Fintech News

APRIL 3, 2025

RLUSD, launched in December 2024, is designed primarily for business applications rather than retail use. It operates under a compliance-focused framework and is issued via a New York Department of Financial Services (NYDFS) regulated entity.

Cross-Border Payments 87

Cross-Border Payments Cross-Border Stablecoins Payments 87

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. If applied successfully, Agentic AI could revolutionise financial services by introducing higher levels of autonomy, efficiency, and adaptability.

AI 82

AI FinTech Fraud Detection Fraud Prevention 82

The Payments Association

MARCH 25, 2024

It is clear, AI has many potential use cases, such as: helping firms scale up their business; making better informed strategic business decisions; and supporting the efficient and effective delivery of regulatory compliance to name just a few potential use cases. Read more

Compliance 88

Compliance AI Regulatory Compliance Technology 88

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

FEBRUARY 20, 2025

Runa , the leading global fintech infrastructure for the next generation of payouts experiences, today announced the launch of Runa Assure, a security suite specifically built to fortify payout processes against threats of fraud, cyberattacks, and compliance risks.

PCI DSS 87

PCI DSS Security Payment APIs and Integration MFA 87

The Fintech Times

DECEMBER 10, 2024

With extensive global expertise in open banking compliance, Salt Edge is committed to guiding Serbian financial institutions through this transformative journey. “Together with Saga, we aim to help them overcome the challenges and unlock valuable use cases that drive innovation and deliver tangible benefits.

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

The Payments Association

NOVEMBER 27, 2024

Our Open Banking Compliance Hub is a strategic solution for Bahraini banks. “By automating compliance processes and providing real-time insights, our platform empowers banks to navigate the complex regulatory environment with confidence.

Third-Party Service Provider 88

Third-Party Service Provider API Legal Financial Inclusion 88

NFCW

MARCH 6, 2025

Emerging use cases will continue to drive future growth, for instance, as businesses increasingly harness and expand their deployments in recognition of the wider sustainability benefits that RAIN can offer. The RAIN Alliance is working to support and accelerate the integration of RAIN technology into mobile devices.

CHIPS 70

CHIPS Use Case Continuity Compliance 70

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. Why is it important? What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Nanonets

JANUARY 12, 2024

Technologies such as RPA are expected to take the insurtech sector in the US to $261.6 Automation in the Insurance sector RPA in the insurance sector has a multitude of use cases, automating data entry, record maintenance, facilitating new applications, and even claims management. billion by 2026.

Use Case 59

Use Case Automation Procedures Compliance 59

The Fintech Times

SEPTEMBER 3, 2024

Continuing the partnership, the two entities plan to support a range of advanced AI-driven use cases designed to unlock business value and create new competitive advantages. The post IBM Pulls the Curtain on New Innovations, Supporting Generative AI Use Cases in Financial Services appeared first on The Fintech Times.

Use Case 64

Use Case AI Innovation CHIPS 64

Finextra

JUNE 19, 2024

Discover how Gen AI is revolutionising decision-making processes with practical use cases. Ermes also delves into compliance strategies, discussing how banks can ensure responsible AI usage while navigating regulatory requirements.

AI 119

AI Use Case Compliance Process 119

FloQast

MARCH 19, 2025

But what exactly are AI agents, how can you use them, and what are the benefits? AI agents help accounting teams do their work by automating various accounting, compliance, and reporting workflows across their organization. Now that you understand what agents are, its time to look at their use cases. Lets dive in!

AI 52

AI Accounts Fraud Detection Audit 52

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency 114

Cryptocurrency Cross-Border Consumer Protection Facilitators 114

Fintech Finance

APRIL 7, 2025

“We designed the Team Members Feature with one goal in mind: to empower businesses to manage finances collaboratively without compromising on control or compliance,” said Andrii Faier, Product Manager at PayDo.

Accounts 65

Accounts IBAN Compromise Verification 65

The Payments Association

MARCH 17, 2025

Payments businesses navigating complex authorisation processes, unclear expectations, and outdated compliance burdens are calling for a shift towards a regulatory framework that reflects todays market realities, not yesterdays risks. James Borley Chief compliance officer & MLRO, Guavapay The FCA needs to focus on several key areas.

Regulations 88

Regulations Risk Stablecoins Payments 88

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. AI is revolutionising fraud detection, compliance, and personalisation, while tokenisation enhances e-commerce security. User numbers are set to approach 3.9

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

APRIL 16, 2024

But in order to leverage the benefits of gen AI, risk and compliance functions must establish clear guidelines and frameworks that not only address inbound risks from gen AI but which also ensure the responsible usage of gen AI, a new paper by McKinsey says.

Risk Management 114

Risk Management Risk AI Use Case 114

Finovate

DECEMBER 11, 2024

The GenAI Financial Crime Detection Suite enables financial institutions to improve AML efforts, streamline compliance, and proactively manage risk indicators. The service allows clients to adapt the models to their specific task or use case.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

The Fintech Times

FEBRUARY 15, 2025

Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases. Other announcements Mozn unveiled new AI-powered fraud prevention tools as part of its FOCAL Risk and Compliance platform.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Fintech News

AUGUST 28, 2024

Jumio, a global provider of AI-driven identity verification and compliance solutions, is now available on the AWS Marketplace. The company aims to support a range of use cases, from customer onboarding and compliance to age verification and responsible gaming.

