Finovate

JULY 18, 2024

How can community banks gain a competitive edge through technology? Barb MacLean, SVP and Head of Technology Operations and Implementation at Coastal Community Bank, talks about how technology can help community banks secure a competitive edge.

Credit Union 59

Credit Union Community Banks Fraud Prevention Cybersecurity 59

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

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Community Banks Online and Mobile Banking Credit Union Caps 62

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? However, if recent developments in the financial services industry are any indication, innovation waits for no institution, company, agency or, for that matter, Fed report. faster payments system. faster payment system.

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Community Banks Faster Payments Innovation Same Day ACH 46

Finovate

SEPTEMBER 26, 2024

How is digital transformation impacting community banking? What can community banks do to maximize the opportunities that digitalization can provide? And what role should enabling technologies like AI play in helping community banks develop new products, new services, and new sources of revenue?

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Community Banks AI Scams Technology 52

PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. A Consolidating Industry. Strengthening SMB Ties.

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Community Banks Faster Payments Federal Reserve Small Business 49

Finovate

FEBRUARY 6, 2024

To kick off Finovate’s commemoration of Black/African-American History Month this year, we’re highlighting some of the Black and African-American fintech professionals who represented their companies and their fintech innovations at our Finovate conferences in 2023.

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Innovation FinTech Credit Union AI 118

PYMNTS

JANUARY 6, 2021

And according to Doug Brown, senior vice president and general manager of digital banking at NCR , simplicity and innovation have turned what could have been a disastrous year into a transformational pivot for the better.

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Continuity Innovation Credit Union Underserved 127

Fintech Finance

SEPTEMBER 24, 2024

Finastra has announced that First Pacific Bank , a Southern California-based community bank that offers custom financial solutions for individuals and businesses, has selected Finastra Payments To Go to modernize its payments infrastructure. To learn more about Payments To Go, visit Finastra at Sibos 2024 on stand G30.

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ISO 20022 Instant Payments FedNow ISOs 135

The Fintech Times

MARCH 16, 2024

Recently in the US, there has been talk of regulation to limit the power of community banks. Our members have stepped in to serve communities long forgotten by large financial institutions and are creating safe, responsible, and affordable financial options for Rhode Island and DC families.”

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Community Banks Consumer Protection Regulatory Compliance FinTech 59

Finovate

MARCH 17, 2025

Last week, we showcased five companies all led by female CEOswho demonstrated their latest innovations at FinovateEurope in London in February. Second, we introduce two additional companies Penny Finance and Instarails both with female CEOs, and both slated to demo their latest innovation at FinovateSpring next month.

FinTech 64

FinTech Credit Union Community Banks Finance 64

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

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Cross-Border Payments Community Banks Cross-Border Interoperability 98

Lending Front

FEBRUARY 22, 2021

If JPMC is scared about the growth of Fintech, your community bank certainly should be, especially when it comes to business lending. . Here are a few ways in which fintech is affecting the business lending landscape for community banks. Community banks and credit unions are a long-established source of those loans.

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Credit Union Community Banks FinTech Processors 52

PYMNTS

APRIL 2, 2019

MOXY bank , preparing to be one of the first new community banks to launch in the U.S. in decades, has announced that it is working with technology solutions company NYMBUS to integrate its core digital banking and payment services.

Community Banks 46

Community Banks Payment APIs and Integration FDIC Mobile Deposit 46

PYMNTS

NOVEMBER 17, 2017

Think of banking and you might think of lending and deposits, where firms make money on the spread between what they pay savers and what they take in from borrowers. But banks cannot live on interest alone. Additional financial products and services must round out traditional banking activities.

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Community Banks Credit Cards Non-Bank Small Business 46

Fintech News

OCTOBER 28, 2024

This year’s awards are also supported by 12 fintech community members, including Ripple, NETS, ADVANCE.AI, and HSBC, as part of the ‘Fintech Gives Back’ initiative, aimed at encouraging innovation and supporting emerging talent. Ripple, NETS, Syfe, and YouTrip returned as sponsors this year.

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AI FinTech Innovation Payment APIs and Integration 105

PYMNTS

JULY 10, 2020

For several years, while state-level legalization has expanded, access to traditional banks remains an issue thanks to their status as federally regulated entities. Today, however, the banking challenge has largely been solved. “It’s a bit of an inverted model,” he said.

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B2B Innovation Non-Bank Payments 84

PYMNTS

SEPTEMBER 25, 2019

Innovation can be a blanket term in the banking world. Is artificial intelligence (AI) for anti-money laundering (AML) compliance innovation? The latest Innovation Readiness Playbook surveyed more than 200 bank executives to reveal the role that core processing and IT infrastructure play in innovation performance and strategy.

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Innovation Real Time Payments Cross-Border Payments Cross-Border 68

Finovate

APRIL 15, 2025

BankShift BankShifts new innovation is a low-code, patent-pending embedded banking platform that integrates financial services into non-financial apps, enhancing engagement, loyalty, and revenue opportunities. Credit unions, community banks, and regional banks. Register today using this link and save 20%.

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Credit Union Account Takeovers Community Banks Non-Bank 52

PYMNTS

JULY 15, 2016

Small community banks may not have the ample resources that Wells Fargo or Bank of America have to develop high-tech, experimental solutions internally. At least, Seacoast Bank VP and Digital Project Manager Jeff Lee and CEO Denny Hudson believe so. ” Florida-based Seacoast Bank has $3.5

Community Banks 40

Community Banks Small Business Online and Mobile Banking Remote Deposit Capture 40

Finovate

MARCH 19, 2024

” The integration will make it easier for community banks, credit unions, and mortgage lenders to give borrowers accurate rate information and superior pricing. The goal was to bring the two entities’ combined expertise and innovation to deposits, lending, and digital experiences in financial services writ large.

