Finovate

APRIL 23, 2024

What do Apple Federal Credit Union , Carter Credit Union , and SCE Credit Union all have in common? offers credit unions and community banks an alternative approach to helping small and medium sized businesses secure the funding they need. Carter Credit Union.

Credit Union 59

Credit Union Small Business Underwriting Community Banks 59

Payments Source

JANUARY 15, 2019

Credit unions and smaller banks can differentiate themselves by returning to the passion for personal service that first anchored their success, and payments are central to this strategy, according to Deborah Matthews Phillips, managing director of payment strategy at Jack Henry.

Credit Union 71

Credit Union Community Banks Payments Strategy Returns 71

PYMNTS

AUGUST 31, 2020

PYMNTS’ August 2020 Credit Union Tracker® , done in collaboration with PSCU , examines the microbusiness landscape as the fog of COVID-19 begins to lift and new needs are clarified. Credit unions (CUs) have been especially invested in helping microbusinesses — 40.8 microbusinesses as well. PYMNTS’ findings reveal that 66.7

Credit Union 61

Credit Union Community Banks SWIFT Mobile Banking 61

Finextra

MAY 15, 2024

Eltropy, a pioneering conversations platform for credit unions and community banks, today launched Voice+, integrating traditional voice capabilities with digital channels like text messaging, video, and chat into a unified contact center solution.

Credit Union 97

Credit Union Community Banks 97

Fintech Finance

JULY 25, 2024

SWIVEL, a transaction enablement fintech that removes friction in the movement of money for financial institutions and other payment communities, announced today its Apple Pay integration that enables its credit union and community bank clients to accept loan payments from members and customers through the mobile wallet.

Credit Union 75

Credit Union Community Banks Non-Bank Payments 75

Finovate

SEPTEMBER 3, 2024

Asset managers, retirement players, insurance companies, banks, private equity funds, and employers. Cyphr LoanReady by Cyphr is a tool that complements Loan Origination Systems and helps community banks and credit unions get more small businesses approved for loans with readiness screening or empathetic declines.

Credit Union 52

Credit Union Community Banks Compliance Automation 52

PYMNTS

SEPTEMBER 26, 2019

Credit unions (CUs) have a growing opportunity to capture and keep their member customers, but only if they’re able to elevate their offerings to the levels seen with large banks and FinTechs. Small businesses, too, have heightened their expectations from their financial service providers, and credit unions are no exception.

Credit Union 43

Credit Union Small Business Online and Mobile Banking Legal 43

PYMNTS

MARCH 11, 2019

CULedger , a credit union, has inked a partnership with IBM to create blockchain services geared toward credit unions. Under the plan, credit union members would be able to access the CULedger via a digital credential dubbed MyCUID.

Credit Union 64

Credit Union Blockchain Money Laundering Financial Crimes 64

PYMNTS

SEPTEMBER 23, 2016

Business Banking Mobile will also feature biometric authentication by incorporating Touch ID and Eyeprint ID for added security.

Credit Union 70

Credit Union Community Banks Wire Transfer Wires 70

Finovate

AUGUST 22, 2024

Banks and financial institutions Eisen Eisen offers account offboarding solutions for financial institutions, streamlining compliance with regulatory outreach, disbursement, and escheatment requirements. Banks and credit unions. Banks, credit unions, insurance companies, SMBs, and others using physical checks.

Credit Union 52

Credit Union Payment APIs and Integration OFAC UCC 52

PYMNTS

APRIL 1, 2019

In some ways, the average credit union customer is very much like the average customer of any financial institution. It doesn’t matter where you are banking, if you have a problem you want to be able to reach out at any time and get that problem solved,” Jack Lynch, chief risk officer at PSCU , told PYMNTS in a recent discussion.

Credit Union 56

Credit Union Innovation Online and Mobile Banking FinTech 56

Finovate

AUGUST 20, 2024

BankShift harmonizes brands with banking technology, enabling community banks and credit unions to seamlessly embed their digital banking ecosystems within a brand’s app to create new revenue streams.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

Finextra

APRIL 24, 2024

2024, Finastra, a global provider of financial software applications and marketplaces, announced the availability of its latest mobile banking software, Next Gen Mobile Banking, a new digital banking experience for community banks and credit unions.

