The Payments Association

DECEMBER 17, 2024

RLUSD is an enterprise-grade, USD-denominated stablecoin created with trust, utility, and compliance at its core, backed by Ripples years of experience working with crypto and the existing financial system.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

The Payments Association

JANUARY 16, 2025

Clear Junctions findings stem from a recent poll of 150 senior payment industry executives conducted during its MiCA Masterclass webinar hosted in collaboration with financial services compliance consultancy fscom. 20% report difficulty in understanding compliance requirements during the Grandfathering period.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

Fintech Finance

APRIL 13, 2025

This collaboration aims to strengthen Paysera’s Know Your Payee (KYP) processes and ensure compliance with new EU regulations requiring financial institutions to verify payee details before processing transfers in euros. The VoP requirements will come into effect for all licensed payment service providers by October 2025.

Verification 81

Verification Compliance Payee IBAN 81

The Fintech Times

MARCH 10, 2025

Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).

Compliance 69

Compliance Regulatory Compliance FinTech Payment APIs and Integration 69

Fintech Finance

JANUARY 8, 2025

This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants. As a NASDAQ-listed company, dLocal has long been committed to compliance leadership.

Payments Institute 123

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. Firms must invest in compliance, adapt workflows, and advocate for fair regulations. Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules.

Compliance 88

Compliance Audit Legal Reconciliation 88

Fintech Finance

OCTOBER 30, 2024

” – Chief Compliance Officer at Ecommpay. .” – Head GRC Consultant for Europe & APAC, Finance Advisory at EPAM Systems (CH) GmbH “Incredible lineup of speakers with so many different topics of discussion; innovation, the way the future of payments looks! Really good!”

Compliance 98

Compliance AML Money Laundering Payments 98

The Payments Association

FEBRUARY 14, 2025

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. Regular audits and compliance checks : Firms will face enhanced monitoring and reporting under the proposed policy. Engaging external auditors may provide additional assurance.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. In a fast-changing geopolitical and tech landscape, compliance teams must screen payments against the latest sanctions, PEP, and dual-use goods lists to stay ahead of illicit activity. .”

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

The Payments Association

FEBRUARY 26, 2025

Its a great time to be a fraudster. While many banks and issuers still use one-time passcodes (OTPs) to protect customers from fraud, modern tools and attack vectors make their days at the office rather easy.

Authentication 88

Authentication Risk Compliance Fraud Prevention 88

Basis Theory

NOVEMBER 12, 2024

Because sensitive card data is replaced by a token and cardholder data is stored off your systems, the PCI compliance scope is greatly reduced. The company then uses the tokenization platform to process and generate the tax document with the necessary sensitive information, without worrying about compliance.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Clearly Payments

OCTOBER 30, 2024

It’s more complex than domestic payments, as it requires a payment infrastructure that supports global payment options and multiple currencies while ensuring security and compliance with foreign regulations. Compliance with International Regulations Expanding internationally also means complying with local regulations in each new market.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

The Payments Association

FEBRUARY 10, 2025

The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. However, their rapid adoption has raised concerns about regulatory oversight, particularly concerning anti-money laundering (AML) compliance. Why is it important?

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

MARCH 19, 2025

Beyond inefficiencies, manual processes create significant risks, such as: Misreported financials Compliance breaches Missed transactions Navigating regulatory uncertainty Unlike traditional payment systems, which operate within well-established regulatory frameworks, digital assets exist in a fragmented legal landscape.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Finance

APRIL 10, 2025

. “Integrating tell.money’s open banking solutions helps us improve payment efficiency while ensuring compliance with evolving financial regulations.”

Payment APIs and Integration 106

Payment APIs and Integration Cross-Border Cross-Border Payments International Payments 106

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. New processors must be prepared to demonstrate compliance and may need to undergo regular audits to meet these standards.

Process 104

Process Processors Payments Compliance 104

Fintech Finance

DECEMBER 3, 2024

The new regulations introduce stricter compliance requirements, requiring all payment transactions for sports betting operations to be verified against player-registered bank account details. It also supports multiple registered accounts for bettors, streamlining the payment process while maintaining compliance.

Regulations 98

Regulations Account Validation Compliance Automation 98

Fintech News

OCTOBER 28, 2024

This helps to reduce payment failures, operational inefficiencies, and compliance risks in cross-border payments. This real-time verification process helps prevent errors and strengthens regulatory compliance, particularly in regions like the UK and EU. With payment failures costing the global economy an estimated US$118.5

Cross-Border 95

Cross-Border Payment APIs and Integration Cross-Border Payments Verification 95

Fintech News

JANUARY 12, 2025

Reap intends to allocate necessary resources to support its Singapore operations and strengthen compliance standards. Kevin Kang “At Reap, compliance has always been paramount, not only to safeguard our users but also as a fundamental pillar for growth.