Verification 111

Verification Financial Crimes Crime Compliance 111

The Fintech Times

SEPTEMBER 4, 2024

This month, The Fintech Times will look at some of the biggest issues regarding compliance and financial rules, as well as the solutions hoping to ease the compliance journey for firms and make the fintech world fairer and safer. We asked industry experts to find out. Keeping up with this can be a true headache.”

Compliance 64

Compliance Rules Regulations Laws 64

The Fintech Times

JANUARY 26, 2025

Reserves are safeguarded by a qualified custodian with a trust licence for seamless asset protection and regulatory compliance, with independent attestation reports published monthly. The post BVNK Partners With First Digital Ahead of ‘Breakout Year’ for Stablecoin Adoption appeared first on The Fintech Times.

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. A “compliance-first” approach underscores Ripple’s commitment to adhering to regulatory standards worldwide. said Brad Garlinghouse, CEO of Ripple.

Stablecoins 120

Stablecoins Use Case Blockchain Regulatory Compliance 120

The Fintech Times

SEPTEMBER 5, 2024

“The solution delivers efficiencies for their regulatory reporting and compliance teams, allowing direct access to the data for business users initiating complex searches using natural language.” This leads to seamless access to high-quality data, which ultimately accelerates time-to-value for multiple AI initiatives.

Compliance 64

Compliance Settlement Reconciliation AI 64

The Fintech Times

JANUARY 8, 2025

Fraudsters, using forged or altered information, have long been exploiting traditional address verification methods, such as utility bills or other proof of address documents.In Most importantly, it achieves all this without limiting the companys ability to scale globally,” Ciulde added.

Verification 59

Verification Addressing Fraud Prevention Credential 59

The Fintech Times

APRIL 4, 2025

This offering has seen the stablecoin trade $10billion since launch, demonstrating demand for an enterprise-grade, compliance-first USD-backed stablecoin. RLUSD is being used in the payment flow with select customers, including cross-border payment providers BKK Forex and iSend to improve their cross-border treasury operations.

Stablecoins 40

Stablecoins Cross-Border Payments Payment Solutions Cross-Border 40

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

SEPTEMBER 25, 2024

The Intelligence Fabric supports AI-powered use cases such as Conversational Banking, Customer Lifetime Orchestration, AI-augmented customer support, and advanced financial insights. These capabilities help banks improve efficiency, reducing labour costs in areas like sales, marketing, customer service, and compliance.

AI 114

AI Non-Bank Compliance Payment Gateways 114

The Fintech Times

APRIL 11, 2025

Furthermore, looking at embedded compliance, travel rule compliance and proof of reserves are embedded by design. TN reduces necessary manual compliance work to zero, automatically and cryptographically embedding things like proof of ownership controls or cumbersome Satoshi tests into the system.

Participant 59

Participant Settlement Irrevocability Compliance 59

Fintech News

JANUARY 20, 2025

While B itcoin, introduced in 2009, is the most well-known cryptocurrency, there are thousands of cryptocurrencies with various use cases today. In Singapore, choosing a licensed exchange is crucial to ensure safety and compliance with regulations. What are Cryptocurrency Exchanges? These platforms, such as Binance.sg

Cryptocurrency 111

Cryptocurrency Credit Cards Verification Blockchain 111

Finovate

AUGUST 13, 2024

Financial crime compliance platform Lucinity announced a strategic partnership with AI data management company Knights Analytics. Lucinity has forged a strategic partnership with Knights Analytics, bringing advanced AI data management capabilities to its financial crime compliance platform. Lucinity was founded in 2018.

Financial Crimes 59

Financial Crimes Crime Compliance AI 59

Finovate

MARCH 13, 2024

For every positive use case, there are multiple ways humans can use the technology for nefarious purposes. This will impact how banks and fintechs use AI for customer interactions, underwriting, and fraud detection. Transparenc y Banks using AI systems and models for general purposes must meet transparency requirements.

AI 111

AI Laws Fraud Detection Use Case 111

The Fintech Times

DECEMBER 12, 2024

With the pilot open banking solution, customers will be able to authorise payments directly from their bank accounts to businesses on a recurring basis using the Ordo variable recurring payments (VRP) offering. Furthermore, the expansion of VRPs is expected to reach full-scale implementation in the UK in 2025.

Facilitators 72

Facilitators Payments AI Blockchain 72

PYMNTS

DECEMBER 29, 2020

With it, financial institutions need to strengthen their compliance to mitigate the risk of running afoul of the law. Certainly, the use and availability of cryptocurrencies is another emerging area that is contending with its own unique set of compliance issues, but it is also one Wingert said appears to be closing gaps in regulation.

AML 108

AML Money Laundering Compliance Law Enforcement 108

The Payments Association

FEBRUARY 13, 2025

Faster payments and faster fraud As new payment use cases and systems take flight, new fraud risks naturally introduce themselves. Outdated security methods like OTPs and siloed authentication methods dont provide the strong security or seamless customer experience needed to stay competitive post-PSD2.

Authentication 88

Authentication Risk Compliance Fraud Detection 88

Fintech News

JUNE 11, 2024

This move aims to enhance Ripple ‘s product offerings and explore new ventures like stablecoins while maintaining regulatory compliance. Issued on the XRP Ledger, Ripple’s stablecoin will enhance liquidity and support financial use cases on the Ledger for developers, users, and businesses.

Stablecoins 111

Stablecoins Acquirers Regulatory Compliance Central Bank 111