

Privacy Authorization CCPA Regulations 43

Nanonets

MAY 7, 2024

However, with more data protection laws coming into effect, it is becoming increasingly difficult for businesses to share customer information. Data scraping regulations like GDPR (Europe) and CCPA (California) add another layer of complexity.  This is usually a barter where both partners share their customer details.

Database 52

Database Automation CRM Use Case 52

Nanonets

NOVEMBER 15, 2023

Structured or unstructured, different currencies, tax regulations, and languages — it doesn't matter. As your business grows, you may need to onboard more vendors, handle larger volumes of invoices, or comply with additional regulations. It complies with global privacy standards, including GDPR and CCPA.

Accounts 52

Accounts Payment APIs and Integration Audit Automation 52

Nanonets

MAY 5, 2024

Compliance with data protection regulations: Nanonets complies with stringent data protection laws like GDPR and CCPA, ensuring the secure handling of sensitive and confidential data. A step-by-step guide to using Nanonets AI-OCR for page extraction: Sign up for a Nanonets account and access the AI-OCR tool.

AI 52

AI Origination Process Automation 52

PYMNTS

NOVEMBER 5, 2019

Two Democrats have introduced a new bill that would create a federal agency tasked solely with regulating the tech industry. Anna Eshoo and Zoe Lofgren, both of California, would lead to the creation of the Digital Privacy Agency (DPA), a federal agency that would issue regulations and enforce imposed privacy rules.

Regulations 40

Regulations Privacy CCPA Legal Framework 40

PYMNTS

NOVEMBER 26, 2019

. “In the growing online world, consumers deserve two things: privacy rights and a strong law to enforce them,” ranking committee member Cantwell said in the announcement. Under the proposed law, users would have the right to see and delete any personal information that companies have accrued about them. Anna Eshoo and Rep.

Privacy 59

Privacy Federal Trade Commission CCPA Laws 59

Segpay

DECEMBER 19, 2024

IDaaS solutions have become essential in helping organizations meet the demands of modern digital identity management while ensuring compliance with security regulations and reducing operational complexity. Organizations must ensure that their IDaaS provider complies with such regulations to avoid legal risks.

Verification 104

Verification Authentication MFA Compliance 104

Clearly Payments

NOVEMBER 18, 2024

Skills Required: Leadership, project management, and knowledge of chargeback regulations. Compliance with Industry Regulations Staying compliant with regulations is crucial in chargeback management to maintain your merchant account and avoid penalties. GDPR/CCPA : Protect customer data and comply with regional privacy laws.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59