Mobile Banking 59

Mobile Banking Credit Union Community Banks 59

Finovate

SEPTEMBER 4, 2024

. “We are pleased to collaborate with Moov on this unique solution that will provide modern, innovative business payment capabilities to our clients that are seamlessly integrated with deposit and core banking services.” Only 18% bank at a smaller financial institution.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union Reconciliation Payments 59

Finovate

JULY 9, 2024

A partnership between data intelligence business Curinos and brand experience company Adrenaline will help banks and credit unions leverage data to make better decisions. In April, the company announced a partnership with mortgage pricing technology firm Lender Price and reported that Achieva Credit Union ($2.8

Credit Union 59

Credit Union Community Banks AI Volume 59

Finovate

AUGUST 6, 2024

Eko Investments Eko Investments ‘ white-label solution allows 10,000 banks and credit unions to offer digital investing directly on their existing banking platform. Banks and credit unions of all sizes. Banks, credit unions, and fintechs. Credit unions and community banks.

Credit Union 52

Credit Union OFAC Alternative Payment Methods Database 52

Finovate

APRIL 18, 2024

Credit unions, community banks, credit union service organizations, neobanks, embedded finance companies, and payment service providers with a need for embedded lending. FinTech Insights FinTech Insights is an AI-powered competitive analysis platform for banks and fintechs. Start with a spreadsheet.

Credit Union 59

Credit Union Credit Union Service Organization BNPL AI 59

Finovate

MAY 7, 2024

Banks, credit unions, wealth management firms, and non-banking financial institutions. Banks, community banks, credit unions, and non-bank lenders. Cascading AI Cascading AI has created an AI Loan Assistant, called Sarah. Who’s it for?

Credit Union 52

Credit Union Non-Bank Community Banks AI 52

Finovate

AUGUST 27, 2024

Community banks, regional banks, credit unions, CUSOs, non-bank lenders, and insurance carriers looking to reduce the cost and complexity of delivering great experiences across the enterprise. Banks and credit unions looking to drive business deposits and offer innovative digital tools to business clients.

Credit Union 52

Credit Union Non-Bank Account Takeovers Community Banks 52

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Banks 62

Community Banks Online and Mobile Banking Credit Union Caps 62

PYMNTS

JANUARY 4, 2017

Add more names stretching across banks and credit unions that have signed up to support Apple Pay. The total roster now claims more than 1,600 banks and credit unions domestically, said the site, even as 35 percent of retailers in the U.S. 9to5Mac said Tuesday (Jan. support Apple Pay. and Switzerland.

Credit Union 47

Credit Union Community Banks Security 47

Finovate

AUGUST 8, 2024

High-street banks, credit unions, community banks, regional banks, challenger banks, fintechs, and digital banking providers. Banks, fintechs, processors, and credit unions of all sizes, and any organizations subject to regulation E/Z dispute resolution or serving institutions subject to it.

Disputes 52

Disputes Credit Union Scams Due Diligence 52

PYMNTS

JUNE 14, 2018

credit unions. A press release issued on Wednesday (June 13) detailed the May Index’s latest findings, which found that large banks with more than $10 billion in assets are approving of nearly 30 percent of small business loan applications, a two-tenths of a percent increase from April levels. percent from a year prior.

Credit Union 43

Credit Union Small Business Economy Community Banks 43

Finextra

JANUARY 29, 2024

As part of its ongoing commitment to help community banks and credit unions harness the power of their data, KlariVis, a pioneering leader in optimizing banking data analytics, proudly announced a new product and several cutting-edge features.

Credit Union 45

Credit Union Community Banks Product 45

Payments Source

SEPTEMBER 20, 2019

Increased adoption of The Clearing House’s faster payments system could put pressure on community banks and credit unions awaiting the launch of the Fed’s competing service, FedNow.

