Checks Demand Deposit Account (DDA) Payments Data 
FICO
NOVEMBER 10, 2021
Some FICO® Scores use alternative data, which is predictive, regulatory-compliant and found outside of the credit bureau file maintained by the credit bureaus. Telco and utility payment data , similar to credit bureau data is generally reported on a monthly basis.
FICO
MAY 22, 2019
We’re also pioneering the use of new forms of data, alternative data: With FICO® Score XD, which takes into account positive and negative telecommunications and utilities data and public record information not available in traditional credit files, millions of U.S. In the U.S.,
FICO
JANUARY 26, 2022
FICO has found the answer to supporting lenders in identifying credit ready consumers is to augment traditional credit bureau data with FCRA compliant alternative data such as telecom, utilities, public record, and checking account data to provide a predictive and reliable score that lenders can use to responsibly expand access to credit.
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