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Innovation Credit Union Community Banks Use Case 64

PYMNTS

JANUARY 27, 2021

Digital payment and banking technology provider i2c on Wednesday (Jan. 27) announced partnerships and product launches with Archa , Community Bank of the Chesapeake (CBTC) and Credit Sesame , according to a press release. The company wanted to boost growth and expansion across services geographies.

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Product Process Community Banks Small Business 111

The Fintech Times

APRIL 15, 2025

Al Ansari Exchange , the UAE-based remittance and foreign exchange company, and Ruya Islamic Community Bank (ruya), a digital-first Islamic community bank, are working together to enhance financial inclusivity and convenience for customers across the UAE.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Lending Front

JUNE 6, 2021

Restaurants are reopening to full capacity, and innovations sparked by the pandemic are here to stay. . Enter community banks. Here’s how community banks can help meet their needs. . Expand loan criteria: As a small bank, you’re naturally worried about taking on risky borrowers.

Small Business 52

Small Business Community Banks Economy Non-Bank 52

Innovative Payments Association

DECEMBER 17, 2024

Hill laid out some of his plans for community banking in a press release even before he was elected. He focused on issues like brokered deposits and making it easier for banks to partner with fintechs. In addition, Rep. The other benefit to having Rep.

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Agreements Community Banks Privacy Faster Payments 52

PYMNTS

OCTOBER 18, 2017

Innovation is oxygen in payments. For financial services firms, innovation is spurring speed, killing friction and fostering loyalty among customers. That, itself, begs the question: What is innovation, really? explained there is wide variation in the definition of innovation.

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Innovation Credit Union Community Banks Compliance 56

Fintech Finance

SEPTEMBER 11, 2024

Silverflow , the innovative cloud-native payment processing company, has struck a new partnership with Chesapeake Bank , a community bank renowned for its commitment to embracing innovation in payments. Partnering with Silverflow continues to be a true win-win for both organizations.

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Process ISOs Payments Real Time Payments 98

Finovate

MARCH 4, 2024

Join us for an exclusive webinar that explores the cutting-edge partnership between Central Bank and Personetics, aimed at revolutionizing the way community banks deliver meaningful value by proactively helping customers better manage their finances. Why Attend? Reserve Your Spot!

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AI Central Bank Community Banks Finance 97

Fintech Finance

JULY 25, 2024

SWIVEL, a transaction enablement fintech that removes friction in the movement of money for financial institutions and other payment communities, announced today its Apple Pay integration that enables its credit union and community bank clients to accept loan payments from members and customers through the mobile wallet.

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Credit Union Community Banks Non-Bank Payments 98

PYMNTS

JUNE 23, 2020

The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments. PYMNTS explores these stories and others in this week’s Payment Rail Innovation Tracker. RTP Gains Community Bank Traction.

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Federal Reserve RTP Payment APIs and Integration Fed 106

PYMNTS

DECEMBER 14, 2017

Not innovating is not an option. Perhaps in the early days of digital banking and mobile apps, innovative technology was a “nice to have,” but that is no longer the case. The Bank Innovation Readiness Index , in collaboration with payments solutions provider i2c , provides evidence to back that up. Methodology.

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Innovation Consumer Payments Product 65

Finextra

MARCH 17, 2025

ICBA Payments, the payments subsidiary of the Independent Community Bankers of America (ICBA), announced today its new partnership with Mastercard to offer upgraded and enhanced card and payment services for 1,400 community banks.

Visa 52

Visa Innovation Community Banks Payments 52

PYMNTS

APRIL 29, 2019

Along with digital transformation, innovation has been a buzzword for some time. These may seem like abstract concepts, but innovation has had concrete results in the financial industry. In partnership with i2c , PYMNTS produced the March 2019 Innovation Readiness Index to assess the state of innovation in the financial industry.

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Credit Union FinTech Community Banks Innovation 77

PYMNTS

APRIL 1, 2019

At the end of the day, he noted, trust is the critical element at credit unions, and the main differentiator between credit union customers and other banking customers. It’s a statement borne out by the new Credit Union Innovation Playbook , a PYMNTS/ PSCU collaboration. But, Lynch noted, it is still a starting point. For example, 49.1

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Credit Union Innovation Online and Mobile Banking FinTech 56

PYMNTS

MARCH 28, 2019

Through this collaboration, ICBA Bancard continues to push the innovation envelope with solutions that are focused on delivering the very best products to community banks and their customers.”. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Community Banks 76

Community Banks Online and Mobile Banking Push-to-Card Card Issuer 76

Finovate

JANUARY 14, 2025

. “Apiture and Sage Capital share a commitment to both partnership and innovation, and we are eager to support the bank’s digital evolution and growth objectives,” Apiture CEO Chris Babcock said. ” Apiture most recently demoed its technology at FinovateFall 2023.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

Fintech Finance

JUNE 11, 2024

. “Finli is proud to help bankers compete in today’s landscape full of innovative digital solutions. Through our partnership with NayaOne, we’re excited to connect with new financial institutions and deepen our commitment to innovation in this space.” Finli is excited about the partnership with NayaOne.

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Small Business Credit Union Non-Bank Community Banks 97