Real Time Payments 78

Real Time Payments Credit Union FedNow Community Banks 78

The Paypers

MAY 10, 2024

Eltropy has reported notable reductions in delinquencies among credit unions and community banks across North America.

Credit Union 36

Credit Union Community Banks 36

Fintech Finance

SEPTEMBER 4, 2024

.” Jack Henry Chief Technology Officer Ben Metz said small businesses typically have multiple relationships with banks and fintechs to serve their specialized needs, resulting in inefficiencies, increased costs, and integration issues. Banks and credit unions are increasing their focus on small businesses.

Small Business 69

Small Business Digital Payments Payment APIs and Integration Credit Union 69

PYMNTS

JULY 25, 2017

When you are talking about smaller [community] banks, regional banks and credit unions, there just aren’t the in-house resources to build their own digital lending solutions for products such as private student loans, student refinancing and home improvement loans.”.

Credit Union 40

Credit Union Community Banks Online and Mobile Banking Federal Reserve 40

PYMNTS

OCTOBER 11, 2017

Small business (SMB) lending is big business for community banks , which are a popular destination for small business borrowers, thanks to strong approval rates on loan applications. But new analysis from the Federal Reserve has identified a reversal in community banks’ position in the small business lending market.

Community Banks 43

Community Banks Federal Reserve Fed Small Business 43

Lending Front

MAY 11, 2021

The systemic inequalities in the lending ecosystem place added hurdles in the path of Black business-owners trying to obtain credit, from a lack of encouragement pre-application to more stringent repayment terms. Small banks play a big role in community-building . Here are three ways to start: .

Community Banks 52

Community Banks Small Business Federal Reserve Non-Bank 52

PYMNTS

JUNE 22, 2016

The list of banks and credit unions issuing cards that will work with the Apple Pay mobile wallet has once again grown. Another 44 banks and credit unions in the United States are now officially attending the Apple Pay party. Acadia Federal Credit. Catholic Vantage Financial Federal Credit Union.

Credit Union 41

Credit Union ATM Community Banks 41

Electronic Payments Coalition

OCTOBER 20, 2023

The coalition includes organizations representing the vast majority of federally-regulated financial institutions across the country, including community banks, credit unions, and institutions serving the military community concerned about the negative impact Reg II changes could have on millions of deposit account holders.

Debit Card 40

Debit Card Fed Credit Union Regs 40

PYMNTS

SEPTEMBER 24, 2020

smaller community banks and credit unions (CUs) stepped up to the plate and, according to the Small Business Association (SBA), ended up facilitating more than half of PPP loan volume to SMBs. With the Big 5 banks, on the outside, they look great with a lot of products and services," said Shah.

Credit Union 77

Credit Union Small Business Community Banks Volume 77

PYMNTS

AUGUST 21, 2020

Community banks and credit unions are feeling the pressure to boost their digital card services or risk losing customers to megabanks and digital challengers, Ondot Systems ’ Chief Strategy Officer Todd Lesher told PYMNTS in a recent discussion. It’s a story told by the data itself, Lesher said. Square announced $1.3

Credit Union 89

Credit Union Push-to-Card Online and Mobile Banking Community Banks 89

Payments Source

APRIL 2, 2019

Financial startups are becoming important partners for community banks and credit unions, despite lobbying efforts to limit their growth.

Credit Union 65

Credit Union Community Banks FinTech Regulations 65

PYMNTS

JANUARY 29, 2018

They include the creation of new community banks, the reduction of regulatory constraints on small banks and the support of traditional non-banks. Credit unions cannot invest more than 12.25

Credit Union 46

Credit Union Small Business Non-Bank Origination 46

Finovate

JUNE 7, 2024

The solution is geared toward banks and, specifically, aims to help regional and community banks compete against fintechs and national institutions. Torpago will also use the funds to enhance implementation and compliance resources and expand its product suite.

Credit Union 52

Credit Union Credit Cards Community Banks On-Demand 52