Remove Consumer Authentication Remove Identity Theft Remove Security
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Why Layering Is Going Out Of Fashion In Consumer Authentication

PYMNTS

For those worried about the security of identity in the age of mobile, the last few weeks have not exactly been an encouraging time to be reading the headlines. Also, bewildering was the fact that Google finding a hole in Apple’s security was the second most attention-grabbing security failure last week.

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Is No-Factor Authentication Digital Security’s Future?

PYMNTS

For a great example of an attempt at security that does much more to annoy legitimate consumers than to actually fend off fraudsters, look no further than CAPTCHA. When we put these detection mechanisms in the space, we have to take a holistic view of what is going to drive security, but also reduce friction,” Xie said. “So

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Why Mobile Phones Are The Better Consumer Authentication Mousetrap

PYMNTS

SMS-one time passcodes provide a security solution in the right neighborhood, but at the wrong house. Instead of using the mobile device as a payment token, this is a way of turning its data caches into an identity token — and in a way that builds a better and more secure consumer experience.

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US Card Skimming Grew Nearly 5x in 2022, New FICO Data Shows

FICO

By using this contactless payment method, consumers can take advantage of tokenization and encryption of card details, making it much harder for criminals to capture sensitive card information. Her roles have included developing a consumer authentication solution for Experian and managing credit and identity theft management applications.

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Real-Time Payments Survey Reveals Growth in Usage - and Scams

FICO

Despite these important differences, more than half (56%) of consumers believe RTP are more secure than credit card transactions and three-quarters feel RTP processes include sufficient security checks. Using RTP is akin to using cash — once you hand it over, you can’t readily get it back. Debbie holds a B.A.