Cross-Border 106

Cross-Border Payments Compliance Payments Institute 106

VISTA InfoSec

JUNE 26, 2024

Such due diligence is of interest to you as an investor because cybersecurity affects the following: Regulatory Compliance Businesses with strong compliance records are safer investments, capable of mitigating risks and sustaining growth. The consequences of non-compliance extend beyond immediate financial penalties.

Cybersecurity 260

Cybersecurity Due Diligence Security Breach 260

Fintech Review

APRIL 19, 2025

It also supports tax compliance, pension contributions, and access to earned wages before payday. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure. The challenge lies in growing sustainably without losing user trust or running into compliance issues. lies in vertical platforms.

Finance 94

Finance Embedded Finance FinTech Payment APIs and Integration 94

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. Why is it important? What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Clearly Payments

JANUARY 15, 2025

PCI Compliance Fees What It Is: A fee for ensuring your business complies with Payment Card Industry (PCI) security standards. Why Its Hidden: Often listed as an annual compliance fee or security fee, and merchants sometimes arent aware they can shop around for lower compliance service costs.

Process 105

Process Processors Gateways Push-to-Card 105

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. In a fast-changing geopolitical and tech landscape, compliance teams must screen payments against the latest sanctions, PEP, and dual-use goods lists to stay ahead of illicit activity. .”

Real Time Payments 75

Real Time Payments Faster Payments Transactions Money Laundering 75

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. PayFuture removes these obstacles, offering merchants a single integration point with built-in compliance that aligns with Pakistan’s data protection and foreign exchange laws.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

VISTA InfoSec

MARCH 28, 2024

Regulatory Compliance Compliance not only helps protect your customers’ data but also shields your business from potential fines and legal challenges. Hence, understanding GDPR compliance and other data protection laws is essential in keeping you abreast of regulatory trends. 5/5 - (1 vote)

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

FloQast

JANUARY 22, 2025

Its what enables thousands of accounting teams worldwide to automate complex processes, reduce compliance burdens, and stay audit-ready. They were integrated into FloQasts larger compliance program , enhancing visibility across the organization. Internal Training and Awareness Compliance can only succeed when its embraced by everyone.

ISOs 105

ISOs AI Accounts Audit 105

The Fintech Times

JANUARY 21, 2025

As much as three-quarters (72 per cent) of regulated companies feel overwhelmed by current anti-financial crime compliance demands; according to the latest study by digital compliance and anti-money laundering (AML) solution provider SmartSearch.

Regulations 72

Regulations Financial Crimes Money Laundering Crime 72

VISTA InfoSec

MARCH 25, 2025

Over the years, VISTA InfoSec has partnered with many distinguished organizations worldwide, offering tailored cybersecurity and compliance solutions that meet the highest standards of quality and precision. PCI QSA, QPA, and SSFA Certifications : Demonstrating expertise in payment security compliance.

Cybersecurity 130

Cybersecurity Accreditation PCI DSS Assessments 130

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Fintech Finance

JANUARY 10, 2025

Together, Reap and Reap Singapore will continue to refine its compliance standards and beyond, ensuring it delivers enhanced value and trusted solutions to Singapore and the broader APAC customers. “At Reap, compliance has always been paramount, not only to safeguard our users but also as a fundamental pillar for growth.

Payments Institute 98

Payments Institute Authorization APACS Payments 98

Clearly Payments

APRIL 24, 2025

Watch out for hidden fees : Some processors offer a low rate but add in monthly fees, minimums, and PCI compliance charges. PCI Compliance Fee : A fee for security compliance often negotiable or avoidable. Ask for custom rates : If you process a lot, dont accept standard rates. You should be paying less.

Large Merchants 99

Large Merchants Process Processors Volume 99

Fintech Finance

MARCH 10, 2025

Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA. Together, we are building a more seamless, secure, and interconnected financial ecosystem.”

Regulatory Compliance 69

Regulatory Compliance FinTech Payment APIs and Integration Compliance 69

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech News

FEBRUARY 4, 2025

The research shows that banks in Singapore are dedicating more time and resources to KYC processes, which are vital for anti-money laundering (AML) compliance, than any other region surveyed. On the other hand, those leveraging automation and AI can transform KYC and onboarding from mere compliance tasks into strategic advantages.

Money Laundering 112

Money Laundering Due Diligence AML Financial Crimes 112

Fintech News

OCTOBER 29, 2024

.” Gemini has recently made strategic leadership hires in Singapore, including appointing Saad Ahmed as Head of APAC earlier this year to drive regional strategy and regulatory compliance. The company is expanding its team in Singapore to support its growth and ensure adherence to local regulations.

APACS 113

APACS Cross-Border Regulatory Compliance Payments 113